ND Stabilité
ActiveSummary
ND Stabilité has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156k and a net result of €61k. Equity is growing by ~98.9% per year across the filed fiscal years. Its solvency ranks better than 48% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+3
Solvency77▲+16
Growth78=
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.59 against 1.61 in 2024; short-term debt: 23.3% and cash: 9.6% of total assets), and 48% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52%
Return on assets
20.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
24 d late
2024
30 d late
2023
58 d late
2022
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€156k▲ 63.4%
2024 · €96k
2022: €19k
2023: €49k
2024: €96k
2022 → 2025
Total assets
€301k▲ 13.9%
2024 · €264k
2022: €234k
2023: €248k
2024: €264k
2022 → 2025
Net result
€61k▲ 29.7%
2024 · €47k
2022: €16k
2023: €30k
2024: €47k
2022 → 2025
Working capital
€111k▲ 155%
2024 · €44k
2022: €-16k
2023: €2k
2024: €44k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€19k-€49k▲ 159%€96k▲ 95.5%€156k▲ 63.4%
Operating result€23k-€47k▲ 103%€69k▲ 47.0%€86k▲ 24.6%
Net result€16k-€30k▲ 83.6%€47k▲ 55.4%€61k▲ 29.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €301k
Fixed assets
€119k ▼ 20.0%
Current assets
€182k ▲ 57.8%
Equity and liabilities €301k
Equity
€156k ▲ 63.4%
Debt
€144k ▼ 14.3%
Debt's share of the balance-sheet total falls from 63.7% to 48.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€124k▲
2024 · €105k
Cash flow
€99k▲
2024 · €83k
Current ratio
2.59▲
2024 · 1.61
Debt to equity
0.92▼
2024 · 1.76
ROE
38.8%▼
2024 · 48.8%
ROA
20.2%▲
2024 · 17.7%
Interest coverage
20.96▲
2024 · 14.38
Debt ≤ 1 year
€70k▼
2024 · €71k
Debt > 1 year
€74k▼
2024 · €97k
Income taxes
€19k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€264k€301k▲
Fixed assets21/28€149k€119k▼
Intangible fixed assets21€109k€86k▼
Tangible fixed assets22/27€40k€33k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€36k€29k▼
Current assets29/58€115k€182k▲
Amounts receivable within one year40/41€92k€152k▲
Trade receivables40€44k€48k▲
Other amounts receivable41€48k€104k▲
Cash at bank and in hand54/58€23k€29k▲
Deferred charges and accrued income490/1-€559
Equity and liabilities
Total equity and liabilities10/49€264k€301k▲
Equity10/15€96k€156k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€93k€154k▲
Amounts payable17/49€168k€144k▼
Amounts payable after more than one year17€97k€74k▼
Financial debts170/4€97k€74k▼
Amounts payable within one year42/48€71k€70k▼
Current portion of amounts payable after more than one year42€30k€23k▼
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€39k€44k▲
Taxes450/3€36k€44k▲
Remuneration and social security454/9€3k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€38k▲
Other operating charges640/8€1k€528▼
Gross operating margin9900€106k€125k▲
Operating profit (loss)9901€69k€86k▲
Financial income75/76B€62-
Recurring financial income75€62-
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€61k€80k▲
Income taxes67/77€15k€19k▲
Profit (loss) for the period9904€47k€61k▲
Profit (loss) for the period to be appropriated9905€47k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€93k€154k▲
Profit (loss) brought forward from the previous period14P€46k€93k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Highest result since 2022net €61k ▲29.7%
Operating result €86k, net result €61k, both a record.
31-12
Financial
Equity above €150kEq €156k ▲63.4%
4 profitable years in a row build equity to €156k.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Adolphe Saxplein 61050 ElseneGround area
447 m²
Building footprint
415 m²
Volume, LiDAR
8,375 m³
2 parcels, Brussels · tallest building 25.5 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
ND Stabilité
since 20222.336.790.178
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443C0202/00X002 | Brussels | 373 m² | 1 · 350 m² | 25.5 m · 7 fl. |
| 21443C0104/00F000 | Brussels | 73 m² | 1 · 65 m² | 19.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
eTask
BE 0799.579.116
Kalmthout · Eq €156,279
V-COORD
BE 0860.856.588
Brasschaat · Eq €156,255
JLR CONSULTING
BE 0776.690.381
Ukkel · Eq €156,232
VA Project Solutions
BE 1000.625.967
Beerse · Eq €156,665
TALKEETNA
BE 1006.744.192
Kapelle-op-den-Bos · Eq €156,668
Of 11,550 companies in sector 71121 we hold annual accounts for 6,563. 5,221 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:stabilite@nicolasdelfosse.be