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Generated 30-07-2026
Active BE 0728.687.952Private limited company

ND 95

Avenue Albert 1er 97 ·5000 Namur, Belgium· 7 yrs active
Sector: Non-specialised food retail (47110)
Conclusion Checked

The computed 12-month bankruptcy probability of ND 95 is 4.1% (elevated). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 7 yrs
Board 1
Locations 5
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free
4.1% Elevated
0%0,5%1,5%4%10%≥25%
Multiple establishment units +Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview6 NBB filings
Financials being processed
NBB has 6 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 26-08-2025 2025-00413239
30-06-2024 volledig 11-02-2025 2025-00034862
30-06-2023 micro 16-02-2024 2024-00030950
30-06-2022 micro 27-02-2023 2023-00031693
30-06-2021 volledig 11-02-2022 2022-05400039
30-06-2020 micro 01-03-2021 2021-06300527
Directors & mandates 1 directors
Current directors & mandates
  • GDELHAYELegal entity
    Director· perm. rep.: Florence PIRON
    State Gazette act 24448685 (05-12-2024)
    Current
    05-12-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Statutory auditor 1 auditor
Statutory auditor IRE/IBR number Tenure
SRL BDO Bedrijfsrevisoren-BDO Reviseurs d'entreprisesCurrent
Statutory auditor · represented by ANCION Denis
 - 24-10-2025 → present
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Legal Structure
NACE primary Non-specialised food retail(47110)
Legal form Private limited company(610)
Incorporation20-06-2019
StatusActive
Postal code5000
Connections & network 6 connected companies
Group structure
GDELHAYE
Parent · 6 subsidiaries · 1 location
Control→
Network connections
N.S.
Shared corporate director
→
ND 97
Shared corporate director
→
NIGHT 15
Shared corporate director
→
POINT CARRE
Shared corporate director
→
VERTIKA
Shared corporate director
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 5 locations
ND62 HAINE-SAINT-PAUL
Rue de la Déportation(PAU) 42, 7100 La LouvièreDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
since 20192.290.435.858
ND107 MONS
Rue de Nimy 145, 7000 MonsDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
since 20212.315.482.446
ND125 TOURNAI
Chaussée de Bruxelles(TOU) 47, 7500 TournaiDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
since 20222.338.137.587
ND 150 Mons 2
Avenue B. de Constantinople 5, 7000 MonsNiet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
since 20252.373.688.384
ND 148 Tournai 2
Chaussée de Renaix(TOU) 57, 7500 TournaiNiet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
since 20252.373.688.483
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 6 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53404B0706/00R080 Wallonia 9,565 m² 1 · 3,266 m² 29.3 m · 4 fl.
57462B0130/00H002 Wallonia 2,605 m² 1 · 202 m² 6.0 m · 2 fl.
92094B0311/00Z005 Wallonia 1,172 m² 1 · 93 m² 10.1 m · 2 fl.
57462A0295/00P010 Wallonia 852 m² 1 · 283 m² -
55015A0170/00Z010 Wallonia 579 m² 1 · 712 m² 11.4 m · 2 fl.
53403F0021/00D000 Wallonia 188 m² 1 · 190 m² 11.8 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 5
6 of 6 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 9 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
24-10-2025
State Gazette act Director changes
v3.2
26-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
11-02-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
05-12-2024
State Gazette act Director changes
v3.2
16-02-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
27-02-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
11-02-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
01-03-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2019
24-06-2019
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 9 months ago
2025
24-10-2025 ANCION Denis appointed as statutory auditor Director changes
  • ANCION Denis, Commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "ANCION Denis",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "SRL BDO Bedrijfsrevisoren-BDO Reviseurs d\u0027entreprises",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale de ND 95 S.R.L. proc\u00E8de \u00E0 la nomination de la SRL BDO Bedrijfsrevisoren-BDO Reviseurs d\u0027entreprises, repr\u00E9sent\u00E9e par Monsieur ANCION Denis ayant son si\u00E8ge social \u00E0 Da Vincilaan 9/E.6, 1930 Zaventem et ce, en qualit\u00E9 de commissaire pour les comptes de la S.R.L. ND 95."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0728.687.952",
    "name_full": "ND 95",
    "legal_form": "SRL"
  }
}
2024
05-12-2024 Florence PIRON appointed as director Director changes
  • Florence PIRON, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Florence PIRON",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0766259220",
        "name": "GDELHAYE",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "L\u2019assembl\u00E9e d\u00E9cide de nommer en qualit\u00E9 d\u2019administrateur non statutaire - la soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e \u00ABGDELHAYE\u00BB, dont le si\u00E8ge social est \u00E9tabli \u00E0 1330 Rixensart, rue de l\u2019Institut, 41. Soci\u00E9t\u00E9 inscrite au registre des personnes morales du Brabant wallon et immatricul\u00E9e \u00E0 la banque carrefou"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0728.687.952",
    "name_full": "ND 95",
    "legal_form": "SRL"
  }
}
2019
24-06-2019 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Avenue Albert 1er 97, 5000 Namur",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [],
  "capital_eur": 1860,
  "subject_company": {
    "kbo": "0728.687.952",
    "name_full": "ND 95",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2019-06-20",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels47620Detailhandel in kranten en andere tijdschriften47621Detailhandel in tabaksproducten in gespecialiseerde winkels47260Detailhandel in tabaksproducten47260Draadgebonden en draadloze telecommunicatie en telecommunicatie via satelliet61100Draadloze telecommunicatie61200Loterijen en kansspelen92000Activiteiten van loterijen en kansspelen92000
Primary activity highlighted.
Names & trade names
Legal nameFR ND 95
Registered office
Avenue Albert 1er 97
5000 Namur, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative