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Complete company report
Generated 30-07-2026
Active BE 0773.726.042Private limited company

NCV CONCEPT

Keizerinlaan 32 ·1860 Meise, Belgium· 4 yrs active
Sector: Specialised construction (43230)
Conclusion Checked

The computed 12-month bankruptcy probability of NCV CONCEPT is 3.3% (moderate). The 2023 annual accounts show equity of €40k and a net result of €14k. Its solvency ranks better than 18% of 9037 sector peers (fiscal year 2023). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €40k
Net result €14k
Better than sector 18%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health67Profitability50Solvency21Growth55Stability94
57 / 100

Mixed profile: strong on stability, weaker on solvency.

Health 67
Profitability 50
Solvency 21
Growth 55
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
3.3% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
67 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 17-01-2025 with the NBB · fiscal year 2023 · micro
€0€500k€1.00MRevenue 2022: €576k€576kOperating result 2022: €93k€93kNet result 2022: €71k€71kRevenue 2023: €1.19M€1.19MOperating result 2023: €22k€22kNet result 2023: €14k€14k20222023
RevenueOperating resultNet result
Sector comparison
Fiscal year 2023 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 12.4% 38.6%
better than 18% of 9037 sector peers
Net result €14k €12k
better than 53% of 9022 sector peers
Equity €40k €30k
better than 59% of 9042 sector peers
Gross operating margin €42k €33k
better than 57% of 9012 sector peers
Total assets €323k €89k
better than 89% of 9038 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€1.19M
+106.5% 22-23
EBITDA
€42k
-58.7% 22-23
Net profit
€14k
-80.4% 22-23
Cash flow
€34k
-58.1% 22-23
Total assets
€323k
+18.4% 22-23
Equity
€40k
-47.5% 22-23
Working capital
€17k
-57.3% 22-23
Income taxes
€7k
-67.3% 22-23
Dividends
€50k
- 22-23
Debt
€283k
+44.0% 22-23
Debt ≤ 1y
€274k
+50.2% 22-23
Debt > 1y
€9k
-37.9% 22-23
Current ratio
1.06
-12.8% 22-23
Quick ratio
1.06
-12.8% 22-23
Solvency
12.4%
-55.7% 22-23
Debt / equity
7.09
+174.3% 22-23
ROE
34.8%
-62.7% 22-23
ROA
4.3%
-83.5% 22-23
Net margin
1.2%
-90.5% 22-23
EBITDA margin
3.5%
-80.0% 22-23
Interest coverage
9.44
-60.6% 22-23
Figures by fiscal year
Fiscal year2023
Revenue€1.19M
EBITDA€42k
Net profit€14k
Cash flow€34k
Staff costs-
Income taxes€7k
Dividends€50k
Total assets€323k
Equity€40k
Debt€283k
of which ≤ 1y€274k
of which > 1y€9k
Working capital€17k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.06
Quick ratio1.06
Working capital ratio5.3%
Solvency12.4%
Debt / equity7.09
Long-term debt ratio0.22
Interest coverage9.44
Gross margin3.6%
Net margin1.2%
ROA4.3%
ROE34.8%
EBITDA margin3.5%
Days sales outstanding62d
Days payable outstanding61d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€323k
Fixed assets 21/28€32k
Tangible fixed assets 22/27€32k
Current assets 29/58€291k
Amounts receivable within one year 40/41€269k
Cash & bank 54/58€20k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€323k
Equity 10/15€40k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€35k
Amounts payable 17/49€283k
Amounts payable after one year 17€9k
Amounts payable within one year 42/48€274k
Trade debts payable within one year 44€192k
Income statement
Turnover 70€1.19M
Gross operating margin 9900€42k
Operating result 9901€22k
Financial income 75€3k
Financial charges 65€4k
Result before taxes 9903€21k
Income taxes 67/77€7k
Net result for the period 9904€14k
Result to be appropriated 9905€14k
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Ratios computed by Checked.
Legal Structure
NACE primary Specialised construction(43230)
Legal form Private limited company(610)
Incorporation10-09-2021
StatusActive
Postal code1860
Establishment units 1 location
NCV CONCEPT
Boechtstraat 18, 1860 MeiseHouwen, bewerken en afwerken van natuursteen
since 20212.321.701.235
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23050F0354/00S000 Flanders 795 m² 1 · 714 m² 11.8 m · 1 fl.
23050F0290/00H018 Flanders 317 m² 1 · 79 m² 8.8 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
11-06-2025
State Gazette act Registered-office change
17-01-2025
NBB filing Annual accounts filed
fiscal year 2023 · micro
2024
27-03-2024
NBB filing Annual accounts filed
fiscal year 2022 · micro
Belgisch Staatsblad, acts 1 acts
Address history · 1
11-06-2025
Registered-office move
All acts · 1 updated 1 year ago
2025
11-06-2025 Registered office moved within Meise Registered-office change
  • 1860 Meise, Boechtstraat, 18 → 1860 Meise, Keizerinlaan, 32
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "1860 Meise, Keizerinlaan, 32",
        "city": "Meise",
        "region": null,
        "street": "Keizerinlaan",
        "country": "BE",
        "postcode": null,
        "box_number": null,
        "street_number": "32",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "1860 Meise, Boechtstraat, 18",
        "city": "Meise",
        "region": "vlaams_gewest",
        "street": "Boechtstraat",
        "country": "BE",
        "postcode": "1860",
        "box_number": null,
        "street_number": "18",
        "locality_suffix": null
      },
      "effective_date": "2025-06-03",
      "evidence_quote": "",
      "region_changed": true,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": true,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Meise",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-06-11",
    "filing_date": "2025-06-03",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "enige_bestuurder",
    "date": "2025-05-13",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0773.726.042",
    "name_full": "NE CONC\u0415\u0420\u0422",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Cristian NICULCEA",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder BV NCV CONCE\u0420\u0422"
  },
  "co_filed_documents": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Installatie van isolatie43230Isolatiewerkzaamheden43291Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
Legal nameNL NCV CONCEPT
Registered office
Keizerinlaan 32
1860 Meise, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative