NClose Terrassement
ActiveSummary
The computed 12-month bankruptcy probability of NClose Terrassement is 1.6% (moderate). The 2025 annual accounts show equity of €11k and a net result of €6k. Its solvency ranks better than 10% of 27786 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability70
Solvency27
Growth-
Track record67
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.45; short-term debt: 45.1% and cash: 2.5% of total assets), and 97.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.1%
Return on assets
1.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
21 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€11k
Total assets
€534k
Net result
€6k
Working capital
€-132k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €534k
Fixed assets
€425k
Current assets
€109k
Equity and liabilities €534k
Equity
€11k
Debt
€523k
Debt finances 97.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€110k
Cash flow
€94k
Current ratio
0.45
Debt to equity
45.58
ROE
56.4%
ROA
1.2%
Interest coverage
6.72
Debt ≤ 1 year
€241k
Debt > 1 year
€281k
Staff costs
€40k
Filed annual accounts As filed with the NBB · 2025 · 42 lines
Balance sheet
Code2025
Assets
Total assets20/58€534k
Fixed assets21/28€425k
Intangible fixed assets21€18k
Tangible fixed assets22/27€407k
Plant, machinery and equipment23€52k
Furniture and vehicles24€130k
Leasing and similar rights25€225k
Current assets29/58€109k
Amounts receivable within one year40/41€92k
Trade receivables40€59k
Other amounts receivable41€33k
Cash at bank and in hand54/58€14k
Deferred charges and accrued income490/1€4k
Equity and liabilities
Total equity and liabilities10/49€534k
Equity10/15€11k
Contributions10/11€5k
Profit (loss) carried forward14€6k
Amounts payable17/49€523k
Amounts payable after more than one year17€281k
Financial debts170/4€281k
Amounts payable within one year42/48€241k
Current portion of amounts payable after more than one year42€76k
Trade debts44€32k
Suppliers440/4€32k
Taxes, remuneration and social security45€9k
Taxes450/3€397
Remuneration and social security454/9€9k
Other amounts payable47/48€124k
Accrued charges and deferred income492/3€351
Income statement
Code2025
Remuneration, social security and pensions62€40k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€87k
Other operating charges640/8€30k
Gross operating margin9900€180k
Operating profit (loss)9901€23k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€16k
Recurring financial charges65€16k
Profit (loss) for the period before taxes9903€6k
Profit (loss) for the period9904€6k
Profit (loss) for the period to be appropriated9905€6k
Appropriation of the result
Profit (loss) to be appropriated9906€6k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Welkenraedt · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Auweg 54841 WelkenraedtGround area
752 m²
Building footprint
108 m²
Volume, LiDAR
658 m³
Parcel 63032E0032/00E000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NClose Terrassement
since 20252.371.216.666
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63032E0032/00E000 | Wallonia | 752 m² | 1 · 108 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE PROOST STEFAAN
BE 0721.759.281
Meise · Eq €11,473
Kabel- en Spoorwerken
BE 0797.900.818
Antwerpen · Eq €11,476
TH. DORTU
BE 0845.216.428
Welkenraedt · Eq €11,485
Grond- en loonwerken BN
BE 0743.982.575
Herk-de-Stad · Eq €11,454
TERRA TCHOF
BE 0656.812.140
Limbourg · Eq €11,449
Of 8,455 companies in sector 43120 we hold annual accounts for 3,233. 1,586 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
43120Site preparation
43350Other building finishing work
77320Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.