Financials
- Fiscal year
- 2025
- Total assets
- €58,918
- Loss
- -€9,078
- Solvency
- 1.7%
NCD IDEAS
ActiveSummary
The annual accounts of NCD IDEAS for fiscal year 2025 show a net loss of 90% of the equity at the start of that year. The 2025 annual accounts show equity of €1,024 and a net result of -€9,078. Equity is growing by ~47.5% per year across the filed fiscal years. Its solvency ranks better than 10% of 10442 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Activity
Activities of interior architects
NACE 71112
1 site
Size
€58,918total assets 2025
- Equity
- €1,024
- Loss
- -€9,078
Turnover not published (abridged schema)
Structure
Accounts 64 d early0 of 2 deeds read
Why 52Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €9,078 (FY 2025)- Equity €1,024 (1.7% of total assets)+ Size: total assets €58,918+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 6% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
27-16
equity 1.7% of total assets
Liquidity
5-15
short-term debt 90.8% · cash 3.8%
Profitability
0-55
return on assets -15.4%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 5 months
06-2026: 0.5%highest value
07-2026: 0.5%● 0.0% vs 06-2026highest value
08-2026: 0.5%● 0.0% vs 07-2026highest value
09-2026: 0.5%● 0.0% vs 08-2026highest value
10-2026: 0.5%● 0.0% vs 09-2026highest value
- Size: total assets €58,918 lowers the probability for this profile
- Loss of €9,078 (FY 2025) raises the probability
- Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
- Equity €1,024 (1.7% of total assets) raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.86 against 1.16 in 2024; short-term debt: 90.8% and cash: 3.8% of total assets), and 98.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 10%, liquidity 3%, profitability 4%, growth against the median 5%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 10442 sector peers (2025).
NBB · sector comparisonPosition among 10442 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
4 d late
2023
6 d late
2022
16 d early
2021
17 d early
2020
15 d early
2019
12 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 28-05-2026Annual accounts filed
- 04-08-2025Annual accounts filed
- 06-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of interior architectsNACE 71112
- Founded
- 17-12-2008
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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