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NCConstruct

Active
Private limited companyfounded 201511 years activeLozerstraat(HUS) 21, 9770 Kruisem, BelgiumKBO/BCE: BE 0638.832.397
Summary

NCConstruct has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (-€63,917) and a net result of €1,897. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 171 sector peers (NACE 68, fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Property management for co-owned buildings (syndics)
NACE 68321
1 site
Size
€181,531total assets 2026
Equity
-€63,917
Profit
€1,897
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2026
Bankruptcy probability, 12 months
0.4%
Structure
Board
1 member
Accounts 100 days early1 of 5 deeds read
Why 54Capped at 59: negative equity- Negative equity -€63,917+ Size: total assets €181,531+ Sector Real estate activities (NACE 68)+ Liquidity: current ratio 0.74, cash €46,168Show the evidence

Checked score

Score 2026
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 36% of its sector peers (NACE 68, micro)
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2025
Weak
Solvency 0=
equity -35.2% of total assets
Liquidity 32-12
short-term debt 135.2% · cash 25.4%
Profitability 70-3
return on assets 1.0%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,529 companies)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025highest value 11-2025: 0.3%▼ -0.5 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026lowest value 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.4%▲ +0.1 percentage points vs 09-2026
No credit on open account
Liquidity short (current ratio 0.74 against 0.69 in 2025; short-term debt: 135.2% and cash: 25.4% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 5% on solvency, 24% on liquidity, 59% on profitability and 54% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Negative equity -€63,917
NBB · annual accounts
lowers risk · Size: total assets €181,531
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector Real estate activities (NACE 68)
KBO
lowers risk · Liquidity: current ratio 0.74, cash €46,168
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 171 sector peers (2026).
NBB · sector comparison
Position among 171 sector peers
Solvency
better than 6%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 23-07-2026, 100 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
100 days early
2025
3 days early
2024
107 days early
2023
110 days early
2022
70 days early
2021
104 days early
2020
40 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 76 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 23 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · abbreviated…
  2. Resignation: IMMO DECLERCK (manager)Permanent representative: Niko DECLERCK ·…
  3. Annual accounts filedfiscal year 2025 · abbreviated…

Key points

  • Risk: Negative equityfiscal year 2026: debts exceed assets -€63,917 View
  • Caution: Among the weakest 6% on solvencysector median 40.7% · 171 companies -35.2% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • New directorlatest change 24-12-2025 · 1 in office 1 joined View

By topic

Financials

Fiscal year
2026
Total assets
€181,531
Profit
€1,897
Solvency
-35.2%
Total assets▲ 19.8%
Net result
20192026
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-10-2027
  1. 31-03-2025Back to profit
  2. 16-07-2024Annual accounts filed
  3. 13-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Property management for co-owned buildings (syndics)NACE 68321
Founded
24-09-2015
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
16
Who signs
Each director alone
Annual meeting
Last Saturday of August at 14:00
Go to Articles of association

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