Skip to content

NCConstruct

BE 0638.832.397 · Kruisem

This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
52 / 100
Fair
Annual accounts
On time
2026 accounts
Solvency
-35.2%
better than 5% of the sector
Warnings
2
visible to whoever looks you up

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

52/ 100
Fair
On the 2026 accounts
What pulls the score down
  • Solvency weakEquity is -35.2% of total assets.
  • Liquidity weakDebts due within a year: 135.2% of total assets; cash: 25.4%.
What holds the score up
  • Profitability strongNet result: 1% of total assets; operating cash result covers interest charges 57.7 times.
See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

2022 70 d early
2023 110 d early
2024 107 d early
2025 3 d early
2026 100 d early
before the deadline after the deadline

Next deadline: the accounts for the year to 31 March 2027 are due before 31 October 2027.

See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency -35.2%
Better than 5% of 109 sector peers · median 41% · fiscal year 2026
Equity -€63,900
Better than 5% of 109 sector peers · median €275,900 · fiscal year 2026
Net result €1,900
Better than 37% of 108 sector peers · median €10,800 · fiscal year 2026
Liquidity: your current assets cover 0.74 times your debts due within a year (2026), against 0.69 a year earlier.
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

  • Annual accounts: weaker financial profileThe latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
  • Weak solvency vs sectorSolvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 109 sector peers (2026).

What you can do

Concrete steps, each based on a fact from your own dossier.

  1. Stay on time: file your accounts for the year to 31 March 2027 before 31 October 2027

    For 2026, your accounts were filed 100 days before the deadline.

    See it in your dossier
  2. Strengthen your equity

    Your equity was -€63,900 on 31 March 2026: negative equity is the first thing a credit manager reads in your balance sheet. Companies usually strengthen it with retained profit, a capital contribution or converting a shareholder loan into capital.

    See it in your dossier
  3. Keep your short-term debts in hand

    Your current assets cover 0.74 times your debts due within a year (2026), against 0.69 a year earlier. Below 1, not every short-term debt can be paid from current assets. Shorter payment terms for customers or moving short-term credit to the long term help.

    See it in your dossier

Follow your own company

Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.