NC LUXURY GROUP
ActiveThe computed 12-month bankruptcy probability of NC LUXURY GROUP is 3.5% (moderate). The 2024 annual accounts show negative equity (€-1k) and a net result of €-3k. Equity is shrinking by ~29% per year across the filed fiscal years. Its solvency ranks better than 19% of 26046 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
30
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-37
Solvency15▼-25
Growth32=
Track record94
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.91 against 1.18 in 2023; short-term debt: 109.9% and cash: 52.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-9.9%
Return on assets
-24.2%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
21222324
2021 to 2024 · latest year €-1k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-09-2025, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
49 d late
2023
29 d late
2022
58 d late
2021
50 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-1k
2023 · €2k
2021: €2k
2022: €2k
2023: €2k
2021 → 2024
Total assets
€14k▲ 4.8%
2023 · €13k
2021: €98k
2022: €46k
2023: €13k
2021 → 2024
Net result
€-3k▼ 24,665%
2023 · €-14
2021: €35
2022: €-20
2023: €-14
2021 → 2024
Working capital
€-1k
2023 · €2k
2021: €2k
2022: €2k
2023: €2k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€2k-€2k▼ 1.0%€2k▼ 0.7%€-1k
Operating result€284-€442▲ 55.8%€317▼ 28.3%€-3k
Net result€35-€-20€-14▲ 32.9%€-3k▼ 24,665%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €3k after €317 in 2023, the lowest result in the available series.
Key figures and ratios
Solvency
-9.9%▼
2023 · 15.0%
Current ratio
0.91▼
2023 · 1.18
Quick ratio
0.48▼
2023 · 0.60
Debt / equity
-11.07▼
2023 · 5.69
ROA
-24.2%▼
2023 · -0.1%
Debt
€15k▲
2023 · €11k
Debt ≤ 1 year
€15k▲
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€13k€14k▲
Current assets29/58€13k€14k▲
Stocks and contracts in progress3€7k€7k=
Stocks30/36€7k€7k=
Cash at bank and in hand54/58€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€13k€14k▲
Equity10/15€2k€-1k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€0€-3k▼
Amounts payable17/49€11k€15k▲
Amounts payable within one year42/48€11k€15k▲
Trade debts44-€1k
Suppliers440/4-€1k
Taxes, remuneration and social security45€1k€313▼
Taxes450/3€1k€313▼
Other amounts payable47/48€10k€14k▲
Income statement
Code20232024
Other operating charges640/8€2k€2k▼
Gross operating margin9900€2k€-1k▼
Operating profit (loss)9901€317€-3k▼
Financial charges65/66B€293€295▲
Recurring financial charges65€293€295▲
Profit (loss) for the period before taxes9903€24€-3k▼
Income taxes67/77€37-
Profit (loss) for the period9904€-14€-3k▼
Profit (loss) for the period to be appropriated9905€-14€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€0€-3k▼
Profit (loss) brought forward from the previous period14P€14€0▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
19-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 50 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlaamsekunstlaan 592020 AntwerpenGround area
208 m²
Building footprint
129 m²
Volume, LiDAR
1,577 m³
Parcel 11809I2122/00F004, Flanders · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
NC LUXURY GROUP
since 20202.309.081.931
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11809I2122/00F004 | Flanders | 208 m² | 1 · 129 m² | 14.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ZADRI CAR & CO
BE 0797.800.155
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EBD CARS
BE 0541.525.165
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AC WORX
BE 0890.835.825
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DEUTSCHE CARS BRUSSELS
BE 0797.456.695
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E.M.S CAR
BE 0786.820.250
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Of 10,672 companies in sector 47811 we hold annual accounts for 5,223. 966 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-2020
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.