NBX
ActiveNBX has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113k and a net result of €56k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 77% of 1886 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
98
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 4.28 against 3.89 in 2024), and 19.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.9%
Return on assets
40%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
22 d late
2024
18 d late
2023
17 d late
2022
30 d late
2021
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€113k▼ 3.4%
2024 · €117k
2021: €78k
2022: €134k
2023: €194k
2024: €117k
2021 → 2025
Total assets
€139k▼ 9.3%
2024 · €154k
2021: €106k
2022: €176k
2023: €255k
2024: €154k
2021 → 2025
Net result
€56k▲ 5.7%
2024 · €53k
2021: €77k
2022: €56k
2023: €60k
2024: €53k
2021 → 2025
Working capital
€87k▼ 3.3%
2024 · €90k
2021: €75k
2022: €132k
2023: €166k
2024: €90k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€78k-€134k▲ 71.3%€194k▲ 44.4%€117k▼ 39.9%€113k▼ 3.4%
Operating result€98k-€71k▼ 27.8%€74k▲ 5.1%€68k▼ 8.3%€76k▲ 12.0%
Net result€77k-€56k▼ 27.8%€60k▲ 6.6%€53k▼ 11.6%€56k▲ 5.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 12% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets
€25k▼ 21.0%
Current assets
€114k▼ 6.3%
Equity and liabilities €139k
Equity
€113k▼ 3.4%
Debt
€27k▼ 28.1%
The debt ratio falls from 24.1% to 19.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€86k▲
2024 · €77k
Cash flow
€65k▲
2024 · €62k
Solvency
80.9%▲
2024 · 75.9%
Current ratio
4.28▲
2024 · 3.89
Quick ratio
4.28▲
2024 · 3.89
Debt / equity
0.24▼
2024 · 0.32
ROE
49.4%▲
2024 · 45.2%
ROA
40.0%▲
2024 · 34.3%
Interest coverage
128.16▲
2024 · 111.67
Debt
€27k▼
2024 · €37k
Debt ≤ 1 year
€27k▼
2024 · €31k
Income taxes
€20k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€154k€139k▼
Fixed assets21/28€32k€25k▼
Tangible fixed assets22/27€32k€25k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€32k€23k▼
Current assets29/58€122k€114k▼
Amounts receivable within one year40/41€28k€23k▼
Trade receivables40€28k€23k▼
Other amounts receivable41-€73
Cash at bank and in hand54/58€92k€89k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€154k€139k▼
Equity10/15€117k€113k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€116k€112k▼
Amounts payable17/49€37k€27k▼
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€31k€27k▼
Current portion of amounts payable after more than one year42€7k€6k▼
Trade debts44€2k€153▼
Suppliers440/4€2k€153▼
Taxes, remuneration and social security45€23k€21k▼
Taxes450/3€22k€21k▼
Remuneration and social security454/9€505-
Other amounts payable47/48€33-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€241-
Gross operating margin9900€78k€86k▲
Operating profit (loss)9901€68k€76k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€693€668▼
Recurring financial charges65€693€668▼
Profit (loss) for the period before taxes9903€67k€76k▲
Income taxes67/77€15k€20k▲
Profit (loss) for the period9904€53k€56k▲
Profit (loss) for the period to be appropriated9905€53k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€246k€171k▼
Profit (loss) brought forward from the previous period14P€193k€116k▼
Profit to be distributed694/7€130k€60k▼
Return on contributions (dividend)694€130k€60k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Weakest financial yearnet €53k ▼11.6%
Net result drops to €53k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 17 days late
2023
31-12
Financial
Equity above €150kEq €194k ▲44.4%
3 profitable years in a row build equity to €194k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €100kEq €134k ▲71.3%
2 profitable years in a row build equity to €134k.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Alexanderstraat 98310 BruggeGround area
318 m²
Building footprint
97 m²
Parcel 31434C0202/00B003, Flanders. Linked by address, not a title deed.
1 establishment unit
NBX
since 20202.297.851.806
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31434C0202/00B003 | Flanders | 318 m² | 1 · 97 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,714 companies in sector 63100 we hold annual accounts for 1,267. 972 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2020
Fiscal year end31-12
Activities, NACEBEL
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
47400Retail sale of information and communication equipment
47410Retail trade
62010Computer programming, consultancy and related activities
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.