NBJ Construct
Annual accounts 2025
micro format, filed on 23-06-2026, 38 days before the deadlineTurnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €280,000. Estimated: probably between €140,000 and €550,000.
Balance sheet
balance sheet total €24,695 on 31-12-2025in euro
in euro
Position in the sector
52.2%
Higher than 56% of 37,211 companies in 2025.
1.74
Higher than 48% of 36,505 companies in 2025.
58.9%
Higher than 95% of 36,740 companies in 2025.
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
24,695 | 6,587 | 15,763 | 12,245 | |
21/28 |
4,871 | 2,861 | 2,110 | 1,976 | |
22/27 |
4,871 | 2,861 | 2,110 | 1,976 | |
23 |
1,614 | 2,278 | 1,200 | 1,229 | |
24 |
2,855 | 46 | 239 | 747 | |
26 |
401 | 536 | 671 | - | |
29/58 |
19,825 | 3,726 | 13,653 | 10,269 | |
40/41 |
13,477 | 0 | 7,181 | 4,471 | |
40 |
10,576 | 0 | 5,309 | 0 | |
41 |
2,902 | 0 | 1,872 | 4,471 | |
54/58 |
6,348 | 3,726 | 6,377 | 5,702 | |
490/1 |
- | 0 | 96 | 96 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
24,695 | 6,587 | 15,763 | 12,245 | |
10/15 |
12,879 | -1,663 | 9,675 | 4,643 | |
10/11 |
3,000 | 3,000 | 3,000 | 3,000 | |
14 |
9,879 | -4,663 | 6,675 | 1,643 | |
17/49 |
11,817 | 8,250 | 6,089 | 7,602 | |
42/48 |
11,405 | 8,218 | 6,089 | 7,602 | |
44 |
9,826 | 2,009 | 3,246 | 6,979 | |
440/4 |
9,826 | 2,009 | 3,246 | 6,979 | |
45 |
1,487 | 5,980 | 2,623 | 623 | |
450/3 |
587 | 2,363 | 2,142 | 142 | |
454/9 |
900 | 3,617 | 481 | 481 | |
47/48 |
93 | 229 | 220 | - | |
492/3 |
411 | 32 | - | - | |
| Income statement | |||||
9900 |
21,305 | -10,219 | 8,199 | 4,149 | |
62 |
4,261 | - | - | - | |
630 |
1,390 | 785 | 860 | 1,896 | |
640/8 |
762 | 515 | 611 | 379 | |
9901 |
14,891 | -11,519 | 6,728 | 1,873 | |
75/76B |
693 | 1 | 5 | 2 | |
75 |
693 | 1 | 5 | 2 | |
65/66B |
72 | 73 | 62 | 62 | |
65 |
72 | 73 | 62 | 62 | |
9903 |
15,513 | -11,591 | 6,671 | 1,813 | |
67/77 |
971 | -253 | 1,640 | 171 | |
9904 |
14,542 | -11,338 | 5,032 | 1,643 | |
9905 |
14,542 | -11,338 | 5,032 | 1,643 | |
| Appropriation of the result | |||||
9906 |
9,879 | -4,663 | 6,675 | 1,643 | |
14P |
-4,663 | 6,675 | 1,643 | - | |
| Document | |||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 23-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 16,282 | -10,734 | 7,588 | 3,769 | ||
| 15,932 | -10,552 | 5,892 | 3,539 | ||
| 3,400 | 1,536 | 994 | 3,872 | ||
| 2,621 | -2,650 | 674 | - | ||
| 8,419 | -4,492 | 7,565 | 2,667 | ||
| 52.2% | -25.2% | 61.4% | 37.9% | ||
| 1.74 | 0.45 | 2.24 | 1.35 | ||
| 0.92 | - | 0.63 | 1.64 | ||
| 112.9% | - | 52.0% | 35.4% | ||
| 58.9% | -172.1% | 31.9% | 13.4% | ||
| over 100 | -147.71 | over 100 | 61.17 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €3,400 | €1,536 | €994 | €3,872 |
| €1,390 | €785 | €860 | €1,896 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on NBJ Construct
The operating result for 2025 is a profit of €14,891, after a loss of €11,519 in 2024. It is the highest result since 2022.
Debt's share of the balance-sheet total is 47.8%.