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NBJ Construct

Active Private limited companyfounded 2022active for 4 yearsRue Henri Gardier 65, 4630 SoumagneKBO/BCE: BE 0781.473.570

Lifetime

4 annual accounts with figures on one time axis
peak €21,305 (2025)
€21,305▲ €31,524
lowest -€11,338 (2024)
€14,542▲ €25,879
peak €12,879 (2025)
€12,879▲ €14,542
€11,817▲ 43.2%
Board2 names since 2022
2 directors and 1 other
Documentsfilings and deeds
23-06-202638 days before the deadline
2025micro format
Gross margin from -€10,219 to €21,305Back to profit: €14,542Equity from -€1,663 to €12,879Debts from €8,250 to €11,817Investments €3,400Cash from €3,726 to €6,348

Key points

from the 2025 annual accounts

Turnover

≈ €280,000 estimated

The micro format states no turnover.

Investments

€3,400 2.4 × depreciation
2022202320242025

Green is investment, beige is depreciation.

Liquidity

1.74 was 0.45 in 2024

Short-term debts rose from €8,218 to €11,405.

Filings

4 annual accounts since 2022
AprilJune31 JulyOctober2022202320242025

The last four annual accounts were filed 16 to 58 days before the end of the period.

Position in the sector

€12,879

Less equity than 81% of companies in specialised construction. Sector median €57,818 · 37,225 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 39,326 companies had the same profile as NBJ Construct has now. Each dot stands for 99 companies, two years later.

95.7%
were still trading
2.4%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,326 companies, not a prediction for NBJ Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Director
  • 60 sharesdeed of 04-02-2022
  • 60 sharesdeed of 04-02-2022
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0781473570
Registered office moved from Chênée to Soumagne New registered office: Rue Henri Gardier 65, 4630 SOUMAGNE · Previous registered office: Rue du Bêchuron 57, 4032 Chênée · Board meeting of 09-01-2023 · Gazette deed
Incorporation Founding capital of €3,000, 120 shares · Founders: and · Appointments: (director) and (director) · published on 04-02-2022 · Gazette deed
First establishment Rue Henri Gardier 65, Soumagne
All 11 events

Comparable companies

same main activity, similar in size and age
Company
NBJ Construct Soumagne €24,695 €21,305 52.2% -
EKS CONSTRUCTION Vilvoorde €23,285 €18,302 88.3% -
TAHA CONSTRUCTION Anderlecht €23,245 €13,566 35.1% -
B.B. RENOVATION Fléron €29,851 €26,666 17.4% -
HELIAMAT TRAILERS Sprimont €15,528 €14,921 24.6% 0
STEVE DUQUESNES Celles (lez-Tournai) €16,344 €18,637 -330.2% -
GILLES BROSENS Malle €33,018 €17,711 45.5% -

These companies have the same main activity as NBJ Construct: bricklaying and masonry work (NACE 43910). They are comparable in size and age: total assets between €15,500 and €33,000, founded between 2020 and 2022.

Official details

Source: KBO
Status
Active since 02-02-2022Normal situation
Activity
Bricklaying and masonry workNACE 43910and 2 others
Establishment unit
2.327.143.5294630 Soumagne, since 02-02-2022
Financial year end
31 December
Peppol
Reachable since 01-04-2026
Company details

Annual accounts 2025

€24,695▲ 275%
Filing
Filed on 23-06-2026, 38 days before the end of the filing period
Financials

Insights on NBJ Construct

NBJ Construct files the micro format. That format states no turnover. The gross margin rose from €4,149 in 2022 to €21,305 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about NBJ Construct

What is the company number of NBJ Construct?
The company number of NBJ Construct is 0781.473.570. The VAT number is the same number with BE in front: BE 0781.473.570.
Where is NBJ Construct based?
The registered office is at Rue Henri Gardier 65, 4630 Soumagne.Company details
What does NBJ Construct do?
According to the KBO register, the main activity is bricklaying and masonry work (NACE 43910).
What is the legal form of NBJ Construct?
NBJ Construct is a private limited company (BV).
When was NBJ Construct founded?
NBJ Construct was founded on 02-02-2022.
Is NBJ Construct still active?
Yes, NBJ Construct is an active enterprise in the KBO register.
What is the turnover of NBJ Construct?
The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €21,305 and 209 comparable companies (NACE 439). It probably lies between €140,000 and €550,000. It is a rough estimate.Financials
Is NBJ Construct profitable?
In financial year 2025, NBJ Construct made a profit of €14,542.
Where can I find the annual accounts of NBJ Construct?
NBJ Construct filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of NBJ Construct due?
NBJ Construct must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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