NB PNEUMO-ALLERGOLOGIE
ActiveSummary
NB PNEUMO-ALLERGOLOGIE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €264k and a net result of €263k. Its solvency ranks better than 56% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency94
Growth-
Track record67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days only on tighter terms
Liquidity ample (current ratio 3.35; short-term debt: 25% and cash: 66.5% of total assets), and 31% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69%
Return on assets
68.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
21 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€264k
Total assets
€383k
Net result
€263k
Working capital
€224k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €383k
Fixed assets
€63k
Current assets
€320k
Equity and liabilities €383k
Equity
€264k
Debt
€119k
Debt finances 31.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€361k
Cash flow
€277k
Current ratio
3.35
Debt to equity
0.45
ROE
99.6%
ROA
68.7%
Interest coverage
237.72
Debt ≤ 1 year
€95k
Debt > 1 year
€23k
Income taxes
€82k
Filed annual accounts As filed with the NBB · 2025 · 42 lines
Balance sheet
Code2025
Assets
Total assets20/58€383k
Fixed assets21/28€63k
Tangible fixed assets22/27€63k
Plant, machinery and equipment23€23k
Furniture and vehicles24€8k
Other tangible fixed assets26€32k
Current assets29/58€320k
Cash at bank and in hand54/58€255k
Deferred charges and accrued income490/1€65k
Equity and liabilities
Total equity and liabilities10/49€383k
Equity10/15€264k
Contributions10/11€2k
Reserves13€262k
Distributable reserves133€262k
Amounts payable17/49€119k
Amounts payable after more than one year17€23k
Financial debts170/4€17k
Other amounts payable178/9€6k
Amounts payable within one year42/48€95k
Current portion of amounts payable after more than one year42€7k
Trade debts44€336
Suppliers440/4€336
Taxes, remuneration and social security45€85k
Taxes450/3€85k
Remuneration and social security454/9€233
Other amounts payable47/48€3k
Accrued charges and deferred income492/3€475
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k
Other operating charges640/8€1k
Gross operating margin9900€362k
Operating profit (loss)9901€346k
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€345k
Income taxes67/77€82k
Profit (loss) for the period9904€263k
Profit (loss) for the period to be appropriated9905€263k
Appropriation of the result
Profit (loss) to be appropriated9906€263k
Transfer to equity691/2€262k
To other reserves6921€262k
Profit to be distributed694/7€833
Return on contributions (dividend)694€833
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Theux · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Haute Desnié 114910 TheuxGround area
5,906 m²
Parcel 63044C0231/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Haute Desnié 11, 4910 Theux
since 20242.362.839.430
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63044C0231/00E000 | Wallonia | 5,906 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ORTHOMEDEX
BE 0836.215.323
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Dokter Virginie Cuypers
BE 0728.728.930
Tielt · Eq €264,038
DOCTEUR KIROVA MARIA
BE 0723.426.592
Saint-Ghislain · Eq €264,005
NOSELE
BE 0876.435.778
Sint-Pieters-Woluwe · Eq €263,979
Dokter Els De Smedt Oftalmologie
BE 0841.575.364
Leuven · Eq €264,404
Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 6,680 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-08-2024
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.