Summary
The computed 12-month bankruptcy probability of NB BATIMENT is 3.8% (moderate). The 2023 annual accounts show equity of €22k and a net result of €2k. Its solvency ranks better than 76% of 9006 sector peers (fiscal year 2023). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Axes, FY 2023
Profitability78
Solvency91
Growth-
Track record79
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
65.8%
Return on assets
7.2%
Age of the figures
33 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 20-09-2024, 51 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2023
51 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Equity
€22k
Total assets
€34k
Net result
€2k
Working capital
€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €34k
Fixed assets
€8k
Current assets
€26k
Equity and liabilities €34k
Equity
€22k
Debt
€12k
Debt finances 34.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€6k
Cash flow
€5k
Current ratio
2.26
Quick ratio
0.55
Debt to equity
0.52
ROE
10.9%
ROA
7.2%
Interest coverage
28.33
Debt ≤ 1 year
€12k
Income taxes
€700
Staff costs
€78k
Filed annual accounts As filed with the NBB · 2023 · 39 lines
Balance sheet
Code2023
Assets
Total assets20/58€34k
Fixed assets21/28€8k
Tangible fixed assets22/27€8k
Plant, machinery and equipment23€8k
Current assets29/58€26k
Stocks and contracts in progress3€20k
Stocks30/36€20k
Amounts receivable within one year40/41€61
Other amounts receivable41€61
Cash at bank and in hand54/58€4k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€34k
Equity10/15€22k
Contributions10/11€20k
Reserves13€2k
Distributable reserves133€2k
Amounts payable17/49€12k
Amounts payable within one year42/48€12k
Trade debts44€5k
Suppliers440/4€5k
Taxes, remuneration and social security45€3k
Taxes450/3€1k
Remuneration and social security454/9€2k
Other amounts payable47/48€3k
Income statement
Code2023
Remuneration, social security and pensions62€78k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€249
Non-recurring operating charges66A€0
Gross operating margin9900€84k
Operating profit (loss)9901€3k
Financial charges65/66B€203
Recurring financial charges65€203
Profit (loss) for the period before taxes9903€3k
Income taxes67/77€700
Profit (loss) for the period9904€2k
Profit (loss) for the period to be appropriated9905€2k
Appropriation of the result
Profit (loss) to be appropriated9906€2k
Transfer to equity691/2€2k
To other reserves6921€2k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2023
Ground area
1,451 m²
Parcel 55022A0482/00P000, Wallonia. Linked by address, not a title deed.
1 establishment unit
NB BATIMENT
since 20232.342.115.973
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55022A0482/00P000 | Wallonia | 1,451 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Varela Construct
BE 0793.771.982
Zaventem · Eq €22,439
"AG-CONCEPT"
BE 0692.604.051
La Louvière · Eq €22,443
MAISON VERT
BE 0747.967.592
Kraainem · Eq €22,430
EYA
BE 1020.204.329
Zelzate · Eq €22,430
RENOVAD
BE 1017.386.379
Sint-Pieters-Leeuw · Eq €22,446
Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 11,828 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2022
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.