NAVIT
ActiveNAVIT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €316k and a net result of €119k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 72% of 2831 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+12
Solvency90▼-8
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 1.49 in 2023; short-term debt: 32.5% and cash: 42.6% of total assets), and 34.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
30 d late
2022
28 d late
2021
31 d late
2020
30 d late
2019
68 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€316k▲ 16.3%
2023 · €272k
2018: €175k
2019: €192k
2020: €213k
2021: €237k
2022: €254k
2023: €272k
2018 → 2024
Total assets
€484k▲ 30.7%
2023 · €370k
2018: €309k
2019: €315k
2020: €337k
2021: €378k
2022: €374k
2023: €370k
2018 → 2024
Net result
€119k▲ 106%
2023 · €58k
2018: €87k
2019: €38k
2020: €60k
2021: €64k
2022: €67k
2023: €58k
2018 → 2024
Working capital
€117k▲ 172%
2023 · €43k
2018: €60k
2019: €74k
2020: €117k
2021: €64k
2022: €36k
2023: €43k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€213k-€237k▲ 11.4%€254k▲ 7.1%€272k▲ 7.0%€316k▲ 16.3%
Operating result€66k-€72k▲ 9.0%€73k▲ 0.9%€66k▼ 9.7%€133k▲ 102%
Net result€60k-€64k▲ 6.5%€67k▲ 3.9%€58k▼ 13.6%€119k▲ 106%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 102% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €484k
Fixed assets
€210k▼ 12.4%
Current assets
€274k▲ 110%
Equity and liabilities €484k
Equity
€316k▲ 16.3%
Debt
€168k▲ 70.8%
The debt ratio rises from 26.5% to 34.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€165k▲
2023 · €96k
Cash flow
€150k▲
2023 · €88k
Solvency
65.3%▼
2023 · 73.5%
Current ratio
1.75▲
2023 · 1.49
Quick ratio
1.75▲
2023 · 1.49
Debt / equity
0.53▲
2023 · 0.36
ROE
37.7%▲
2023 · 21.3%
ROA
24.6%▲
2023 · 15.6%
Interest coverage
631.72▼
2023 · 843.11
Debt
€168k▲
2023 · €98k
Debt ≤ 1 year
€157k▲
2023 · €87k
Income taxes
€17k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€370k€484k▲
Fixed assets21/28€239k€210k▼
Tangible fixed assets22/27€167k€137k▼
Land and buildings22€100k€91k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€45k€28k▼
Other tangible fixed assets26€18k€15k▼
Financial fixed assets28€73k€73k=
Current assets29/58€131k€274k▲
Amounts receivable within one year40/41€62k€67k▲
Trade receivables40€29k€30k▲
Other amounts receivable41€33k€37k▲
Cash at bank and in hand54/58€67k€206k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€370k€484k▲
Equity10/15€272k€316k▲
Contributions10/11€20k€20k=
Reserves13€35k€58k▲
Distributable reserves133€35k€58k▲
Profit (loss) carried forward14€217k€237k▲
Amounts payable17/49€98k€168k▲
Amounts payable within one year42/48€87k€157k▲
Trade debts44€10k€10k▲
Suppliers440/4€10k€10k▲
Taxes, remuneration and social security45€37k€72k▲
Taxes450/3€25k€44k▲
Remuneration and social security454/9€12k€28k▲
Other amounts payable47/48€40k€75k▲
Accrued charges and deferred income492/3€11k€11k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€31k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€100k€168k▲
Operating profit (loss)9901€66k€133k▲
Financial income75/76B€813€3k▲
Recurring financial income75€813€3k▲
Financial charges65/66B€114€261▲
Recurring financial charges65€114€261▲
Profit (loss) for the period before taxes9903€67k€136k▲
Income taxes67/77€9k€17k▲
Profit (loss) for the period9904€58k€119k▲
Profit (loss) for the period to be appropriated9905€58k€119k▲
Appropriation of the result
Profit (loss) to be appropriated9906€275k€336k▲
Profit (loss) brought forward from the previous period14P€217k€217k=
Transfer to equity691/2€18k€24k▲
To other reserves6921€18k€24k▲
Profit to be distributed694/7€40k€75k▲
Directors or managers695€40k€75k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €119k ▲106%
Operating result €133k, net result €119k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Equity above €200kEq €213k ▲10.6%
3 profitable years in a row build equity to €213k.
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 68 days late
2019
31-12
Financial
Weakest financial yearnet €38k ▼56.6%
Net result drops to €38k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkhofweg 159200 DendermondeGround area
1,453 m²
Building footprint
259 m²
Volume, LiDAR
609 m³
Parcel 42006B0675/00E003, Flanders · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
NAVIT
since 20082.170.952.545
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42006B0675/00E003 | Flanders | 1,453 m² | 1 · 259 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NITRONIX
BE 0829.829.555
Ganshoren · Eq €316k
RMDY
BE 0687.534.713
Kontich · Eq €316k
TRIMARCISIA
BE 0540.575.258
Tielt · Eq €316k
House of IT Support
BE 0785.383.165
Kortrijk · Eq €316k
KIBA SOLUTIONS
BE 0537.653.182
Brussel · Eq €316k
Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 13,602 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-05-2008
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.