MINDIT
ActiveSummary
MINDIT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €240k and a net result of €62k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 40% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+1
Solvency73▼-22
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 2.61 in 2024; short-term debt: 43.9% and cash: 10.4% of total assets), and 52.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.9%
Return on assets
12.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-03-2026, 143 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
143 d early
2024
57 d early
2023
40 d early
2022
66 d early
2021
59 d early
2020
82 d early
2019
81 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€240k▼ 36.2%
2024 · €376k
2018: €252k
2019: €277k
2020: €209k
2021: €235k
2022: €273k
2023: €314k
2024: €376k
2018 → 2025
Total assets
€501k▼ 6.2%
2024 · €534k
2018: €515k
2019: €511k
2020: €511k
2021: €485k
2022: €561k
2023: €497k
2024: €534k
2018 → 2025
Net result
€62k▼ 0.9%
2024 · €62k
2018: €24k
2019: €41k
2020: €51k
2021: €44k
2022: €56k
2023: €63k
2024: €62k
2018 → 2025
Working capital
€14k▼ 89.5%
2024 · €135k
2018: €44k
2019: €50k
2020: €-38k
2021: €-35k
2022: €-10k
2023: €37k
2024: €135k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€235k-€273k▲ 16.0%€314k▲ 14.9%€376k▲ 19.8%€240k▼ 36.2%
Operating result€74k-€84k▲ 12.9%€82k▼ 2.1%€81k▼ 0.4%€82k▲ 0.9%
Net result€44k-€56k▲ 25.5%€63k▲ 13.2%€62k▼ 1.5%€62k▼ 0.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €501k
Fixed assets
€267k ▼ 15.2%
Current assets
€234k ▲ 6.6%
Equity and liabilities €501k
Equity
€240k ▼ 36.2%
Debt
€261k ▲ 65.0%
Debt's share of the balance-sheet total rises from 29.6% to 52.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€132k▲
2024 · €130k
Cash flow
€111k▲
2024 · €110k
Current ratio
1.06▼
2024 · 2.61
Debt to equity
1.09▲
2024 · 0.42
ROE
25.7%▲
2024 · 16.5%
ROA
12.3%▲
2024 · 11.6%
Interest coverage
38.67▲
2024 · 28.21
Debt ≤ 1 year
€220k▲
2024 · €84k
Debt > 1 year
€41k▼
2024 · €74k
Income taxes
€24k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€534k€501k▼
Fixed assets21/28€315k€267k▼
Tangible fixed assets22/27€315k€267k▼
Land and buildings22€216k€203k▼
Plant, machinery and equipment23€30k€14k▼
Furniture and vehicles24€40k€25k▼
Other tangible fixed assets26€29k€25k▼
Current assets29/58€219k€234k▲
Amounts receivable within one year40/41€48k€22k▼
Trade receivables40€21k€22k▲
Other amounts receivable41€27k-
Current investments50/53€129k€154k▲
Cash at bank and in hand54/58€37k€52k▲
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€534k€501k▼
Equity10/15€376k€240k▼
Contributions10/11€19k€19k=
Reserves13€357k€221k▼
Distributable reserves133€357k€221k▼
Amounts payable17/49€158k€261k▲
Amounts payable after more than one year17€74k€41k▼
Financial debts170/4€74k€41k▼
Amounts payable within one year42/48€84k€220k▲
Current portion of amounts payable after more than one year42€50k€33k▼
Financial debts43-€6k
Credit institutions430/8-€6k
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45€24k€20k▼
Taxes450/3€24k€20k▼
Other amounts payable47/48€5k€160k▲
Accrued charges and deferred income492/3-€172
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€50k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€132k€134k▲
Operating profit (loss)9901€81k€82k▲
Financial income75/76B€10k€7k▼
Recurring financial income75€10k€7k▼
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€87k€86k▼
Income taxes67/77€24k€24k▼
Profit (loss) for the period9904€62k€62k▼
Profit (loss) for the period to be appropriated9905€62k€62k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€62k▼
Transfer from equity791/2-€198k
Transfer to equity691/2€62k€62k▼
To other reserves6921€62k€62k▼
Profit to be distributed694/7-€198k
Return on contributions (dividend)694-€198k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 2.61
Current ratio from 1.28 to 2.61; short-term debt falls from €134k to €84k.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €63k ▲13.2%
Net result €63k, the highest in the series.
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lede · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Essestraat 1429340 LedeGround area
2,953 m²
Building footprint
173 m²
Volume, LiDAR
663 m³
Parcel 41032A0447/00H000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MINDIT
since 20062.157.211.506
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41032A0447/00H000 | Flanders | 2,953 m² | 1 · 173 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 2,067 EUR awarded · 2,067 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,200 EUR | 1,200 EUR |
| 2023 | 1 | 495 EUR | 495 EUR |
| 2022 | 1 | 372 EUR | 372 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
984500C5FOD59B660513
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 14,294 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2006
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.