NAVERCOM
ActiveNAVERCOM has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €608k and a net result of €93k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 64% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-7
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 4.11 against 4.31 in 2024), and 30.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.9%
Return on assets
10.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
7 d early
2023
19 d early
2022
4 d early
2021
8 d late
2020
5 d late
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€608k▲ 3.6%
2024 · €587k
2018: €248k
2019: €320k
2020: €404k
2021: €539k
2022: €548k
2023: €572k
2024: €587k
2018 → 2025
Total assets
€870k▲ 0.5%
2024 · €865k
2018: €674k
2019: €628k
2020: €774k
2021: €900k
2022: €869k
2023: €862k
2024: €865k
2018 → 2025
Net result
€93k▼ 5.2%
2024 · €98k
2018: €83k
2019: €72k
2020: €98k
2021: €135k
2022: €63k
2023: €85k
2024: €98k
2018 → 2025
Working capital
€192k▲ 4.7%
2024 · €183k
2018: €156k
2019: €123k
2020: €165k
2021: €267k
2022: €237k
2023: €259k
2024: €183k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€539k-€548k▲ 1.7%€572k▲ 4.4%€587k▲ 2.7%€608k▲ 3.6%
Operating result€208k-€100k▼ 51.7%€136k▲ 35.3%€154k▲ 13.2%€143k▼ 6.8%
Net result€135k-€63k▼ 53.4%€85k▲ 35.0%€98k▲ 16.0%€93k▼ 5.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €870k
Fixed assets
€616k▼ 1.7%
Current assets
€253k▲ 6.2%
Equity and liabilities €870k
Equity
€608k▲ 3.6%
Debt
€261k▼ 6.1%
The debt ratio falls from 32.2% to 30.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€176k▼
2024 · €191k
Cash flow
€125k▼
2024 · €136k
Solvency
69.9%▲
2024 · 67.8%
Current ratio
4.11▼
2024 · 4.31
Quick ratio
4.11▼
2024 · 4.31
Debt / equity
0.43▼
2024 · 0.47
ROE
15.3%▼
2024 · 16.7%
ROA
10.7%▼
2024 · 11.4%
Interest coverage
18.48▲
2024 · 18.35
Debt
€261k▼
2024 · €278k
Debt ≤ 1 year
€62k▲
2024 · €55k
Debt > 1 year
€198k▼
2024 · €223k
Income taxes
€44k▼
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€865k€870k▲
Fixed assets21/28€627k€616k▼
Tangible fixed assets22/27€627k€616k▼
Land and buildings22€571k€548k▼
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24€20k€16k▼
Other tangible fixed assets26€33k€49k▲
Current assets29/58€238k€253k▲
Amounts receivable within one year40/41€52k€72k▲
Trade receivables40€49k€28k▼
Other amounts receivable41€3k€44k▲
Current investments50/53€102k€95k▼
Cash at bank and in hand54/58€83k€86k▲
Deferred charges and accrued income490/1€1k€188▼
Equity and liabilities
Total equity and liabilities10/49€865k€870k▲
Equity10/15€587k€608k▲
Contributions10/11€12k€12k=
Reserves13€575k€596k▲
Distributable reserves133€575k€596k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€278k€261k▼
Amounts payable after more than one year17€223k€198k▼
Financial debts170/4€223k€198k▼
Amounts payable within one year42/48€55k€62k▲
Current portion of amounts payable after more than one year42€24k€25k▲
Trade debts44€8k€13k▲
Suppliers440/4€8k€13k▲
Taxes, remuneration and social security45€23k€21k▼
Taxes450/3€23k€21k▼
Other amounts payable47/48-€3k
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€32k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€195k€179k▼
Operating profit (loss)9901€154k€143k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€10k€10k▼
Recurring financial charges65€10k€10k▼
Profit (loss) for the period before taxes9903€146k€137k▼
Income taxes67/77€47k€44k▼
Profit (loss) for the period9904€98k€93k▼
Profit (loss) for the period to be appropriated9905€98k€93k▼
Appropriation of the result
Profit (loss) to be appropriated9906€98k€93k▼
Transfer from equity791/2€83k€72k▼
Transfer to equity691/2€98k€93k▼
To other reserves6921€98k€93k▼
Profit to be distributed694/7€83k€72k▼
Return on contributions (dividend)694€83k€72k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €63k ▼53.4%
Net result drops to €63k, the lowest in the series; recovery starts the following year.
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
31-12
Financial
Highest result since 2018net €135k ▲36.9%
Operating result €208k, net result €135k, both a record.
31-12
Financial
Equity above €500kEq €539k ▲33.4%
4 profitable years in a row build equity to €539k.
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boterdael(Den) 209400 NinoveGround area
932 m²
Building footprint
235 m²
Volume, LiDAR
1,030 m³
Parcel 41012C1234/00V000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Navercom
since 20102.191.310.964
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41012C1234/00V000 | Flanders | 932 m² | 1 · 235 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 32,859 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
73200Market research and public opinion polling
82300Organisation of conventions and trade shows
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.