Financials
- Financial year
- 2025
- Total assets
- €439,248
- Profit
- €81,990
- Solvency
- 20.3%
Natur' Isol
ActiveSummary
Natur' Isol has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88,990 and a net result of €81,990. Its solvency ranks better than 22% of 34,143 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Insulation installation
NACE 43230
1 site
Size
€439,248total assets 2025
- Equity
- €88,990
- Profit
- €81,990
Turnover not published (micro format)
Structure
Accounts 37 days early
Why 71raises riskFounded in 2025Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 5.01, cash €69,864Size: total assets €439,248Show the evidence
Checked score
Score 2025
71
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 55% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency
45
equity 20.3% of total assets
Liquidity
66
short-term debt 15.8% · cash 15.9%
Profitability
92
return on assets 18.7%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 1.9%
04-2026: 1.9%● unchanged vs 03-2026
05-2026: 2.0%▲ +0.1 percentage points vs 04-2026
06-2026: 2.3%▲ +0.3 percentage points vs 05-2026highest value
07-2026: 0.5%▼ -1.8 percentage points vs 06-2026lowest value
08-2026: 0.5%● unchanged vs 07-2026
09-2026: 0.6%▲ +0.1 percentage points vs 08-2026
10-2026: 0.6%● unchanged vs 09-2026
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 5.01, above the usual 1.5; short-term debt: 15.8% and cash: 15.9% of total assets), but 79.7% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 22% on solvency, 65% on liquidity and 78% on profitability.
The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 34143 sector peers (2025).
NBB · sector comparisonPosition among 34143 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
37 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: BELMEDDAH Ali (director) ·…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Insulation installationNACE 43230
- Founded
- 18-02-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 39
- Annual meeting
- Third Thursday of June at 18:00
- Purpose
- “Elke activiteit die verband houdt met de algemene aanneming van bouwwerken,verbouwingen of…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
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