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IA CONSTRUCT

Active
Private limited companyfounded 20251 yr activeVisé Voie 11, 4000 Liège, BelgiumKBO/BCE: BE 1023.905.769
Summary

The computed 12-month bankruptcy probability of IA CONSTRUCT is 1.5% (moderate). The 2025 annual accounts show equity of €114,946 and a net result of €111,946. Its solvency ranks better than 55% of 28254 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency77
Growth-
Track record67
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.07; short-term debt: 48.2% and cash: 53.6% of total assets), and 48.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
51.8%
Return on assets
50.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 2 June 2025, IA CONSTRUCT was incorporated as a Private limited company.1 In 2026 the registered office moved to Flémalle.2 Of the 2 current board members, 3IF MANAGEMENT has served longest, since 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 29-07-2026

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Financials · fiscal year 2025, micro schema

Equity
€114,946
Total assets
€221,859
Net result
€111,946
Working capital
€114,733

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €221,859
Fixed assets €213
Current assets €221,646
Equity and liabilities €221,859
Equity €114,946
Debt €106,913
Debt finances 48.2% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
2.07
Debt to equity
0.93
ROE
97.4%
ROA
50.5%
Debt ≤ 1 year
€106,913
Income taxes
€31,065
Staff costs
€6,862

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet Code2025
Assets
Total assets20/58€221,859
Fixed assets21/28€213
Financial fixed assets28€213
Current assets29/58€221,646
Amounts receivable within one year40/41€102,427
Trade receivables40€102,427
Cash at bank and in hand54/58€119,005
Deferred charges and accrued income490/1€215
Equity and liabilities
Total equity and liabilities10/49€221,859
Equity10/15€114,946
Contributions10/11€3,000
Profit (loss) carried forward14€111,946
Amounts payable17/49€106,913
Amounts payable within one year42/48€106,913
Trade debts44€70,465
Suppliers440/4€70,465
Taxes, remuneration and social security45€34,021
Taxes450/3€32,055
Remuneration and social security454/9€1,965
Other amounts payable47/48€2,427
Income statement Code2025
Remuneration, social security and pensions62€6,862
Other operating charges640/8€391
Gross operating margin9900€150,294
Operating profit (loss)9901€143,041
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€30
Recurring financial charges65€30
Profit (loss) for the period before taxes9903€143,011
Income taxes67/77€31,065
Profit (loss) for the period9904€111,946
Profit (loss) for the period to be appropriated9905€111,946
Appropriation of the result
Profit (loss) to be appropriated9906€111,946

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€6,862
Other operating charges640/8€391
Gross operating margin9900€150,294
Operating profit (loss)9901€143,041
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€30
Recurring financial charges65€30
Profit (loss) for the period before taxes9903€143,011
Income taxes67/77€31,065
Profit (loss) for the period9904€111,946
Profit (loss) for the period to be appropriated9905€111,946
Line2025
Assets
Total assets20/58€221,859
Fixed assets21/28€213
Financial fixed assets28€213
Current assets29/58€221,646
Amounts receivable within one year40/41€102,427
Trade receivables40€102,427
Cash at bank and in hand54/58€119,005
Deferred charges and accrued income490/1€215
Equity and liabilities
Total equity and liabilities10/49€221,859
Equity10/15€114,946
Contributions10/11€3,000
Profit (loss) carried forward14€111,946
Amounts payable17/49€106,913
Amounts payable within one year42/48€106,913
Trade debts44€70,465
Suppliers440/4€70,465
Taxes, remuneration and social security45€34,021
Taxes450/3€32,055
Remuneration and social security454/9€1,965
Other amounts payable47/48€2,427
Line2025
Profit (loss) for the period9904€111,946
Operating cash flow (approximation)€111,946

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
29-07
State Gazette act Resignation: BICICI BURAK (director)
Appointments: FBI SOLUTION (director) and 3IF MANAGEMENT (director) · Permanent representatives: BICICI BURAK and AMZILE IMADE · Share transfer9 facts ▸
  • General meeting, 03-04-2026
  • Director resignation, BICICI BURAK (director)
  • Director appointment, FBI SOLUTION (director)
  • Permanent representative, BICICI BURAK (permanent representative)
  • Director appointment, 3IF MANAGEMENT (director)
  • Permanent representative, AMZILE IMADE (permanent representative)
  • Share transfer, BICICI BURAK → FBI SOLUTION
  • Share transfer, BICICI BURAK → 3IF MANAGEMENT
  • Registered-office move, Rue des beguines n°9/2 à 4400 Flémalle
State Gazette actNBB filing
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 directors, last change in 2026

Board 2

3IF MANAGEMENT
Director · since 03-04-2026 · Private limited company · perm. rep.: AMZILE IMADE
Current
FBI SOLUTION
Director · since 03-04-2026 · Private limited company · perm. rep.: BICICI BURAK
Current

Permanent representatives 2

AMZILE IMADE
Permanent representative · since 03-04-2026 · for 3IF MANAGEMENT
Current
BICICI BURAK
Permanent representative · since 03-04-2026 · for FBI SOLUTION
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
574 m²
Building footprint
229 m²
Volume, LiDAR
2,054 m³
Parcel 62087A0164/00G002, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
IA CONSTRUCT
Visé Voie 11, 4000 LiègeSpecialised construction activities
since 20252.374.702.332
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62087A0164/00G002 Wallonia 574 m² 1 · 229 m² 9.4 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

3 people since 2026, 2 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
3IF MANAGEMENT
  • Director, from 03-04-2026 to date
FBI SOLUTION
  • Director, from 03-04-2026 to date
BICICI BURAK
  • Director, until 29-07-2026
See the board, name and seat on a given date →

Structure & network

Connections & network

2 current directors
Depth

The group is listed under Ownership & control below; here you explore it as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Capital and shareholders

Shareholders according to the acts
Share transfer act of 29-07-2026 ↗

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Similar companies · same sector, comparable size

Of 4,269 companies in sector 43230 we hold annual accounts for 1,239. 1,041 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-06-2025
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
43230Insulation installation
43223Specialised construction activities
43320Joinery installation
43343Specialised construction activities
43410Roofing work
E-invoicing
Reachable via Peppol
Peppol ID 0208:1023905769
Registered 20-07-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.