Financials
- Financial year
- 2025
- Total assets
- €566,144
- Profit
- €45,153
- Solvency
- 70.6%
Total assets▼ 9.5%
Net result
20182025
Summary
NATEL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €399,888 and a net result of €45,153. Equity is growing by about 27% per year across the filed financial years. Its solvency ranks better than 70% of 3,030 sector peers (NACE 66, financial year 2025). The company has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance agents and brokers
NACE 66220
1 site
Size
€566,144total assets 2025
- Staff
- 1.4 FTE
- Equity
- €399,888
- Profit
- €45,153
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
SignalsneutralA punctual record breaksShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
1 signal.
neutral
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
3 days late
2024
4 days early
2023
1 day early
2022
on the day
2021
31 days late
2020
88 days late
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Resignations: NATEL INVEST BV (director) and…Permanent representatives: Hendrik Baetens, Bert…
- Registered officeRegistered-office move · Power of…
Key points
By topic
Board & ownership
- Board
- 2 members
- Parent
- CALLANT VERZEKERINGSKANTOOR · 100%
- BeraliDirector
- LUNEDirector
Network & group
- Connected companies
- 6
Timeline
- Events
- 40
- Since
- 1994
- Next accounts
- by 31-07-2027
- 31-12-2025Weakest financial year
- 27-07-2025Annual accounts filed
- 30-07-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Insurance agents and brokersNACE 66220
- Founded
- 11-02-1992
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about NATEL
- What is the company number of NATEL?
- 0446.528.117. In Belgium the VAT number is the company number with BE in front: BE 0446.528.117.
- Where is NATEL based?
- The registered office is at Kasteelstraat 3, 9470 Denderleeuw.Company details
- What does NATEL do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of NATEL?
- Private limited company (BV).
- When was NATEL founded?
- On 11-02-1992.
- Is NATEL still active?
- Yes, NATEL is an active enterprise in the KBO register.
- How many employees does NATEL have?
- On average 1.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of NATEL?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is NATEL profitable?
- In financial year 2025, NATEL made a profit of €45,153.
- Where can I find the annual accounts of NATEL?
- NATEL filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NATEL due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to NATEL
Parent and group
Comparable companies
- VERZEKERINGEN CUYVERSMol
- ''Cédric Massoz''Durbuy
- TAC. CONSULTINGKampenhout
- Barbé-BorlooLiedekerke
- CPR INVESTLens (Hainaut)
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies What changed in the latest annual accounts?What changed
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