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Complete company report
Generated 16-07-2026
Active BE 0761.959.843Private limited companyOpen bankruptcy

Napul'é

Rue A. Defrise (Jem. II) 59 ·7012 Mons, Belgium· 5 yrs active
Sector: Food & beverage service (56112)
Conclusion Checked

A bankruptcy procedure is open for Napul'é according to publications in the Belgian State Gazette. The 2024 annual accounts show negative equity (€-37k) and a net result of €-11k.

Based on the State Gazette, CBE and 4 annual accounts.
Key figures
Equity €-37k
Net result €-11k
Better than sector 9%
Active 5 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability33Solvency33Growth72Stability0
28 / 100

Fragile profile, watch health in particular.

Health 0
Profitability 33
Solvency 33
Growth 72
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High risk
Components
· Open bankruptcy (+50)
Trust signals 1 signals
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
0 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview4 NBB filings
Annual accounts filed on 29-10-2025 with the NBB · fiscal year 2024 · volledig
€-100k€0€100k€200kRevenue 2021: €17k€17kOperating result 2021: €-11k€-11kNet result 2021: €-11k€-11kRevenue 2022: €102€102Operating result 2022: €-4k€-4kNet result 2022: €-6k€-6kRevenue 2023: €136k€136kOperating result 2023: €-8k€-8kNet result 2023: €-9k€-9kRevenue 2024: €212k€212kOperating result 2024: €-10k€-10kNet result 2024: €-11k€-11k2021202220232024
RevenueOperating resultNet result
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency -105.5% 12.4%
better than 9% of 325 sector peers
Net result €-11k €2k
better than 34% of 325 sector peers
Equity €-37k €20k
better than 23% of 325 sector peers
Gross operating margin €72k €184k
better than 34% of 315 sector peers
Staff costs €77k €223k
higher than 28% of 270 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€212k
+55.3% 21-24
EBITDA
€-5k
-18.1% far below sector median
Net profit
€-11k
-23.9% far below sector median
Cash flow
€-6k
-24.6% far below sector median
Total assets
€35k
+39.1% -35% vs sector
Equity
€-37k
-41.4% far below sector median
Working capital
€-52k
-17.2% far below sector median
Employees (FTE)
0
- -100% vs sector
Staff costs
€77k
+113.0% +83% vs sector
Income taxes
€2k
- far above sector median
Debt
€72k
+40.2% +147% vs sector
Debt ≤ 1y
€72k
+40.2% +204% vs sector
Current ratio
0.28
+102.6% -79% vs sector
Quick ratio
0.26
+138.7% -75% vs sector
Solvency
-105.5%
-1.7% far below sector median
Debt / equity
-1.95
+0.8% far below sector median
ROE
29.3%
-12.3% +142% vs sector
ROA
-30.9%
+10.9% far below sector median
Net margin
-5.1%
+20.2% 21-24
EBITDA margin
-2.5%
+23.9% 21-24
Interest coverage
-4.73
+29.5% far below sector median
Figures by fiscal year
Fiscal year2024
Revenue€212k
EBITDA€-5k
Net profit€-11k
Cash flow€-6k
Staff costs€77k
Income taxes-
Dividends-
Total assets€35k
Equity€-37k
Debt€72k
of which ≤ 1y€72k
of which > 1y-
Working capital€-52k
Employees (FTE)0.0
Ratios (computed)
2024
Current ratio0.28
Quick ratio0.26
Working capital ratio-148.0%
Solvency-105.5%
Debt / equity-1.95
Long-term debt ratio-
Interest coverage-4.73
Gross margin33.8%
Net margin-5.1%
ROA-30.9%
ROE29.3%
EBITDA margin-2.5%
Days sales outstanding23d
Days payable outstanding83d
Inventory turnover97.93
Days inventory (DSI)4d
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€35k
Fixed assets 21/28€15k
Tangible fixed assets 22/27€14k
Financial fixed assets 28€474
Current assets 29/58€20k
Stocks & contracts in progress 3€1k
Amounts receivable within one year 40/41€13k
Cash & bank 54/58€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€35k
Equity 10/15€-37k
Contributions / capital 10/11€1
Accumulated profits (losses) 14€-37k
Amounts payable 17/49€72k
Amounts payable within one year 42/48€72k
Trade debts payable within one year 44€32k
Income statement
Turnover 70€212k
Gross operating margin 9900€72k
Operating result 9901€-10k
Financial charges 65€1k
Result before taxes 9903€-11k
Net result for the period 9904€-11k
Result to be appropriated 9905€-11k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator CATHERINE SAVARY
RUE DES DOMINICAINS 8, 7000 MONS- . Date provisoire de cessation de paiement : 29/06/2026
 29-06-2026 → present Belgian State Gazette
Legal Structure
NACE primary Food & beverage service(56112)
Legal form Private limited company(610)
Incorporation22-01-2021
StatusActive
Postal code7012
First BS signal 08-07-2026
Latest BS signal 08-07-2026
Company structure, linked entities1 linked entities
Napul'éBE 0761.959.843CATHERINE SAVARYReceiver ↔ 32Van Liefferinge, …ALT'R & GO AVSoudans, Xavier
Mandates
↔ 1 of these mandate-holders are active on other cases, click any red card to open that KBO.
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53027B0042/00Z004 Wallonia 213 m² 1 · 36 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
08-07-2026
Bankruptcy Opening
Tribunal de l’entreprise du Hainaut, division Mons · NAPUL’E SRL RUE A. DEFRISE 59, 7012 JEMAPPES · event 29-06-2026
2025
29-10-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
05-03-2025
State Gazette act Director changes
2024
13-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
19-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
07-06-2023
State Gazette act Director changes
28-03-2023
State Gazette act Director changes
Anne TOUBEAUX
2022
17-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
Lifecycle & Insolvency Signals 1 events
08-07-2026
Bankruptcy Opening
Date: 29-06-2026 · Tribunal de l’entreprise du Hainaut, division Mons · NAPUL’E SRL RUE A. DEFRISE 59, 7012 JEMAPPES · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262026-07-08 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 1 year ago
2025
05-03-2025 2 resigning Director changes
  • HOYOIS Karel, Bestuurder
  • HOYOIS Karel, Bestuurder
Technical details 
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        "address": "rue des Trieux, 21J \u00E0 7040 Quevy",
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      "reason": "de_plein_droit_dissolution",
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      "kind": "mandate_termination_de_plein_droit",
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      "person": {
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        "name": "PIANTADOSI Carmelo",
        "address": null,
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    }
  ],
  "notary": {
    "name": null,
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    "is_associated": false
  },
  "act_meta": {
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    "pub_date": "2025-03-05",
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
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  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2024-04-22",
      "unanimous": null
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  ],
  "is_correction": false,
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2023
07-06-2023 2 directors appointed Director changes
  • Gluseppa CAMPAGNA, Commissaris
  • Lina CAMPAGNA, Commissaris
Technical details 
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      "kind": "commissaris_in",
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        "address": "rue Albert Defrise, 59 \u00E0 7012 Fl\u00E9nu",
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        "rrn": null,
        "name": "Lina CAMPAGNA",
        "address": "rue de la Fontaine, 8 \u00E0 7340 Colfontaine",
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      "evidence_quote": "et Madame Lina CAMPAGNA, domicili\u00E9e rue de la Fontaine, 8 \u00E0 7340 Colfontaine",
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  ],
  "notary": {
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  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2023-06-07",
    "filing_date": "2023-05-30",
    "act_kind_objet": "Objet de l\u0027acte:"
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  "decisions": [
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      "body": "algemene_vergadering",
      "date": "2023-05-16",
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  ],
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    "kbo": "0761.959.843",
    "name_full": "NAPUL\u0027E TRIBUNAL DE L\u0027ENTREPRISE DU HAINAUT",
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  "co_filed_documents": [],
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}
28-03-2023 2 directors appointed Director changes·Anne TOUBEAUX
  • Hoyois Karel, Commissaris
  • Carmelo PIANTADOSi, Commissaris
Notary: Anne TOUBEAUX · Quaregnon
Technical details 
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      "person": {
        "rrn": null,
        "name": "Karel HOYOIS",
        "address": "7040 Qu\u00E9vy (Blaregnies), Rue des Trieux 21 J.",
        "birth_date": "1969-03-30",
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        "birth_place": "Baudour"
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      "rep_rotation_new_rep": null,
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  "notary": {
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    "firm_city": null,
    "firm_name": null,
    "office_city": "Quaregnon",
    "is_associated": false
  },
  "act_meta": {
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    "act_kind_objet": "Objet de l\u0027acte:"
  },
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      "date": "2023-03-15",
      "unanimous": true
    },
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  "publication_proxy": {
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}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112
Primary activity highlighted.
Names & trade names
Legal nameFR Napul'é
Registered office
Rue A. Defrise (Jem. II) 59
7012 Mons, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
A MANI BE 0433.421.932 · Soignies
A.E.F. BE 0439.848.775 · Dour
AUX ACACIAS BE 0446.740.527 · Mont-de-l'Enclus
CENTRE D'INNOVATION ET DE DESIGN AU GRAND-HORNU BE 0426.027.661 · Boussu
Comen Event BE 0439.074.854 · Ath
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative