Namurimmo
ActiveSummary
Namurimmo has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €564k and a net result of €49k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 69% of 9716 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▲+18
Solvency79▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.07 against 0.08 in 2023; short-term debt: 44.5% and cash: 1.7% of total assets), and 45.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2025, 45 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
45 d early
2023
44 d early
2022
41 d early
2021
41 d early
2020
46 d early
2019
46 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€564k▲ 9.4%
2023 · €515k
2018: €369k
2019: €395k
2020: €422k
2021: €452k
2022: €486k
2023: €515k
2018 → 2024
Total assets
€1.04M▼ 2.5%
2023 · €1.07M
2018: €1.40M
2019: €1.29M
2020: €1.34M
2021: €1.23M
2022: €1.11M
2023: €1.07M
2018 → 2024
Net result
€49k▲ 63.3%
2023 · €30k
2018: €29k
2019: €25k
2020: €27k
2021: €30k
2022: €33k
2023: €30k
2018 → 2024
Working capital
€-431k▲ 13.6%
2023 · €-499k
2018: €-919k
2019: €-840k
2020: €-758k
2021: €-673k
2022: €-584k
2023: €-499k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€422k-€452k▲ 7.2%€486k▲ 7.4%€515k▲ 6.1%€564k▲ 9.4%
Operating result€43k-€51k▲ 19.2%€56k▲ 9.6%€69k▲ 22.7%€92k▲ 33.6%
Net result€27k-€30k▲ 12.8%€33k▲ 9.6%€30k▼ 11.1%€49k▲ 63.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 34% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.04M
Fixed assets
€1.01M ▼ 1.8%
Current assets
€32k ▼ 21.9%
Equity and liabilities €1.04M
Equity
€564k ▲ 9.4%
Debt
€477k ▼ 13.7%
Debt's share of the balance-sheet total falls from 51.7% to 45.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€147k▲
2023 · €123k
Cash flow
€104k▲
2023 · €84k
Current ratio
0.07▼
2023 · 0.08
Debt to equity
0.85▼
2023 · 1.07
ROE
8.6%▲
2023 · 5.8%
ROA
4.7%▲
2023 · 2.8%
Interest coverage
6.73▲
2023 · 4.20
Debt ≤ 1 year
€463k▼
2023 · €540k
Income taxes
€22k▲
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.07M€1.04M▼
Fixed assets21/28€1.03M€1.01M▼
Tangible fixed assets22/27€1.03M€1.01M▼
Land and buildings22€1.03M€1.01M▼
Current assets29/58€41k€32k▼
Amounts receivable within one year40/41€13k€14k▲
Trade receivables40€13k€14k▲
Cash at bank and in hand54/58€28k€18k▼
Equity and liabilities
Total equity and liabilities10/49€1.07M€1.04M▼
Equity10/15€515k€564k▲
Contributions10/11€300k€300k=
Capital10€300k€300k=
Issued capital100€300k€300k=
Reserves13€215k€264k▲
Non-distributable reserves130/1€30k€30k=
Legal reserve130€30k€30k=
Distributable reserves133€185k€234k▲
Amounts payable17/49€552k€477k▼
Amounts payable within one year42/48€540k€463k▼
Trade debts44€4k€625▼
Suppliers440/4€4k€625▼
Taxes, remuneration and social security45€923€8k▲
Taxes450/3€923€8k▲
Other amounts payable47/48€535k€455k▼
Accrued charges and deferred income492/3€13k€14k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€55k▲
Other operating charges640/8€10k€11k▲
Gross operating margin9900€134k€158k▲
Operating profit (loss)9901€69k€92k▲
Financial income75/76B€237€105▼
Recurring financial income75€237€105▼
Financial charges65/66B€29k€22k▼
Recurring financial charges65€29k€22k▼
Profit (loss) for the period before taxes9903€40k€70k▲
Income taxes67/77€10k€22k▲
Profit (loss) for the period9904€30k€49k▲
Profit (loss) for the period to be appropriated9905€30k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€49k▲
Transfer to equity691/2€30k€49k▲
To other reserves6921€30k€49k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €49k ▲63.3%
Operating result €92k, net result €49k, both a record.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500kEq €515k ▲6.1%
6 profitable years in a row build equity to €515k.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €25k ▼13.9%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ter Borcht 32930 BrasschaatGround area
1.1 ha
Building footprint
422 m²
Volume, LiDAR
2,928 m³
Parcel 11323F0515/00Y000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Namurimmo
since 20162.254.283.364
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11323F0515/00Y000 | Flanders | 1.1 ha | 1 · 422 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ISLOIS
BE 0460.395.355
La Bruyère · Eq €564,422
WAPIRIS
BE 0771.312.425
Tournai · Eq €565,000
ZOOZ
BE 0893.846.684
Mechelen · Eq €565,010
COLLUMBIEN
BE 0405.099.813
Brugge · Eq €562,805
Wallimmo
BE 0419.535.094
Kuurne · Eq €562,647
Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 4,389 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded13-06-2016
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:karel@cardoenimmo.be