Skip to content

NAMOLI

Active
Private limited companyfounded 20232 yrs activeSint-Amandsstraat 2, 1853 Grimbergen, BelgiumKBO/BCE: BE 1002.193.805
Summary

The computed 12-month bankruptcy probability of NAMOLI is 3.4% (moderate). The 2025 annual accounts show negative equity (-€4,406) and a net result of -€228. Its solvency ranks better than 5% of 20110 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
NAMOLIActiveChecked score 48/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
1 site
Size
€1,556total assets 2025
Equity
-€4,406
Loss
-€228
Turnover not published (abridged schema)
Financial health
48 Fair Checked score 2025
Bankruptcy chance 12 m
3.4%
Structure
Board
1 member
Accounts filed 54 d late
Why 48- Latest accounts 54 days late; 1 of the last 3 late- 1 change of registered office in 24 months- Negative equity -€4,406+ Liquidity: current ratio 0.26, cash €1,236Show the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 25% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -283.2% of total assets
Liquidity 50=
short-term debt 383.2% · cash 79.4%
Profitability 1+1
return on assets -14.6%
Bankruptcy probability, 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)
Last 23 months 12-2024: 3.0% 01-2025: 3.1%▲ +2.6% vs 12-2024 02-2025: 3.2%▲ +2.0% vs 01-2025 03-2025: 3.9%▲ +22.5% vs 02-2025 04-2025: 3.9%▲ +0.4% vs 03-2025 05-2025: 4.3%▲ +10.2% vs 04-2025 06-2025: 4.7%▲ +10.2% vs 05-2025highest value 07-2025: 4.7%● 0.0% vs 06-2025highest value 08-2025: 4.7%▼ -1.3% vs 07-2025 09-2025: 2.3%▼ -50.7% vs 08-2025 10-2025: 2.3%● 0.0% vs 09-2025 11-2025: 2.4%▲ +4.1% vs 10-2025 12-2025: 2.5%▲ +3.5% vs 11-2025 01-2026: 2.5%▼ -1.0% vs 12-2025 02-2026: 2.5%● 0.0% vs 01-2026 03-2026: 2.4%▼ -1.0% vs 02-2026 04-2026: 2.4%● 0.0% vs 03-2026 05-2026: 2.4%● -0.0% vs 04-2026 06-2026: 2.4%▼ -1.7% vs 05-2026 07-2026: 1.5%▼ -38.3% vs 06-2026lowest value 08-2026: 4.1%▲ +178% vs 07-2026 09-2026: 4.3%▲ +4.4% vs 08-2026 10-2026: 3.4%▼ -19.0% vs 09-2026
  • Latest accounts 54 days late; 1 of the last 3 late raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Liquidity: current ratio 0.26, cash €1,236 lowers the probability
  • Negative equity -€4,406 raises the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 52%, profitability 13%, growth against the median 30%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 54 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Liquidity: current ratio 0.26, cash €1,236
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Negative equity -€4,406
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€4,406
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
54 d late
2024
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 41 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Resignation: Amélie Carine André TROCH (director)Appointment: Muhamed Ceza Sarko (director)…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€4,406 View
  • Caution: Among the weakest 5% on solvencysector median 34.1% · 20,110 companies -283.2% View
  • Caution: Board changedlatest change 01-07-2026 · 1 in office 1 joined · 1 left View

By topic

Financials

Fiscal year
2025
Total assets
€1,556
Loss
-€228
Solvency
-283.2%
Total assets▼ 23.1%
Net result
20242025
Go to Financials

Timeline

Events
3
Since
2025
Next accounts
by 31-07-2027
  1. 23-09-2026Annual accounts filed
  2. 14-07-2026Resignation: Amélie Carine André TROCH (director)
  3. 28-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
13-11-2023
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure