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Complete company report
Generated 18-07-2026
Active BE 0797.327.033Private limited company

NAMILO

· 3 yrs active
Sector: Food & beverage service (56112)
Conclusion Checked

The computed 12-month bankruptcy probability of NAMILO is 8.7% (elevated). The 2024 annual accounts show negative equity (€-15k) and a net result of €-63k. Its solvency ranks better than 17% of 5583 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €-15k
Net result €-63k
Better than sector 17%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health7Profitability100Solvency33Growth32Stability94
53 / 100

Mixed profile: strong on profitability, weaker on health.

Health 7
Profitability 100
Solvency 33
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
8.7% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
7 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 10-11-2025 with the NBB · fiscal year 2024 · micro
€-75k€-50k€-25k€0€25kOperating result 2023: €31k€31kNet result 2023: €26k€26kOperating result 2024: €-63k€-63kNet result 2024: €-63k€-63k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -39.5% 19.3%
better than 17% of 5583 sector peers
Net result €-63k €4k
better than 5% of 5573 sector peers
Equity €-15k €14k
better than 19% of 5594 sector peers
Gross operating margin €-61k €52k
better than 5% of 5559 sector peers
Total assets €37k €87k
better than 25% of 5584 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-61k
- far below sector median
Net profit
€-63k
- far below sector median
Cash flow
€-61k
- far below sector median
Total assets
€37k
-52.2% -33% vs sector
Equity
€-15k
- far below sector median
Working capital
€-26k
- far below sector median
Staff costs
€298
- -100% vs sector
Income taxes
€7k
- far above sector median
Debt
€52k
+73.9% +64% vs sector
Debt ≤ 1y
€31k
+21.3% +18% vs sector
Current ratio
0.18
-92.9% -87% vs sector
Quick ratio
0.02
-99.2% -98% vs sector
Solvency
-39.5%
- far below sector median
Debt / equity
-3.53
- far below sector median
ROE
426.2%
+704.3% far above sector median
ROA
-168.3%
- far below sector median
Interest coverage
-392.84
- far below sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€-61k
Net profit€-63k
Cash flow€-61k
Staff costs-
Income taxes-
Dividends-
Total assets€37k
Equity€-15k
Debt€52k
of which ≤ 1y€31k
of which > 1y-
Working capital€-26k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.18
Quick ratio0.02
Working capital ratio-68.9%
Solvency-39.5%
Debt / equity-3.53
Long-term debt ratio-
Interest coverage-392.84
Gross margin-
Net margin-
ROA-168.3%
ROE426.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€37k
Fixed assets 21/28€32k
Tangible fixed assets 22/27€22k
Financial fixed assets 28€10k
Current assets 29/58€6k
Stocks & contracts in progress 3€5k
Amounts receivable within one year 40/41€374
Cash & bank 54/58€232
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€37k
Equity 10/15€-15k
Contributions / capital 10/11€23k
Accumulated profits (losses) 14€-38k
Amounts payable 17/49€52k
Amounts payable within one year 42/48€31k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€-61k
Operating result 9901€-63k
Financial charges 65€155
Result before taxes 9903€-63k
Net result for the period 9904€-63k
Result to be appropriated 9905€-63k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Food & beverage service(56112)
Legal form Private limited company(610)
Incorporation18-01-2023
StatusActive
Postal code-
Establishment units 1 location
NAMILO
Eetgelegenheden met beperkte bediening
since 20232.343.446.556
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21803C1134/00X000 Brussels 177 m² - -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
10-11-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
05-03-2025
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
27-09-2023
State Gazette act Capital & shares
Belgisch Staatsblad, acts 1 acts
Capital history · 1
27-09-2023
Capital change
All acts · 1 updated 2 years ago
2023
27-09-2023 Transaction in capital or shares Capital & shares
Technical details 
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  "events": [],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2023-09-19",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2023-09-19",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2023-05-01"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0797.327.033",
    "name_full": "NAMILO",
    "legal_form": "Soci\u00E9t\u00E9 \u00E0 Responsabilit\u00E9 Limit\u00E9e",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Monsieur MUKENDI TSHIALA Emmanuel",
      "role": null,
      "n_shares": 100,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Cafés en bars56301Cafés en bars56301
Primary activity highlighted.
Names & trade names
Legal nameFR NAMILO
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative