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Complete company report
Generated 19-08-2026
Active BE 0578.917.774Private limited company (pre-2019)

Naji-Trans

· 11 yrs active
Conclusion Checked

The KBO register records legal situation 050 for Naji-Trans (Register: open bankruptcy); this is today's state according to the register itself, which carries no start date. The 2021 annual accounts show equity of €14k and a net result of €32k.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €14k
Net result €32k
Active 11 yrs
Board 1
Financial profile 5 of 5 axes measured · computed by Checked
Health24Profitability100Solvency77Growth85Stability0
57 / 100

Mixed profile: strong on profitability, weaker on stability.

All 5 axes are computed from data Checked has read.

Health 24
Profitability 100
Solvency 77
Growth 85
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
20 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· 2 historical bankruptcy publications (+20)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2021 · computed
24 / 100 Critical
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2021 and the legal situation the KBO register itself records. Indicative, not credit advice.
Financial overview6 NBB filings
Annual accounts filed on 03-05-2022 with the NBB · fiscal year 2021 · micro
€-50k€-25k€0€25k€50kRevenue 2018: €24k€24kOperating result 2018: €-10k€-10kNet result 2018: €-17k€-17kRevenue 2020: €19k€19kOperating result 2020: €6k€6kNet result 2020: €-38k€-38kRevenue 2021: €61k€61kOperating result 2021: €32k€32kNet result 2021: €32k€32k201820202021
RevenueOperating resultNet result
Revenue
€61k
+219.8% 18-21
EBITDA
€38k
+213.1% 18-21
Net profit
€32k
- 18-21
Cash flow
€38k
- 18-21
Total assets
€31k
+18.1% 18-21
Equity
€14k
- 18-21
Working capital
€5k
- 18-21
Debt
€16k
-62.4% 18-21
Show 10 other metrics
Debt ≤ 1y
€16k
-62.4% 18-21
Current ratio
1.33
+418.6% 18-21
Quick ratio
1.33
+418.6% 18-21
Solvency
46.9%
- 18-21
Debt / equity
1.13
- 18-21
ROE
220.4%
+1.2% 18-21
ROA
103.4%
- 18-21
Net margin
52.5%
- 18-21
EBITDA margin
62.5%
-2.1% 18-21
Interest coverage
208.78
- 18-21
Figures by fiscal year
Fiscal year2021
Depositmicro
Revenue€61k
EBITDA€38k
Net profit€32k
Cash flow€38k
Staff costs-
Income taxes-
Dividends-
Total assets€31k
Equity€14k
Debt€16k
of which ≤ 1y€16k
of which > 1y-
Working capital€5k
Employees (FTE)-
Ratios (computed)
2021
Current ratio1.33
Quick ratio1.33
Working capital ratio17.6%
Solvency46.9%
Debt / equity1.13
Long-term debt ratio-
Interest coverage208.78
Gross margin67.6%
Net margin52.5%
ROA103.4%
ROE220.4%
EBITDA margin62.5%
Days sales outstanding4d
Days payable outstanding2d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2021
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€31k
Fixed assets 21/28€9k
Tangible fixed assets 22/27€0
Financial fixed assets 28€9k
Current assets 29/58€22k
Amounts receivable within one year 40/41€5k
Cash & bank 54/58€17k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€31k
Equity 10/15€14k
Contributions / capital 10/11€19k
Reserves 13€2k
Accumulated profits (losses) 14€-6k
Amounts payable 17/49€16k
Amounts payable within one year 42/48€16k
Trade debts payable within one year 44€114
Income statement
Turnover 70€61k
Gross operating margin 9900€41k
Operating result 9901€32k
Financial charges 65€181
Result before taxes 9903€32k
Net result for the period 9904€32k
Result to be appropriated 9905€32k
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • Naji Zakaria
    Director
    State Gazette act 23035944 (13-03-2023)
    Current
    13-03-2023 → present
Former directors (1)
  • El Haki Mohamed
    Director
    State Gazette act 23035944 (13-03-2023)
    Former
    18-01-2023 → 01-12-2023
    2 events
    • 01-12-2023 Resigned· Director
    • 18-01-2023 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Directors & mandates1 person
Role Name Tenure Source
Curator JAN BERGMANS
EIKENSTRAAT 80, 2840 RUMST-
 07-11-2024 → present Belgian State Gazette
Legal Structure
NACE primary -
Legal form Private limited company (pre-2019)(015)
Incorporation21-01-2015
StatusActive
Postal code-
First BS signal 14-11-2024
Latest BS signal 24-04-2026
Establishment units 1 location
Naji-Trans
Vervaardiging van hangsloten, grendelsloten en andere sloten, sleutels en ander hang- en sluitwerk voor gebouwen, meubels, voertuigen, enz
since 20152.239.038.924
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11312A0005/00B000 Flanders 90 m² 1 · 76 m² 12.3 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
24-04-2026
Bankruptcy Bankruptcy closure (by liquidation)
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · NAJI-TRANS BVBA VAN MONTFORTSTRAAT 12, 2140 BORGERHOUT (ANTWERPEN) · event 21-04-2026
2024
14-11-2024
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · NAJI-TRANS BVBA VAN MONTFORTSTRAAT 12, 2140 BORGERHOUT (ANTWERPEN) · event 07-11-2024
03-07-2024
State Gazette act Director changes
2023
13-03-2023
State Gazette act Director changes
2022
03-05-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
08-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2019
29-10-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
27-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
27-09-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Lifecycle & Insolvency Signals2 events
24-04-2026
Bankruptcy Bankruptcy closure (by liquidation)
Date: 21-04-2026 · Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · NAJI-TRANS BVBA VAN MONTFORTSTRAAT 12, 2140 BORGERHOUT (ANTWERPEN) · Publications in State Gazette ↗
Full insolvency chronology

The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.

We hold 1 further earlier event in this file, covering 07-11-2024 to 21-04-2026.

Available in Kantoor S. See plans →
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262024-11-14 · Bankruptcy · Opening2026-04-24 · Bankruptcy · Bankruptcy closure (by liquidation)
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 2 years ago
2024
03-07-2024 Mandate of El Haki Mohamed as director expired Director changes
  • El Haki Mohamed, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": "78.04-17-637.34",
        "name": "El Haki Mohamed",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "end_of_term",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-12-01",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-07-03",
    "filing_date": "2024-06-11",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2023-12-01",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0578.917.774",
    "name_full": "NAJI-TRANS",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2023
13-03-2023 2 directors appointed Director changes
  • El Haki Mohamed, Bestuurder
  • Naji Zakaria, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": "78.04.17-637.34",
        "name": "El Haki Mohamed",
        "address": "Ferdinand Maesstraat 94 2550 Waarloos",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-01-18",
      "evidence_quote": "De heer El Haki Mohamed met RR 78.04.17-637.34, wonende te Ferdinand Maesstraat 94 in 2550 Waarloos te benoemen als bestuurder vanaf 18 januari 2023",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_date",
        "value": "2023-01-18"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Naji Zakaria",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Bestuurder Naji Zakaria",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2023-02-28",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2023-01-18",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0578.917.774",
    "name_full": "NAJI-TRANS",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL Naji-Trans
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative