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Complete company report
Generated 28-06-2026
Active BE 0748.885.233Private limited companyOpen bankruptcy

NAJAD

Leuvensestraat 153 ·1800 Vilvoorde, Belgium· 6 yrs active
Sector: Retail trade (47222)
Conclusion Checked

A bankruptcy procedure is open for NAJAD according to publications in the Belgian State Gazette. The 2023 annual accounts show negative equity (€-11k) and a net result of €-5k.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €-11k
Net result €-5k
Better than sector 5%
Active 6 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability100Solvency33Growth38Stability0
34 / 100

Fragile profile — watch health in particular.

Health 0
Profitability 100
Solvency 33
Growth 38
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High risk
Components
· Open bankruptcy (+50)
Trust signals 1 signals
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
0 / 100 Critical
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit from Starter.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 29-12-2024 with the NBB · fiscal year 2023 · micro
€-40k€-20k€0€20k€40k€60kRevenue 2021: €53k€53kOperating result 2021: €-7k€-7kNet result 2021: €-7k€-7kRevenue 2022: €45k€45kOperating result 2022: €-24k€-24kNet result 2022: €-24k€-24kOperating result 2023: €-5k€-5kNet result 2023: €-5k€-5k202120222023
RevenueOperating resultNet result
Sector comparison
Fiscal year 2023 · NACE 47 — Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -120.0% 17.0%
better than 5% of 1189 sector peers
Net result €-5k €2k
better than 27% of 1187 sector peers
Equity €-11k €11k
better than 16% of 1191 sector peers
Gross operating margin €6k €17k
better than 36% of 1177 sector peers
Staff costs €7k €31k
higher than 23% of 522 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€45k
-13.7% 21–23
EBITDA
€-1k
+94.7% 21–23
Net profit
€-5k
+78.9% 21–23
Cash flow
€-1k
+94.5% 21–23
Total assets
€9k
-30.8% 21–23
Equity
€-11k
-92.0% 21–23
Working capital
€-16k
-7.5% 21–23
Staff costs
€7k
+156.8% 21–23
Debt
€19k
+6.3% 21–23
Debt ≤ 1y
€19k
+6.3% 21–23
Current ratio
0.18
-4.9% 21–23
Quick ratio
0.18
-4.9% 21–23
Solvency
-120.0%
-177.3% 21–23
Debt / equity
-1.83
+44.6% 21–23
ROE
47.9%
-89.0% 21–23
ROA
-57.5%
+69.5% 21–23
Net margin
-52.5%
-318.6% 21–23
EBITDA margin
-44.2%
-1284.2% 21–23
Interest coverage
-22.17
+84.0% 21–23
Figures by fiscal year
Fiscal year2023
Revenue—
EBITDA€-1k
Net profit€-5k
Cash flow€-1k
Staff costs€7k
Income taxes—
Dividends—
Total assets€9k
Equity€-11k
Debt€19k
of which ≤ 1y€19k
of which > 1y—
Working capital€-16k
Employees (FTE)—
Ratios (computed)
2023
Current ratio0.18
Quick ratio0.18
Working capital ratio-180.7%
Solvency-120.0%
Debt / equity-1.83
Long-term debt ratio—
Interest coverage-22.17
Gross margin—
Net margin—
ROA-57.5%
ROE47.9%
EBITDA margin—
Days sales outstanding—
Days payable outstanding—
Inventory turnover—
Days inventory (DSI)—
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet — Assets
TOTAL ASSETS 20/58€9k
Fixed assets 21/28€5k
Tangible fixed assets 22/27€5k
Current assets 29/58€3k
Amounts receivable within one year 40/41€2k
Cash & bank 54/58€810
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€9k
Equity 10/15€-11k
Contributions / capital 10/11€25k
Accumulated profits (losses) 14€-36k
Amounts payable 17/49€19k
Amounts payable within one year 42/48€19k
Trade debts payable within one year 44€718
Income statement
Gross operating margin 9900€6k
Operating result 9901€-5k
Financial charges 65€48
Result before taxes 9903€-5k
Net result for the period 9904€-5k
Result to be appropriated 9905€-5k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator THOMAS VANDENDRIES
STEENWEG OP SINT-JORIS- WINGE 21, 3200 AARSCHOT
 25-11-2025 → present Belgian State Gazette
Legal Structure
NACE primary Retail trade(47222)
Legal form Private limited company(610)
Incorporation23-06-2020
StatusActive
Postal code1800
First BS signal 01-12-2025
Latest BS signal 01-12-2025
Company structure — linked entities1 linked entities
NAJADBE 0748.885.233THOMAS VANDENDRIESReceiver ↔ 193CEBENAXVan den Notelaer,…LEBEGGE-DROSSART …
Mandates
↔ 1 of these mandate-holders are active on other cases — click any red card to open that KBO.
Establishment units 1 location
Boucherie Arif
Leuvensestraat 153, 1800 VilvoordeHandelsbemiddeling in de groothandel in voedings- en genotmiddelen
since 20202.304.375.352
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23643G0408/02T003 Flanders 138 m² 1 · 104 m² 10.5 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 10 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
01-12-2025
Bankruptcy Opening
Ondernemingsrechtbank Brussel · NAJAD BV LEUVENSE- STRAAT 153, 1800 VILVOORDE · event 25-11-2025
21-01-2025
State Gazette act Capital & shares
21-01-2025
State Gazette act Director changes
2024
29-12-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
18-12-2024
State Gazette act Capital & shares
18-12-2024
State Gazette act Director changes
correction
13-06-2024
State Gazette act Capital & shares
2023
31-12-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
19-09-2023
State Gazette act Capital & shares
2022
22-10-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
Lifecycle & Insolvency Signals 1 events
01-12-2025
Bankruptcy Opening
Date: 25-11-2025 · Ondernemingsrechtbank Brussel · NAJAD BV LEUVENSE- STRAAT 153, 1800 VILVOORDE · Publications in State Gazette ↗
Time machine — BS events + macro context 2021 — 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-12-01 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023–2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad — acts 6 acts
Capital history · 4
21-01-2025
Capital change
18-12-2024
Capital change
13-06-2024
Capital change
19-09-2023
Capital change
All acts · 6 updated 1 year ago
2025
21-01-2025 Transaction in capital or shares Capital & shares
Technical details 
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    {
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      "after_eur": null,
      "delta_eur": null,
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      "subscribers": [
        {
          "kbo": null,
          "rrn": "78.02.15-581-39",
          "kind": "person",
          "name": "BOUSSAKOUK KHALID",
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          "liberation_pct": null,
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          "n_shares_subscribed": null,
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        },
        {
          "kbo": null,
          "rrn": "73.09.29-497-35",
          "kind": "person",
          "name": "KOURTIT MOHAMED",
          "share_class": null,
          "liberation_pct": null,
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          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
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      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
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      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_transfer",
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          "rrn": "73.09.29-497-35",
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        }
      ],
      "decrease_purpose": null,
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      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Brussel",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2025-01-13",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2025-01-02",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2025-01-02"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0748.885.233",
    "name_full": "NAJAD",
    "legal_form": "BV",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
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    "org_rep_person_name": null,
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  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "KOURTIT MOHAMED",
      "role": "aandeelhouder",
      "n_shares": null,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
21-01-2025 1 director appointed, 1 resigning Director changes
  • KOURTIT MOHAMED — Bestuurder
  • BOUSSAKOUK KHALID — Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": "78.02.15-581-39",
        "name": "BOUSSAKOUK KHALID",
        "address": "1030 Brussel, Luis Bbertrand N\u00B0 101",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Ontslag van de heer BOUSSAKOUK KHALID National Nummer 78.02.15-581-39 gevestigd te 1030 Brussel, Luis Bbertrand N\u00B0 101 uitzijn functie als bestuurder en in zijn hoedanigheid van vennoot door overdracht van al deze aandelen aan de vennoot de heer KOURTIT MOHAMED, Nationaal 73.09.29-497-35, gevestigd ",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": "73.09.29-497-35",
        "name": "KOURTIT MOHAMED",
        "address": "2140 stenenbrug, 146 envers",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "successor_conditional",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Benoeming van de heer KOURTIT MOHAMED hierboven in de functie van bestuurder die aanvaardt met dezelfde bevoegdheden als de ontslagnemende bestuurder",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Brussel",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2025-01-13",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-01-02",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0748.885.233",
    "name_full": "NAJAD",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2024
18-12-2024 Transaction in capital or shares Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": "78.02.15-581-39",
          "kind": "person",
          "name": "BOUSSAKOUK KHALID",
          "share_class": null,
          "liberation_pct": null,
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        },
        {
          "kbo": null,
          "rrn": "73.09.29-497-35",
          "kind": "person",
          "name": "KOURTIT MOHAMED",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
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          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
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    },
    {
      "kind": "share_transfer",
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      "subscribers": [
        {
          "kbo": null,
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          "kind": "person",
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        }
      ],
      "decrease_purpose": null,
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      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Luik",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-12-18",
    "filing_date": null,
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2024-12-01",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0748.885.233",
    "name_full": "NAJAD",
    "legal_form": "BV",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
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  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "BOUSSAKOUK KHALID",
      "role": "g\u00E9rant_statutaire",
      "n_shares": null,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
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      "name": "KOURTIT MOHAMED",
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18-12-2024 1 director appointed, 2 resigning, 1 reappointed Director changescorrection
  • KOURTIT MOHAMED — Bestuurder
  • BOUSSAKOUK KHALID — Bestuurder
  • KOURTIT MOHAMED — Bestuurder
  • BOUSSAKOUK KHALID — Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": "78.02.15-581-39",
        "name": "BOUSSAKOUK KHALID",
        "address": "1030 Brusel, Luis Bbertrand N\u00B0 101",
        "birth_date": null,
        "profession": null,
        "birth_place": "Brusel"
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "rectification",
      "via_org": null,
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      "compensated": null,
      "effective_date": "2023-06-30",
      "evidence_quote": "Annulering van het Ontslag van de heer BOUSSAKOUK KHALID, National Nummer 78.02.15-581-39",
      "decharge_status": null,
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      "rep_rotation_new_rep": null,
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      "effective_date_qualifier": "retroactive"
    },
    {
      "kind": "director_in",
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        "rrn": "73.09.29-497-35",
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        "address": "2140 stenenbrug ,146",
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      },
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      "mandate_duration": {
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        "value": "2023-06-30"
      },
      "rep_rotation_new_rep": null,
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    },
    {
      "kind": "director_renew",
      "role": "administrateur",
      "person": {
        "rrn": "78.02.15-581-39",
        "name": "BOUSSAKOUK KHALID",
        "address": "1030 Brusel, Luis Bbertrand N\u00B0 101",
        "birth_date": null,
        "profession": null,
        "birth_place": "Brusel"
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-06-30",
      "evidence_quote": "hij behoudt zijn functie als administrateur vanaf 30/06/2023",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "retroactive"
    },
    {
      "kind": "director_out",
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      "person": {
        "rrn": "73.09.29-497-35",
        "name": "KOURTIT MOHAMED",
        "address": "2140 stenenbrug ,146",
        "birth_date": null,
        "profession": null,
        "birth_place": "Antwerpen"
      },
      "reason": null,
      "subkind": "rectification",
      "via_org": null,
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      "compensated": null,
      "effective_date": "2023-06-30",
      "evidence_quote": "Annulation van de Benoeming van de heer KOURTIT MOHAMED hierboven in de functie van",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "retroactive"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Brussel",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-12-18",
    "filing_date": null,
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [],
  "is_correction": true,
  "subject_company": {
    "kbo": "0748.885.233",
    "name_full": "NAJAD",
    "legal_form": "BV"
  },
  "publication_proxy": {
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    "org_kbo": null,
    "org_name": null,
    "person_name": "BOUSSAKOUK KHALID",
    "org_rep_person_name": null,
    "person_role_at_subject": "ADMINISTRATEUR"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
13-06-2024 Transaction in capital or shares Capital & shares
Technical details 
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      "subscribers": [
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          "kbo": null,
          "rrn": "73.09.29-497-35",
          "kind": "person",
          "name": "KOURTIT MOHAMED",
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    },
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      "subscribers": [
        {
          "kbo": null,
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          "kind": "person",
          "name": "BOUSSAKOUK Khalid",
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        }
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    "office_city": "Luik",
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  },
  "act_meta": {
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    "pub_date": "2024-06-13",
    "filing_date": null,
    "act_kind_objet": "Onderwerp akte:"
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  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2024-06-03",
    "unanimous": true,
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  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0748.885.233",
    "name_full": "NAJAD",
    "legal_form": "Besoten Vebnoolechap",
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  },
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}
2023
19-09-2023 Transaction in capital or shares Capital & shares
Technical details 
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      "subscribers": [
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          "rrn": "78.02.15-581-39",
          "kind": "person",
          "name": "BOUSSAKOUK Khalid",
          "share_class": null,
          "liberation_pct": null,
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        }
      ],
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    },
    {
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      "subscribers": [
        {
          "kbo": null,
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          "kind": "person",
          "name": "BOUSSAKOUK Khalid",
          "share_class": null,
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          "contribution_amount_eur": null
        }
      ],
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      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
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    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-09-19",
    "filing_date": "2023-09-11",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2023-09-11",
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  "bedrijfsrevisor": null,
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  "co_filed_documents": [],
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}
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Company registry (CBE) Crossroads Bank
Activities
Detailhandel in vlees van wild en van gevogelte in gespecialiseerde winkels47222Detailhandel in vlees van wild en van gevogelte47222Detailhandel in vlees en vleesproducten in gespecialiseerde winkels, m.u.v. vlees van wild en van gevogelte47221Detailhandel in vlees en vleesproducten, muv vlees van wild en van gevogelte47221
Primary activity highlighted.
Names & trade names
Legal nameFR NAJAD
Registered office
Leuvensestraat 153
1800 Vilvoorde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative