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Complete company report
Generated 20-07-2026
Active BE 0793.469.403Private limited company

NAITO

Steenstraat 67 ·1500 Halle, Belgium· 3 yrs active
Sector: Architecture & engineering (71111)
Conclusion Checked

The computed 12-month bankruptcy probability of NAITO is 0.6% (low). The 2024 annual accounts show equity of €60k and a net result of €55k. Equity is growing by ~93.7% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €60k
Net result €55k
Active 3 yrs
Locations 1
Snowflake analysis 5 axes · computed by Checked
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.6% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
100 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview4 NBB filings
Annual accounts filed on 01-06-2026 with the NBB · fiscal year 2025 · micro
€-20k€0€20k€40k€60k€80kOperating result 2022: €-2k€-2kNet result 2022: €-2k€-2kOperating result 2023: €37k€37kNet result 2023: €27k€27kOperating result 2024: €73k€73kNet result 2024: €55k€55k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~93.7%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€50k€100k€150k2025: €88k (€83k - €93k)2026: €117k (€112k - €121k)2027: €145k (€140k - €150k)2022: €3k2023: €30k2024: €60k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€74k
+89.2% far above sector median
Net profit
€55k
+101.5% far above sector median
Cash flow
€56k
+94.4% far above sector median
Total assets
€78k
+46.2% -7% vs sector
Equity
€60k
+97.8% +17% vs sector
Working capital
€58k
+104.3% +20% vs sector
Income taxes
€15k
+89.3% far above sector median
Dividends
€25k
- 22-24
Debt
€18k
-21.9% -24% vs sector
Debt ≤ 1y
€18k
-21.9% -23% vs sector
Current ratio
4.23
+89.3% +79% vs sector
Quick ratio
4.23
+89.3% +79% vs sector
Solvency
77.0%
+35.4% +35% vs sector
Debt / equity
0.30
-60.5% -60% vs sector
ROE
91.2%
+1.9% far above sector median
ROA
70.2%
+37.9% far above sector median
Interest coverage
24.38
+49.4% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€74k
Net profit€55k
Cash flow€56k
Staff costs-
Income taxes€15k
Dividends€25k
Total assets€78k
Equity€60k
Debt€18k
of which ≤ 1y€18k
of which > 1y-
Working capital€58k
Employees (FTE)-
Ratios (computed)
2024
Current ratio4.23
Quick ratio4.23
Working capital ratio74.4%
Solvency77.0%
Debt / equity0.30
Long-term debt ratio-
Interest coverage24.38
Gross margin-
Net margin-
ROA70.2%
ROE91.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€78k
Fixed assets 21/28€2k
Tangible fixed assets 22/27€2k
Current assets 29/58€76k
Amounts receivable within one year 40/41€13k
Cash & bank 54/58€63k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€78k
Equity 10/15€60k
Contributions / capital 10/11€5k
Reserves 13€55k
Accumulated profits (losses) 14€0
Amounts payable 17/49€18k
Amounts payable within one year 42/48€18k
Trade debts payable within one year 44€7k
Income statement
Gross operating margin 9900€74k
Operating result 9901€73k
Financial charges 65€3k
Result before taxes 9903€70k
Income taxes 67/77€15k
Net result for the period 9904€55k
Result to be appropriated 9905€55k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Architecture & engineering(71111)
Legal form Private limited company(610)
Incorporation10-11-2022
StatusActive
Postal code1500
Establishment units 1 location
Eikenlaan 7, 1500 Halle
Ontwikkeling van residentiële bouwprojecten
since 20222.337.761.663
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23413H0008/00V016 Flanders 1,502 m² 1 · 182 m² 15.7 m · 4 fl.
23412L0162/03_000 Flanders 734 m² - -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
01-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
22-12-2025
State Gazette act Registered-office change
v3.2
04-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
28-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
01-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
05-06-2023
State Gazette act Registered-office change
v3.2
2022
16-11-2022
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 3 acts
Address history · 2
22-12-2025
v3.2
05-06-2023
v3.2
All acts · 3 updated 7 months ago
2025
22-12-2025 Registered office moved within Halle Registered-office change
  • Eikenlaan 7, 1500 Halle → Steenstraat 67, 1500 Halle
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Halle",
        "region": null,
        "street": "Steenstraat",
        "country": "BE",
        "postcode": "1500",
        "box_number": null,
        "street_number": "67"
      },
      "old_address": {
        "city": "Halle",
        "region": null,
        "street": "Eikenlaan",
        "country": "BE",
        "postcode": "1500",
        "box_number": "32",
        "street_number": "7"
      },
      "effective_date": "2025-12-13",
      "evidence_quote": "Het bestuur beslist dat de zetel van de vennootschap zal worden verplaatst van Eikenlaan 7 bus 32, 1500 Halle naar Steenstraat 67, 1500 Halle, en dit vanaf 13/12/2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0793.469.403",
    "name_full": "NAITO",
    "legal_form": "BV"
  }
}
2023
05-06-2023 Registered office moved within Halle Registered-office change
  • Steenstraat 61, 1500 Halle → Eikenlaan 7, 1500 Halle
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Halle",
        "region": null,
        "street": "Eikenlaan",
        "country": "BE",
        "postcode": "1500",
        "box_number": "32",
        "street_number": "7"
      },
      "old_address": {
        "city": "Halle",
        "region": null,
        "street": "Steenstraat",
        "country": "BE",
        "postcode": "1500",
        "box_number": null,
        "street_number": "61"
      },
      "effective_date": "2023-05-16",
      "evidence_quote": "De vergadering beslist dat de zetel van de vennootschap zal worden verplaatst van Steenstraat 61, 1500 Halle naar Eikenlaan 7 bus 32, 1500 Halle, en dit vanaf 16/05/2023."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0793.469.403",
    "name_full": "NAITO",
    "legal_form": "BV"
  }
}
2022
16-11-2022 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "1500 Halle, Steenstraat 61",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1990-02-23",
        "name": "DE RIDDER Lars",
        "niss": null,
        "address": "1500 Halle, Steenstraat 61"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 5000.0,
      "holder_person_name": "DE RIDDER Lars",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 5000.0,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 5000.0,
  "subject_company": {
    "kbo": "0793.469.403",
    "name_full": "NAITO",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2022-11-07",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Bouwarchitecten71111Activiteiten van bouwarchitecten71111Algemene bouw van residentiële gebouwen41001Ontwikkeling van residentiële bouwprojecten41101Algemene bouw van residentiële gebouwen41201Ontwikkeling van residentiële bouwprojecten68121
Primary activity highlighted.
Names & trade names
Legal nameNL NAITO
Registered office
Steenstraat 67
1500 Halle, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative