Active BE 0782.375.967Private limited company

NAIKPAI

Ruysdaelstraat 1 ·1070 Anderlecht, Belgium· 4 yrs active

Sector: Non-specialised food retail (47110)

Conclusion Checked

The computed 12-month bankruptcy probability of NAIKPAI is 8.1% (elevated). The 2024 annual accounts show negative equity (€-22k) and a net result of €-38k. Equity is shrinking by ~29.2% per year across the filed fiscal years. Its solvency ranks better than 9% of 6695 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€-22k
Net result	€-38k
Better than sector	9%
Active	4 yrs

Snowflake analysis 5 axes · computed by Checked

55 / 100

Mixed profile: strong on profitability, weaker on health.

Health 17

Profitability 100

Solvency 33

Growth 32

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

8.1% Elevated

0%0,5%1,5%4%10%≥25%

Annual accounts: weaker financial profile +Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

17 / 100 Critical

050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →

Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview3 NBB filings

Annual accounts filed on 24-09-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Equity: declining trend of ~29.2%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-105.7%	20.4%	better than 9% of 6695 sector peers
Net result	€-38k	€4k	better than 7% of 6675 sector peers
Equity	€-22k	€16k	better than 13% of 6709 sector peers
Gross operating margin	€-13k	€24k	better than 7% of 6654 sector peers
Staff costs	€25k	€33k	higher than 42% of 3033 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Net profit

€-38k

- far below sector median

Total assets

€21k

+46.5% -77% vs sector

Equity

€-22k

-137.1% far below sector median

Working capital

€-22k

-137.1% far below sector median

Staff costs

€25k

+956.8% 22-24

Debt

€43k

+82.3% -19% vs sector

Debt ≤ 1y

€43k

+82.3% +67% vs sector

Current ratio

0.49

-19.6% -75% vs sector

Quick ratio

0.14

-44.5% -92% vs sector

Solvency

-105.7%

-61.8% far below sector median

Debt / equity

-1.95

+23.1% far below sector median

ROE

170.6%

- far above sector median

ROA

-180.4%

- far below sector median

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	-
EBITDA	-
Net profit	€-38k
Cash flow	-
Staff costs	€25k
Income taxes	-
Dividends	-
Total assets	€21k
Equity	€-22k
Debt	€43k
of which ≤ 1y	€43k
of which > 1y	-
Working capital	€-22k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.49
Quick ratio	0.14
Working capital ratio	-105.7%
Solvency	-105.7%
Debt / equity	-1.95
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	-180.4%
ROE	170.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€21k
Current assets	29/58	€21k
Stocks & contracts in progress	3	€15k
Amounts receivable within one year	40/41	€821
Cash & bank	54/58	€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€21k
Equity	10/15	€-22k
Accumulated profits (losses)	14	€-22k
Amounts payable	17/49	€43k
Amounts payable within one year	42/48	€43k
Trade debts payable within one year	44	€10
Income statement
Gross operating margin	9900	€-13k
Operating result	9901	€-38k
Financial charges	65	€125
Result before taxes	9903	€-38k
Net result for the period	9904	€-38k
Result to be appropriated	9905	€-38k

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Non-specialised food retail(47110)
Legal form	Private limited company(610)
Incorporation	18-02-2022
Status	Active
Postal code	1070

Establishment units 1 location

NAIKPAI

Ruysdaelstraat 1, 1070 AnderlechtNiet-gespecialiseerde kleinhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100m2)

since 20222.329.845.869

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21305B0249/00R019	Brussels	124 m²	1 · 124 m²	18.4 m · 5 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

24-09-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

03-10-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

14-09-2024

NBB filing Annual accounts filed

fiscal year 2022 · micro

16-04-2024

State Gazette act Registered-office change

2023

30-01-2023

State Gazette act Capital & shares

2022

22-03-2022

State Gazette act Registered-office change

Belgisch Staatsblad, acts 3 acts

Capital history · 1

30-01-2023

Capital change

Address history · 2

16-04-2024

Registered-office move

22-03-2022

Registered-office move

All acts · 3 updated 2 years ago

2024

16-04-2024 Registered office moved Registered-office change

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": null,
      "old_address": {
        "raw": "Imperiastraat 8- 1930 Zaventem",
        "city": "Zaventem",
        "region": "vlaams_gewest",
        "street": "Imperiastraat",
        "country": "BE",
        "postcode": "1930",
        "box_number": null,
        "street_number": "8",
        "locality_suffix": null
      },
      "effective_date": "2024-04-05",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-04-16",
    "filing_date": "2024-04-08",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2024-04-05",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0782.375.967",
    "name_full": "NAIKPAI",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Rahimi Mirza",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}

2023

30-01-2023 All shares are now held by a single shareholder Capital & shares

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "eenhoofdigheid_declaration",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "Rezai Ziaoudin",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 100,
          "contribution_amount_eur": null
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "Rahimi Mirza Nazar",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 100,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_class_creation",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "share_emission": {
        "agio_eur": null,
        "share_form": null,
        "share_class": null,
        "n_new_shares": 100,
        "with_new_shares": true,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "other",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-01-30",
    "filing_date": "2023-01-20",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2023-01-20",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2023-01-20"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0782.375.967",
    "name_full": "NAIK\u0420AI",
    "legal_form": "Besloten Vennootschap",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Rahimi Mirza Nazar",
      "role": "aandeelhouder",
      "n_shares": 100,
      "share_class": null
    }
  ],
  "share_classes_after": []
}

2022

22-03-2022 Registered office moved from Anderlecht to Lier Registered-office change

Ruysdaelstraat 1- 1070 Anderlecht → Groenstraat 46-2500 Lier

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Groenstraat 46-2500 Lier",
        "city": "Lier",
        "region": "vlaams_gewest",
        "street": "Groenstraat",
        "country": "BE",
        "postcode": "2500",
        "box_number": null,
        "street_number": "46",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Ruysdaelstraat 1- 1070 Anderlecht",
        "city": "Anderlecht",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Ruysdaelstraat",
        "country": "BE",
        "postcode": "1070",
        "box_number": null,
        "street_number": "1",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": true,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": true,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-03-22",
    "filing_date": "2022-03-15",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2022-03-07",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0782.375.967",
    "name_full": "NAIKPAI",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Rezai, Ziaoudin",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}

Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

AI-generated from Checked data; indicative, not legal or investment advice.

Company registry (CBE) Crossroads Bank

Activities

Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112Detailhandel in dranken in gespecialiseerde winkels, algemeen assortiment47252Detailhandel in dranken, algemeen assortiment47252Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels47620Detailhandel in kranten en andere tijdschriften47621

Primary activity highlighted.

Names & trade names

Legal nameNL

NAIKPAI

Registered office

Ruysdaelstraat 1

1070 Anderlecht, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

Similar companies Same NACE

DELSHOP BE 0426.645.194 · Anderlecht

ECHANGES COMMERCIAUX ET INDUSTRIELS BE 0425.625.211 · Anderlecht

EFES BE 0428.613.306 · Anderlecht

FRANCESCO CANNELLA BE 0438.678.243 · Anderlecht

LAZ BE 0434.897.520 · Anderlecht