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NAI Group

Active
Private limited companyfounded 20251 yr activeBlijde-Inkomststraat 1, 2140 Antwerpen, BelgiumKBO/BCE: BE 1020.503.940
Summary

NAI Group has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €21k. Its solvency ranks better than 30% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
48 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability79
Solvency35
Growth-
Track record67
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.15; short-term debt: 89.9% and cash: 3.3% of total assets), and 89.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
10.1%
Return on assets
8.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
18 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€26k
Total assets
€255k
Net result
€21k
Working capital
€-195k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €255k
Fixed assets €220k
Current assets €35k
Equity and liabilities €255k
Equity €26k
Debt €229k
Debt finances 89.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€37k
Cash flow
€36k
Current ratio
0.15
Quick ratio
0.05
Debt to equity
8.86
ROE
80.7%
ROA
8.2%
Interest coverage
34.39
Debt ≤ 1 year
€229k
Staff costs
€20k
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€255k
Fixed assets21/28€220k
Tangible fixed assets22/27€204k
Plant, machinery and equipment23€179k
Other tangible fixed assets26€25k
Financial fixed assets28€16k
Current assets29/58€35k
Stocks and contracts in progress3€23k
Stocks30/36€23k
Amounts receivable within one year40/41€3k
Trade receivables40€3k
Cash at bank and in hand54/58€8k
Equity and liabilities
Total equity and liabilities10/49€255k
Equity10/15€26k
Contributions10/11€5k
Reserves13€21k
Distributable reserves133€21k
Amounts payable17/49€229k
Amounts payable within one year42/48€229k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€7k
Taxes450/3€3k
Remuneration and social security454/9€4k
Other amounts payable47/48€220k
Income statement Code2025
Remuneration, social security and pensions62€20k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k
Other operating charges640/8€2k
Gross operating margin9900€59k
Operating profit (loss)9901€22k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€21k
Profit (loss) for the period9904€21k
Profit (loss) for the period to be appropriated9905€21k
Appropriation of the result
Profit (loss) to be appropriated9906€21k
Transfer to equity691/2€21k
To other reserves6921€21k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2026
13-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2025
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Blijde-Inkomststraat 12140 Antwerpen
Ground area
367 m²
Building footprint
367 m²
Volume, LiDAR
4,866 m³
Parcel 11006A0624/00S000, Flanders · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
NAI Group
Blijde-Inkomststraat 1, 2140 AntwerpenNon-specialised retail sale with food, beverages or tobacco predominating
since 20252.370.640.408
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11006A0624/00S000 Flanders 367 m² 1 · 367 m² 17.5 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Antwerpen2.370.640.408
2 permissions
Toelating · Detailhandel · since 15-04-2026
Toelating · Vleeswinkel · since 02-04-2025

Similar companies · same sector, comparable size

Of 3,827 companies in sector 47210 we hold annual accounts for 966. 743 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47210Retail sale of fruit and vegetables
47279Other retail sale of food
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.