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NAHU

Active
Private limited companyfounded 200125 yrs activeVenstraat 69, 2900 Schoten, BelgiumKBO/BCE: BE 0475.648.309
Summary

NAHU has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€67,756) and a net result of -€18,293. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 2729 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.13 against 0.08 in 2024; short-term debt: 418.8% and cash: 7.2% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-319.1%
Return on assets
-86.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 25 years 0 30 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€67,756
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
9 d early
2023
27 d late
2022
33 d early
2021
33 d early
2020
31 d early
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 September 2001, NAHU was incorporated.1 Total assets went from EUR 43,353 in 2019 to EUR 21,234 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
-€67,756▼ 37.0%
2024 · -€49,463
Total assets
€21,234▲ 4.1%
2024 · €20,397
Net result
-€18,293▲ 38.0%
2024 · -€29,516
Working capital
-€77,021▼ 20.4%
2024 · -€63,972
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€48,605-€15,643€7,221-€28,765-€17,682▲ 38.5%
Net result€44,444within the sector's middle half-€17,267below the sector's middle half€5,280within the sector's middle half-€29,516below the sector's middle half-€18,293below the sector's middle half▲ 38.0%
Equity-€7,960below the sector's middle half▲ 84.8%-€25,227below the sector's middle half▼ 217%-€19,947below the sector's middle half▲ 20.9%-€49,463below the sector's middle half▼ 148%-€67,756below the sector's middle half▼ 37.0%
Total assets€81,069within the sector's middle half▲ 436%€13,750below the sector's middle half▼ 83.0%€15,171below the sector's middle half▲ 10.3%€20,397below the sector's middle half▲ 34.4%€21,234below the sector's middle half▲ 4.1%
Debt€89,029▲ 31.9%€38,977▼ 56.2%€35,118▼ 9.9%€69,860▲ 98.9%€88,990▲ 27.4%
Working capital€29,040within the sector's middle half-€25,682below the sector's middle half-€23,173below the sector's middle half▲ 9.8%-€63,972below the sector's middle half▼ 176%-€77,021below the sector's middle half▼ 20.4%
Solvency-9.8%below the sector's middle half▲ 336.8pp-183.5%below the sector's middle half▼ 173.7pp-131.5%below the sector's middle half▲ 52.0pp-242.5%below the sector's middle half▼ 111.0pp-319.1%below the sector's middle half▼ 76.6pp
Current ratio1.56within the sector's middle half▲ 0.790.34below the sector's middle half▼ 1.220.34below the sector's middle half=0.08below the sector's middle half▼ 0.260.13below the sector's middle half▲ 0.05
Return on assets (ROA)54.8%above the sector's middle half▲ 349.0pp-125.6%below the sector's middle half▼ 180.4pp34.8%above the sector's middle half▲ 160.4pp-144.7%below the sector's middle half▼ 179.5pp-86.1%below the sector's middle half▲ 58.6pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000€40,000Operating result 2021: €48,605€48,605Net result 2021: €44,444€44,444Operating result 2022: -€15,643-€15,643Net result 2022: -€17,267-€17,267Operating result 2023: €7,221€7,221Net result 2023: €5,280€5,280Operating result 2024: -€28,765-€28,765Net result 2024: -€29,516-€29,516Operating result 2025: -€17,682-€17,682Net result 2025: -€18,293-€18,29320212022202320242025-€30,000-€20,000-€10,000€0€10,000Operating result 2023: €7,221€7,220Net result 2023: €5,280€5,280Operating result 2024: -€28,765-€28,800Net result 2024: -€29,516-€29,500Operating result 2025: -€17,682-€17,700Net result 2025: -€18,293-€18,300202320242025
The operating result stays negative: a loss of €17,682 in 2025 against €28,765 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €21,234
Fixed assets €9,326 ▼ 35.7%
Current assets €11,908 ▲ 102%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€12,499▲
2024 · -€24,678
Cash flow
-€13,110▲
2024 · -€25,429
Debt to equity
-1.31▲
2024 · -1.41
Interest coverage
-80.12▲
2024 · -84.23
Debt ≤ 1 year
€88,929▲
2024 · €69,860
Income taxes
€455▼
2024 · €459
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,639 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more
4.1% went bankrupt
9.8% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€20,397€21,234▲
Fixed assets21/28€14,509€9,326▼
Tangible fixed assets22/27€14,509€9,326▼
Plant, machinery and equipment23€1,701€360▼
Furniture and vehicles24€12,808€8,966▼
Current assets29/58€5,888€11,908▲
Amounts receivable within one year40/41€5,096€10,225▲
Trade receivables40€838€5,189▲
Other amounts receivable41€4,258€5,036▲
Cash at bank and in hand54/58€147€1,538▲
Deferred charges and accrued income490/1€645€145▼
Equity and liabilities
Total equity and liabilities10/49€20,397€21,234▲
Equity10/15-€49,463-€67,756▼
Contributions10/11€10,000€10,000=
Outside capital11€10,000€10,000=
Other1109/19€10,000€10,000=
Profit (loss) carried forward14-€59,463-€77,756▼
Amounts payable17/49€69,860€88,990▲
Amounts payable within one year42/48€69,860€88,929▲
Trade debts44€912€1,468▲
Suppliers440/4€912€1,468▲
Taxes, remuneration and social security45€1,178€913▼
Taxes450/3€1,178€913▼
Other amounts payable47/48€67,770€86,548▲
Accrued charges and deferred income492/3-€61
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,087€5,183▲
Other operating charges640/8€1,321€1,355▲
Gross operating margin9900-€23,357-€11,144▲
Operating profit (loss)9901-€28,765-€17,682▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€293€156▼
Recurring financial charges65€293€156▼
Profit (loss) for the period before taxes9903-€29,057-€17,838▲
Income taxes67/77€459€455▼
Profit (loss) for the period9904-€29,516-€18,293▲
Profit (loss) for the period to be appropriated9905-€29,516-€18,293▲
Appropriation of the result
Profit (loss) to be appropriated9906-€59,463-€77,756▼
Profit (loss) brought forward from the previous period14P-€29,947-€59,463▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€73€1,276€4,087€5,183▲ 26.8%
Other operating charges640/8-€1,418€1,727€1,321€1,355▲ 2.6%
Gross operating margin9900€49,887-€14,152€10,224-€23,357-€11,144▲ 52.3%
Operating profit (loss)9901€48,605-€15,643€7,221-€28,765-€17,682▲ 38.5%
Financial income75/76B---€1--
Recurring financial income75---€1--
Financial charges65/66B-€1,133€1,221€293€156▼ 46.8%
Recurring financial charges65€2,102€1,133€1,221€293€156▼ 46.8%
Profit (loss) for the period before taxes9903€46,503-€16,776€6,000-€29,057-€17,838▲ 38.6%
Income taxes67/77€2,059€491€720€459€455▼ 0.9%
Profit (loss) for the period9904€44,444-€17,267€5,280-€29,516-€18,293▲ 38.0%
Profit (loss) for the period to be appropriated9905€44,444-€17,267€5,280-€29,516-€18,293▲ 38.0%
Line20212022202320242025Change
Assets
Total assets20/58€81,069€13,750€15,171€20,397€21,234▲ 4.1%
Fixed assets21/28-€455€3,226€14,509€9,326▼ 35.7%
Tangible fixed assets22/27-€455€3,226€14,509€9,326▼ 35.7%
Plant, machinery and equipment23-€455€3,226€1,701€360▼ 78.8%
Furniture and vehicles24---€12,808€8,966▼ 30.0%
Current assets29/58€81,069€13,295€11,945€5,888€11,908▲ 102%
Amounts receivable within one year40/41€9,000€3,237€4,565€5,096€10,225▲ 101%
Trade receivables40--€1,032€838€5,189▲ 519%
Other amounts receivable41-€3,237€3,533€4,258€5,036▲ 18.3%
Cash at bank and in hand54/58€70,981€8,901€6,755€147€1,538▲ 946%
Deferred charges and accrued income490/1-€1,157€625€645€145▼ 77.5%
Equity and liabilities
Total equity and liabilities10/49€81,069€13,750€15,171€20,397€21,234▲ 4.1%
Equity10/15-€7,960-€25,227-€19,947-€49,463-€67,756▼ 37.0%
Contributions10/11€10,000€10,000€10,000€10,000€10,000=
Capital10-€10,000----
Issued capital100-€18,600----
Uncalled capital101-€8,600----
Outside capital11--€10,000€10,000€10,000=
Other1109/19--€10,000€10,000€10,000=
Profit (loss) carried forward14-€17,960-€35,227-€29,947-€59,463-€77,756▼ 30.8%
Amounts payable17/49€89,029€38,977€35,118€69,860€88,990▲ 27.4%
Amounts payable after more than one year17€37,000-----
Amounts payable within one year42/48€52,029€38,977€35,118€69,860€88,929▲ 27.3%
Trade debts44€2,697€2,468€1,454€912€1,468▲ 61.0%
Suppliers440/4-€2,468€1,454€912€1,468▲ 61.0%
Taxes, remuneration and social security45-€491€720€1,178€913▼ 22.5%
Taxes450/3-€491€720€1,178€913▼ 22.5%
Other amounts payable47/48-€36,018€32,944€67,770€86,548▲ 27.7%
Accrued charges and deferred income492/3----€61-
Line20212022202320242025Change
Profit (loss) for the period9904€44,444-€17,267€5,280-€29,516-€18,293▲ 38.0%
+ Depreciation and write-downs630-€73€1,276€4,087€5,183▲ 26.8%
Operating cash flow (approximation)€44,444-€17,194€6,556-€25,429-€13,110▲ 48.4%
Investment in fixed assets (approximation)---€4,047-€15,370€0▲ 100%
Change in cash--€62,080-€2,146-€6,608€1,391▲ 121%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
22-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial Back to profitnet €5,280
Net result €5,280 after one loss-making year.
2022
29-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
29-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial Back to profitnet €44,444
Net result €44,444 after 2 loss-making years.
30-06
Financial Liquidity doublescurrent ratio 1.56
Current ratio from 0.76 to 1.56.
2020
31-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial Weakest financial yearnet -€44,469
Net result drops to -€44,469, the lowest in the series; recovery starts the following year.
2019
31-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
28-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
06-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
31-03
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2001
seat establishment The establishment unit on the map
Ground area
383 m²
Building footprint
115 m²
Volume, LiDAR
831 m³
Parcel 11442C0148/00G002, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Dave Sneyders
Venstraat 69, 2900 SchotenNACE 70201
since 20012.116.575.137
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11442C0148/00G002 Flanders 383 m² 1 · 115 m² 9.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 30,009 companies in sector 62200 we hold annual accounts for 18,399. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-09-2001
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
43211General electrical installation work
64210Activities of holding companies
68110Buying and selling of own real estate
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID 0208:0475648309
Also 9925:BE0475648309
Registered 16-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.