AL SERSIM
ActiveAL SERSIM has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €-1k. Equity is growing by ~30.1% per year across the filed fiscal years. Its solvency ranks better than 80% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▼-16
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 6.58 against 10.4 in 2024; short-term debt: 15.2% of total assets), and 15.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.8%
Return on assets
-5.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
1 d early
2022
4 d early
2021
1 d late
2020
10 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▼ 6.5%
2024 · €17k
2018: €-10k
2019: €-2k
2020: €2k
2021: €10k
2022: €15k
2023: €17k
2024: €17k
2018 → 2025
Total assets
€18k▼ 0.3%
2024 · €19k
2018: €610
2019: €6k
2020: €2k
2021: €11k
2022: €17k
2023: €20k
2024: €19k
2018 → 2025
Net result
€-1k
2024 · €96
2018: €613
2019: €8k
2020: €3k
2021: €9k
2022: €4k
2023: €2k
2024: €96
2018 → 2025
Working capital
€16k▼ 6.5%
2024 · €17k
2018: €-10k
2019: €-2k
2020: €2k
2021: €11k
2022: €15k
2023: €17k
2024: €17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€15k▲ 41.6%€17k▲ 13.9%€17k▲ 0.6%€16k▼ 6.5%
Operating result€9k-€6k▼ 32.9%€3k▼ 53.5%€201▼ 92.9%€-1k
Net result€9k-€4k▼ 50.7%€2k▼ 52.8%€96▼ 95.3%€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1k after €201 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €18k
Equity
€16k▼ 6.5%
Debt
€3k▲ 57.8%
The debt ratio rises from 9.6% to 15.2%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
84.8%▼
2024 · 90.4%
Current ratio
6.58▼
2024 · 10.40
Quick ratio
6.58▼
2024 · 10.40
Debt / equity
0.18▲
2024 · 0.11
ROE
-6.9%▼
2024 · 0.6%
ROA
-5.9%▼
2024 · 0.5%
Debt
€3k▲
2024 · €2k
Debt ≤ 1 year
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€19k€18k▼
Current assets29/58€19k€18k▼
Amounts receivable within one year40/41€19k€18k▼
Trade receivables40€3k€3k▼
Other amounts receivable41€16k€16k▲
Equity and liabilities
Total equity and liabilities10/49€19k€18k▼
Equity10/15€17k€16k▼
Contributions10/11€8k€8k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€7k€6k▼
Amounts payable17/49€2k€3k▲
Amounts payable within one year42/48€2k€3k▲
Financial debts43€1€77▲
Credit institutions430/8€1€77▲
Trade debts44€916€2k▲
Suppliers440/4€916€2k▲
Taxes, remuneration and social security45€377€35▼
Taxes450/3€377€35▼
Other amounts payable47/48€484€484=
Income statement
Code20242025
Other operating charges640/8€772€402▼
Gross operating margin9900€973€-653▼
Operating profit (loss)9901€201€-1k▼
Financial charges65/66B€70€26▼
Recurring financial charges65€70€26▼
Profit (loss) for the period before taxes9903€131€-1k▼
Income taxes67/77€35-
Profit (loss) for the period9904€96€-1k▼
Profit (loss) for the period to be appropriated9905€96€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€6k▼
Profit (loss) brought forward from the previous period14P€7k€7k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-1k ▼1224%
Net result drops to €-1k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
30-09
Financial
Highest result since 2018net €9k ▲150%
Operating result €9k, net result €9k, both a record.
30-09
Financial
Liquidity times 7current ratio 23.16
Current ratio from 3.51 to 23.16; short-term debt falls from €636 to €481.
10-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
30-09
Financial
Liquidity times 5current ratio 3.51
Current ratio from 0.77 to 3.51; short-term debt falls from €8k to €636.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 367 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Soignies
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Lessines 3237060 SoigniesGround area
981 m²
Building footprint
103 m²
Parcel 55018D0924/00S000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55018D0924/00S000 | Wallonia | 981 m² | 1 · 103 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NextBlock
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BE 0479.312.731
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KWADIBO
BE 0649.928.110
Asse · Eq €16k
ACTUAL CASE SOLUTION
BE 0455.884.756
Koekelberg · Eq €16k
UNLIDOT
BE 0780.346.786
Liège · Eq €16k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 11,888 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-05-2001
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
46500Wholesale of information and communication equipment
46660Wholesale trade
51850
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.