Nagori
ActiveNagori has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €23k. Equity is growing by ~35.2% per year across the filed fiscal years. Its solvency ranks better than 71% of 7690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
96
/ 100
Excellent▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency88▲+14
Growth52=
Stability94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.25 in 2024), and 27.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.6%
Return on assets
19.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€84k▲ 37.8%
2024 · €61k
2023: €41k
2024: €61k
2023 → 2025
Total assets
€116k▼ 12.4%
2024 · €132k
2023: €75k
2024: €132k
2023 → 2025
Net result
€23k▲ 11.7%
2024 · €21k
2023: €39k
2024: €21k
2023 → 2025
Working capital
€13k▼ 19.2%
2024 · €16k
2023: €28k
2024: €16k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€41k-€61k▲ 48.1%€84k▲ 37.8%
Operating result€49k-€28k▼ 43.6%€29k▲ 4.1%
Net result€39k-€21k▼ 47.0%€23k▲ 11.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €116k
Fixed assets
€73k▲ 43.5%
Current assets
€43k▼ 47.5%
Equity and liabilities €116k
Equity
€84k▲ 37.8%
Debt
€32k▼ 55.4%
The debt ratio falls from 53.9% to 27.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€40k▲
2024 · €34k
Cash flow
€34k▲
2024 · €27k
Solvency
72.6%▲
2024 · 46.1%
Current ratio
1.45▲
2024 · 1.25
Quick ratio
1.45▲
2024 · 1.25
Debt / equity
0.38▼
2024 · 1.17
ROE
27.4%▼
2024 · 33.9%
ROA
19.9%▲
2024 · 15.6%
Interest coverage
122.35▲
2024 · 50.43
Debt
€32k▼
2024 · €71k
Debt ≤ 1 year
€29k▼
2024 · €65k
Debt > 1 year
€2k▼
2024 · €6k
Income taxes
€6k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€132k€116k▼
Fixed assets21/28€51k€73k▲
Tangible fixed assets22/27€51k€73k▲
Furniture and vehicles24€17k€15k▼
Other tangible fixed assets26€34k€58k▲
Current assets29/58€81k€43k▼
Amounts receivable within one year40/41€43k€13k▼
Trade receivables40€41k€13k▼
Other amounts receivable41€2k€632▼
Current investments50/53€20k€10k▼
Cash at bank and in hand54/58€16k€18k▲
Deferred charges and accrued income490/1€2k€650▼
Equity and liabilities
Total equity and liabilities10/49€132k€116k▼
Equity10/15€61k€84k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€58k€81k▲
Amounts payable17/49€71k€32k▼
Amounts payable after more than one year17€6k€2k▼
Financial debts170/4€6k€2k▼
Amounts payable within one year42/48€65k€29k▼
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€2k€12k▲
Suppliers440/4€2k€12k▲
Advances received on contracts in progress46€33k-
Taxes, remuneration and social security45€25k€13k▼
Taxes450/3€22k€13k▼
Remuneration and social security454/9€3k-
Other amounts payable47/48€833-
Accrued charges and deferred income492/3-€176
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€11k▲
Other operating charges640/8€2k€837▼
Gross operating margin9900€36k€41k▲
Operating profit (loss)9901€28k€29k▲
Financial income75/76B€8€533▲
Recurring financial income75€8€533▲
Financial charges65/66B€677€324▼
Recurring financial charges65€677€324▼
Profit (loss) for the period before taxes9903€27k€29k▲
Income taxes67/77€6k€6k▼
Profit (loss) for the period9904€21k€23k▲
Profit (loss) for the period to be appropriated9905€21k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€81k▲
Profit (loss) brought forward from the previous period14P€38k€58k▲
Profit to be distributed694/7€833-
Return on contributions (dividend)694€833-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €21k ▼47%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Singel 142970 SchildeGround area
1,997 m²
Building footprint
195 m²
Volume, LiDAR
1,011 m³
Parcel 11039A0436/00W009, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nagori
since 20232.345.555.614
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11039A0436/00W009 | Flanders | 1,997 m² | 1 · 195 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,177 companies in sector 82100 we hold annual accounts for 3,491. 2,591 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-05-2023
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.