NAERT
ActiveSummary
NAERT has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101,427 and a net result of -€2,071. Equity remains stable across the filed fiscal years (±2.2% per year). The computed 12-month bankruptcy probability is 0.8% (low).
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Signals
This company filed its last 7 accounts on average 8 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 2,507 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a small loss
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,507 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €75 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €315 | €430 | €222 | €222 | €222 | = |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | €36,650 | €34,101 | €1,500 | - | - |
| Other operating charges640/8 | €905 | €996 | €706 | €1,081 | €742 | ▼ 31.3% |
| Gross operating margin9900 | -€4,525 | -€6,143 | -€6,897 | -€7,855 | -€8,515 | ▼ 8.4% |
| Operating profit (loss)9901 | -€5,745 | -€44,219 | -€41,927 | -€10,659 | -€9,480 | ▲ 11.1% |
| Financial income75/76B | €32,658 | €46,833 | €33,784 | €23,143 | €22,838 | ▼ 1.3% |
| Recurring financial income75 | €32,658 | €46,833 | €33,784 | €23,143 | €22,838 | ▼ 1.3% |
| Financial charges65/66B | €5,239 | €1,848 | €1,261 | €2,519 | €12,150 | ▲ 382% |
| Recurring financial charges65 | €5,239 | €1,848 | €1,261 | €2,519 | €1,029 | ▼ 59.1% |
| Non-recurring financial charges66B | - | - | - | - | €11,121 | - |
| Profit (loss) for the period before taxes9903 | €21,675 | €767 | -€9,404 | €9,966 | €1,208 | ▼ 87.9% |
| Income taxes67/77 | €6,146 | €10,001 | €6,422 | €3,208 | €3,279 | ▲ 2.2% |
| Profit (loss) for the period9904 | €15,529 | -€9,235 | -€15,826 | €6,758 | -€2,071 | ▼ 131% |
| Profit (loss) for the period to be appropriated9905 | €15,529 | -€9,235 | -€15,826 | €6,758 | -€2,071 | ▼ 131% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €585,634 | €541,758 | €501,070 | €487,257 | €458,100 | ▼ 6.0% |
| Fixed assets21/28 | €882 | €914 | €692 | €469 | €247 | ▼ 47.4% |
| Tangible fixed assets22/27 | €882 | €914 | €692 | €469 | €247 | ▼ 47.4% |
| Furniture and vehicles24 | €882 | €914 | €692 | €469 | €247 | ▼ 47.4% |
| Current assets29/58 | €584,753 | €540,844 | €500,378 | €486,787 | €457,853 | ▼ 5.9% |
| Amounts receivable within one year40/41 | €225 | €1,791 | - | €2,605 | €1,384 | ▼ 46.8% |
| Trade receivables40 | €225 | - | - | - | - | - |
| Other amounts receivable41 | - | €1,791 | - | €2,605 | €1,384 | ▼ 46.8% |
| Current investments50/53 | €579,713 | €520,677 | €491,447 | €477,338 | €437,401 | ▼ 8.4% |
| Cash at bank and in hand54/58 | €4,814 | €18,376 | €8,932 | €6,845 | €19,068 | ▲ 179% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €585,634 | €541,758 | €501,070 | €487,257 | €458,100 | ▼ 6.0% |
| Equity10/15 | €121,801 | €112,566 | €96,741 | €103,498 | €101,427 | ▼ 2.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €55,813 | €55,813 | €55,813 | €55,813 | €55,813 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | €53,953 | €53,953 | €53,953 | €55,813 | €55,813 | = |
| Profit (loss) carried forward14 | €47,388 | €38,153 | €22,328 | €29,085 | €27,014 | ▼ 7.1% |
| Amounts payable17/49 | €463,833 | €429,191 | €404,329 | €383,759 | €356,673 | ▼ 7.1% |
| Amounts payable after more than one year17 | €225,000 | €225,000 | €225,000 | €225,000 | €225,000 | = |
| Other amounts payable178/9 | €225,000 | €225,000 | €225,000 | €225,000 | €225,000 | = |
| Amounts payable within one year42/48 | €238,833 | €204,191 | €179,329 | €158,759 | €131,673 | ▼ 17.1% |
| Trade debts44 | €574 | €587 | €463 | €170 | €544 | ▲ 220% |
| Suppliers440/4 | €574 | €587 | €463 | €170 | €544 | ▲ 220% |
| Taxes, remuneration and social security45 | €95 | €90 | €1,692 | €60 | €60 | = |
| Taxes450/3 | €95 | €90 | €1,692 | €60 | €60 | = |
| Other amounts payable47/48 | €238,164 | €203,515 | €177,175 | €158,529 | €131,069 | ▼ 17.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,529 | -€9,235 | -€15,826 | €6,758 | -€2,071 | ▼ 131% |
| + Depreciation and write-downs630 | €315 | €430 | €222 | €222 | €222 | = |
| Operating cash flow (approximation) | €15,844 | -€8,805 | -€15,603 | €6,980 | -€1,849 | ▼ 126% |
| Investment in fixed assets (approximation) | - | -€462 | €0 | €0 | €0 | - |
| Change in cash | - | €13,561 | -€9,444 | -€2,087 | €12,223 | ▲ 686% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042B0822/00P000 | Flanders | 459 m² | 1 · 206 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Recognitions · licences · registrations
Legal Entity Identifier
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
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