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Complete company report
Generated 29-07-2026
Active BE 0847.017.757Private limited company (pre-2019)

NAEMA

Rue Collette 6 ·4557 Tinlot, Belgium· 14 yrs active
Sector: Personal services (96993)
Conclusion Checked

The computed 12-month bankruptcy probability of NAEMA is 0.6% (low). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 14 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.6% Low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2012, 14 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-09-2025 micro 28-03-2026 2026-00064872
30-09-2024 micro 27-03-2025 2025-00055254
30-09-2023 micro 29-03-2024 2024-00053865
30-09-2022 micro 02-05-2023 2023-00074610
30-09-2021 micro 02-05-2022 2022-20017701
30-09-2020 micro 29-04-2021 2021-11700231
30-09-2019 micro 28-05-2020 2020-13400563
30-09-2018 micro 28-04-2019 2019-10900470
30-09-2017 micro 02-04-2018 2018-08600346
30-09-2016 volledig 30-03-2017 2017-07800036
Legal Structure
NACE primary Personal services(96993)
Legal form Private limited company (pre-2019)(015)
Incorporation02-07-2012
StatusActive
Postal code4557
Establishment units 1 location
Naema
Avenue des Epicéas(N) 21, 4121 NeupréDetailhandel in bloemen, planten, zaden en kunstmeststoffen
since 20122.211.116.978
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61023C0111/00G000 Wallonia 1,804 m² 1 · 278 m² 19.5 m · 2 fl.
61044B0135/00C005 Wallonia 1,721 m² 1 · 193 m² 8.0 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
26-05-2026
State Gazette act Open capture
Notarial deed · Incorporation · Founder · Founding capital
28-03-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
27-03-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
29-03-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
02-05-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
02-05-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
29-04-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
28-05-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
28-04-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
02-04-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
30-03-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
Belgisch Staatsblad, acts 1 acts
Company purpose
pour compte propre : • la gestion de participations, l'achat et la vente de toutes valeurs mobilières et notamment l'investissement, la souscription, le placement, la vente, l'achat, la négociation d'actions, obligations, certificats, crédits, monnaie et autres valeurs mobilières et la prise de participation sous quelque forme que ce soit, dans toutes les sociétés ou entreprises ; • toute activité de holding avec prises de participations sous quelque forme que ce soit, dans des entreprises ou sociétés belges ou étrangères; l’acquisition par voie d’achat, d’ échange, de souscription, d’apport e
Per act of 26-05-2026
Capital history · 3
26-05-2026
Founding capital: amount: 180000.0, currency: EUR
26-05-2026
Founding capital: note: partiellement libérées, amount: 36000.0, currency: EUR
26-05-2026
Founding capital: bank: Banque ING
Address history · 1
26-05-2026
Registered seat: 1300 Wavre chaussée d’Ottenbourg 420
All acts · 1 updated 2 months ago
2026
26-05-2026 Notarial deed · Incorporation · Founder · Founding capital Open-capture extraction
  • Publication: 2026-05-26 · INCARNATA
  • Filing: 2026-05-21 · INCARNATA
  • Notarial deed: 2026-05-19 · INCARNATA
  • Incorporation: 2026-05-19 · INCARNATA
  • Founder · INCARNATA
  • Founder · INCARNATA
  • Founder · INCARNATA
  • Founder · INCARNATA
  • Founder · INCARNATA
  • Founding capital: amount: 180000.0, currency: EUR · INCARNATA
  • Share distribution: type: actions sans valeur nominale, shares: 180000 · INCARNATA
  • Founding capital: note: partiellement libérées, amount: 36000.0, currency: EUR · INCARNATA
  • Founding capital: bank: Banque ING · INCARNATA
  • Officer appointment: role: administrateur non statutaire, duration: durée indéterminée · INCARNATA
  • Permanent representative · TOTUM
  • Officer appointment: role: administrateur non statutaire, duration: durée indéterminée · INCARNATA
  • Permanent representative · NAEMA
  • Mandate compensation: gratuit · INCARNATA
  • Mandate compensation: gratuit · INCARNATA
  • First fiscal year: 2027-12-31 · INCARNATA
  • Annual meeting schedule: juin 2028 · INCARNATA
  • Registered seat: 1300 Wavre chaussée d’Ottenbourg 420 · INCARNATA
  • Auditor waiver · INCARNATA
  • Pre incorporation ratification · INCARNATA
  • Purpose: pour compte propre : • la gestion de participations, l'achat et la vente de toutes valeurs mobilières et notamment l'investissement, la souscription, le placement, la vente, l'achat, la négociation d'actions, obligations, certificats, crédits, monnaie et autres valeurs mobilières et la prise de participation sous quelque forme que ce soit, dans toutes les sociétés ou entreprises ; • toute activité de holding avec prises de participations sous quelque forme que ce soit, dans des entreprises ou sociétés belges ou étrangères; l’acquisition par voie d’achat, d’ échange, de souscription, d’apport e
  • Act object: CONSTITUTION
Summary: Notarial deed · Incorporation · Founder · Founding capital
Technical details 
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    {
      "type": "publication",
      "quote": "Bijlagen bij het Belgisch Staatsblad - 26/05/2026 - Annexes du Moniteur belge",
      "value": "2026-05-26",
      "object": null,
      "subject": "INCARNATA"
    },
    {
      "type": "filing",
      "quote": "D\u00E9pos\u00E9 21-05-2026",
      "value": "2026-05-21",
      "object": null,
      "subject": "INCARNATA"
    },
    {
      "type": "notarial_deed",
      "quote": "Extrait de l\u0027acte re\u00E7u par Jean-Philippe MATAGNE, notaire \u00E0 Charleroi, le 19 mai 2026",
      "value": "2026-05-19",
      "object": "MATAGNE Jean-Philippe",
      "subject": "INCARNATA"
    },
    {
      "type": "incorporation",
      "quote": "Objet de l\u0027acte : CONSTITUTION",
      "value": "2026-05-19",
      "object": null,
      "subject": "INCARNATA"
    },
    {
      "type": "founder",
      "quote": "Les SRL TOTUM et NAEMA comparantes sous 3\u00B0 et 5\u00B0 sont fondateurs",
      "value": null,
      "object": "TOTUM",
      "subject": "INCARNATA"
    },
    {
      "type": "founder",
      "quote": "Les SRL TOTUM et NAEMA comparantes sous 3\u00B0 et 5\u00B0 sont fondateurs",
      "value": null,
      "object": "NAEMA",
      "subject": "INCARNATA"
    },
    {
      "type": "founder",
      "quote": "les autres comparants simples souscripteurs",
      "value": null,
      "object": "MICHEL Clotilde",
      "subject": "INCARNATA"
    },
    {
      "type": "founder",
      "quote": "les autres comparants simples souscripteurs",
      "value": null,
      "object": "NADOBNY Philippe Fran\u00E7ois Pierre",
      "subject": "INCARNATA"
    },
    {
      "type": "founder",
      "quote": "les autres comparants simples souscripteurs",
      "value": null,
      "object": "TDJH CONSULTING",
      "subject": "INCARNATA"
    },
    {
      "type": "founding_capital",
      "quote": "Lesquels ont r\u00E9alis\u00E9 un apport d\u0027un montant de 180.000,00 \u20AC",
      "value": {
        "amount": 180000.0,
        "currency": "EUR"
      },
      "object": null,
      "subject": "INCARNATA"
    },
    {
      "type": "share_distribution",
      "quote": "pour lequel 180.000 actions sans valeur nominale ont \u00E9t\u00E9 \u00E9mises.",
      "value": {
        "type": "actions sans valeur nominale",
        "shares": 180000
      },
      "object": null,
      "subject": "INCARNATA"
    },
    {
      "type": "founding_capital",
      "quote": "partiellement lib\u00E9r\u00E9es par les constituants \u00E0 concurrence de 36.000,00 \u20AC",
      "value": {
        "note": "partiellement lib\u00E9r\u00E9es",
        "amount": 36000.0,
        "currency": "EUR"
      },
      "object": null,
      "subject": "INCARNATA"
    },
    {
      "type": "founding_capital",
      "quote": "par un versement en esp\u00E8ces effectu\u00E9 sur un compte ouvert au nom de la soci\u00E9t\u00E9 en formation aupr\u00E8s de la Banque ING.",
      "value": {
        "bank": "Banque ING"
      },
      "object": null,
      "subject": "INCARNATA"
    },
    {
      "type": "officer_appointment",
      "quote": "Sont d\u00E9sign\u00E9s en qualit\u00E9 d\u2019administrateurs non statutaires, pour une dur\u00E9e ind\u00E9termin\u00E9e : La soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e \u0022TOTUM\u0022",
      "value": {
        "role": "administrateur non statutaire",
        "duration": "dur\u00E9e ind\u00E9termin\u00E9e"
      },
      "object": "TOTUM",
      "subject": "INCARNATA"
    },
    {
      "type": "permanent_representative",
      "quote": "dont le repr\u00E9sentant permanent est Madame Clotilde MICHEL.",
      "value": null,
      "object": "MICHEL Clotilde",
      "subject": "TOTUM"
    },
    {
      "type": "officer_appointment",
      "quote": "La soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e \u0022NAEMA\u0022",
      "value": {
        "role": "administrateur non statutaire",
        "duration": "dur\u00E9e ind\u00E9termin\u00E9e"
      },
      "object": "NAEMA",
      "subject": "INCARNATA"
    },
    {
      "type": "permanent_representative",
      "quote": "dont le repr\u00E9sentant permanent est Monsieur Pierre-Hadi SAAD.",
      "value": null,
      "object": "SAAD Pierre-Hadi",
      "subject": "NAEMA"
    },
    {
      "type": "mandate_compensation",
      "quote": "Leur mandat est gratuit",
      "value": "gratuit",
      "object": "TOTUM",
      "subject": "INCARNATA"
    },
    {
      "type": "mandate_compensation",
      "quote": "Leur mandat est gratuit",
      "value": "gratuit",
      "object": "NAEMA",
      "subject": "INCARNATA"
    },
    {
      "type": "first_fiscal_year",
      "quote": "Le premier exercice social se terminera le 31/12/2027.",
      "value": "2027-12-31",
      "object": null,
      "subject": "INCARNATA"
    },
    {
      "type": "annual_meeting_schedule",
      "quote": "La premi\u00E8re assembl\u00E9e g\u00E9n\u00E9rale annuelle se tiendra en juin 2028",
      "value": "juin 2028",
      "object": null,
      "subject": "INCARNATA"
    },
    {
      "type": "registered_seat",
      "quote": "L\u2019adresse du si\u00E8ge de la soci\u00E9t\u00E9 est situ\u00E9e \u00E0 1300 Wavre chauss\u00E9e d\u2019Ottenbourg 420",
      "value": "1300 Wavre chauss\u00E9e d\u2019Ottenbourg 420",
      "object": null,
      "subject": "INCARNATA"
    },
    {
      "type": "auditor_waiver",
      "quote": "Les comparants ne d\u00E9signent pas de commissaire.",
      "value": null,
      "object": null,
      "subject": "INCARNATA"
    },
    {
      "type": "pre_incorporation_ratification",
      "quote": "Tous les engagements ainsi que les obligations qui en r\u00E9sultent, et toutes les activit\u00E9s entreprises par l\u2019un ou l\u2019autre des comparants au nom et pour compte de la soci\u00E9t\u00E9 en formation sont repris par la soci\u00E9t\u00E9 pr\u00E9sentement constitu\u00E9e",
      "value": null,
      "object": null,
      "subject": "INCARNATA"
    },
    {
      "type": "purpose",
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      "value": "pour compte propre : \u2022 la gestion de participations, l\u0027achat et la vente de toutes valeurs mobili\u00E8res et notamment l\u0027investissement, la souscription, le placement, la vente, l\u0027achat, la n\u00E9gociation d\u0027actions, obligations, certificats, cr\u00E9dits, monnaie et autres valeurs mobili\u00E8res et la prise de participation sous quelque forme que ce soit, dans toutes les soci\u00E9t\u00E9s ou entreprises ; \u2022 toute activit\u00E9 de holding avec prises de participations sous quelque forme que ce soit, dans des entreprises ou soci\u00E9t\u00E9s belges ou \u00E9trang\u00E8res; l\u2019acquisition par voie d\u2019achat, d\u2019 \u00E9change, de souscription, d\u2019apport e",
      "object": null,
      "subject": null
    },
    {
      "type": "act_object",
      "quote": "Objet de l\u0027acte : CONSTITUTION",
      "value": "CONSTITUTION",
      "object": null,
      "subject": null
    }
  ],
  "act_meta": {
    "model_id": 40,
    "extractor": "open-capture-27b-v3",
    "ocr_chars": 28967,
    "truncated": false,
    "needs_verify": true
  },
  "entities": [
    {
      "id": "e1",
      "kbo": null,
      "kind": "company",
      "name": "INCARNATA",
      "attrs": {
        "seat": "Chauss\u00E9e d\u0027Ottenbourg 420, 1300 Wavre",
        "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e"
      }
    },
    {
      "id": "e2",
      "kbo": null,
      "kind": "person",
      "name": "MICHEL Clotilde",
      "attrs": {
        "domicile": "5100 Namur (Dave) Rue du Brondia 11"
      }
    },
    {
      "id": "e3",
      "kbo": null,
      "kind": "person",
      "name": "NADOBNY Philippe Fran\u00E7ois Pierre",
      "attrs": {
        "domicile": "1380 Lasne, Rue Bois-Eloi 8"
      }
    },
    {
      "id": "e4",
      "kbo": "1004.444.896",
      "kind": "company",
      "name": "TOTUM",
      "attrs": {
        "seat": "5100 Namur (Dave) Rue du Brondia 11",
        "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e"
      }
    },
    {
      "id": "e5",
      "kbo": "1003.768.866",
      "kind": "company",
      "name": "TDJH CONSULTING",
      "attrs": {
        "seat": "7140 Morlanwelz, Cit\u00E9 de l\u0027Olive 63",
        "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e"
      }
    },
    {
      "id": "e6",
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      "kind": "company",
      "name": "NAEMA",
      "attrs": {
        "seat": "4557 Tinlot, Rue Collette 6",
        "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e"
      }
    },
    {
      "id": "e7",
      "kbo": null,
      "kind": "person",
      "name": "MATAGNE Jean-Philippe",
      "attrs": {
        "role": "notaire",
        "domicile": "Charleroi"
      }
    },
    {
      "id": "e8",
      "kbo": null,
      "kind": "person",
      "name": "SAAD Pierre-Hadi",
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    }
  ]
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Diensten in verband met de verzorging van huisdieren, m.u.v. veterinaire diensten96093Diensten in verband met de verzorging van huisdieren, muv veterinaire diensten96993Vervaardiging van voeders voor huisdieren10920Vervaardiging van voeders voor huisdieren10920Groothandel in voedsel voor huisdieren46382Groothandel in voedsel voor huisdieren46383Detailhandel in huisdieren, voedsel voor huisdieren en benodigdheden daarvoor in gespecialiseerde winkels47762Detailhandel in huisdieren, voer voor huisdieren en benodigdheden daarvoor47762Promotie en organisatie van uitvoerende kunstevenementen90021Promotie en organisatie van scheppende en uitvoerende kunstevenementen90391
Primary activity highlighted.
Names & trade names
Legal nameFR NAEMA
Registered office
Rue Collette 6
4557 Tinlot, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative