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Complete company report
Generated 03-09-2026
Active BE 0419.084.936Non-profit association

Nadja

Rue Fond-Saint-Servais 6 ·4000 Liège, Belgium· 47 yrs active
Sector: Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg (88999)
Conclusion Checked

Nadja has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €2k. The computed 12-month bankruptcy probability is < 0.1% (very low).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €104k
Net result €2k
Staff (FTE) 9.2
Active 47 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health79Profitability8Solvency83Growth-Stability85
64 / 100

Strong profile, led by stability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 79
Profitability 8
Solvency 83
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1978, 47 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
79 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview19 NBB filings
Annual accounts filed on 20-08-2026 with the NBB · fiscal year 2025 · full schema
Fiscal year2025
Depositfull schema
Revenue-
EBITDA€6k
Net profit€2k
Cash flow€6k
Staff costs€786k
Income taxes-
Dividends-
Total assets€276k
Equity€104k
Debt€147k
of which ≤ 1y€124k
of which > 1y-
Working capital€142k
Employees (FTE)9.2
Ratios (computed)
2025
Current ratio2.14
Quick ratio2.14
Working capital ratio51.3%
Solvency37.7%
Debt / equity1.41
Long-term debt ratio-
Interest coverage13.49
Gross margin-
Net margin-
ROA0.6%
ROE1.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€276k
Fixed assets 21/28€11k
Intangible fixed assets 21€5k
Tangible fixed assets 22/27€2k
Financial fixed assets 28€4k
Current assets 29/58€265k
Amounts receivable within one year 40/41€46k
Cash & bank 54/58€220k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€276k
Equity 10/15€104k
Contributions / capital 10/11€94k
Accumulated profits (losses) 14€10k
Provisions & deferred taxes 16€25k
Amounts payable 17/49€147k
Amounts payable within one year 42/48€124k
Trade debts payable within one year 44€747
Income statement
Gross operating margin 9900€825k
Operating result 9901€1k
Financial income 75€913
Financial charges 65€409
Result before taxes 9903€2k
Net result for the period 9904€2k
Result to be appropriated 9905€2k
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • Ernotte Jean-Louis
    Director
    State Gazette act 26061885 (12-05-2026)
    Current
    12-05-2026 → present
    2 events
    • 12-05-2026 Appointed· Director
    • 07-04-2025 Resigned· Director
  • Humblet Dominique
    Director
    State Gazette act 25060245 (12-05-2025)
    Current
    07-04-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg(88999)
Legal form Non-profit association(017)
Incorporation26-10-1978
StatusActive
Postal code4000
Establishment units 1 location
Nadja
Rue Fond-Saint-Servais 6, 4000 LiègeGemeentelijk gesubsidieerd gewoon technisch en beroepssecundair onderwijs
since 19782.158.610.680
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62818F0113/00F000
ProtectedSite or landscape
 Wallonia 196 m² 1 · 109 m² 16.6 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 19 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
20-08-2026 NBB filing Annual accounts filed
fiscal year 2025 · full schema
12-05-2026 State Gazette act Open capture
General meeting · Officer resignation · Officer appointment · Act object
2025
18-08-2025 NBB filing Annual accounts filed
fiscal year 2024 · full schema
12-05-2025 State Gazette act Director changes
v3.2
2024
10-10-2024 State Gazette act Director changes
v3.2
30-08-2024 NBB filing Annual accounts filed
fiscal year 2023 · full schema
23-04-2024 State Gazette act Director changes
v3.2
2023
09-10-2023 State Gazette act Statutes amendment
v3.2
30-08-2023 NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
20-07-2022 NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
25-10-2021 State Gazette act Director changes
v3.2
12-07-2021 NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
22-09-2020 NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
10-07-2019 State Gazette act Director changes
v3.2
09-07-2019 NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
19-07-2018 NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
18-07-2017 NBB filing Annual accounts filed
fiscal year 2016 · full schema
03-02-2017 State Gazette act Director changes
v3.2
2015
20-05-2015 State Gazette act Director changes
v3.2
Belgian State Gazette reading coverage 0 of 12 acts read

We know of 12 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 9 acts
All acts · 9 updated 3 months ago
2026
12-05-2026 General meeting · Officer resignation · Officer appointment · Act object Open-capture extraction
  • Filing: 2026-04-30 · NADJA
  • General meeting: 2026-04-20 · NADJA
  • Officer resignation: role: administrateur · Jeanne-Marie Gerôme
  • Officer appointment: role: administrateur · Jean-Louis Ernotte
  • Officer appointment: role: administrateur · Anne-Marie Pirard
  • Officer appointment: role: administrateur · Gérard David
  • Officer appointment: role: administrateur · Christine Rigo
  • Officer appointment: role: administrateur · Sabine Gilis
  • Officer appointment: role: administrateur · Dominique Humblet
  • Officer appointment: role: administrateur · Laurence Franssens
  • Publication: 2026-05-12
  • Act object: DEMISSION - ORGANE D'ADMINISTRATION
Summary: General meeting · Officer resignation · Officer appointment · Act object
Technical details 
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  "facts": [
    {
      "type": "filing",
      "quote": "30 AVR. 2026",
      "value": "2026-04-30",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "general_meeting",
      "quote": "Extrait du proc\u00E8s-verbal de l\u0027Assembl\u00E9e G\u00E9n\u00E9rale du 20 avril 2026",
      "value": "2026-04-20",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "officer_resignation",
      "quote": "L\u0027Assembl\u00E9e G\u00E9n\u00E9rale prend acte de la d\u00E9mission de Madame Jeanne-Marie Ger\u00F4me",
      "value": {
        "role": "administrateur"
      },
      "object": "e1",
      "subject": "e2"
    },
    {
      "type": "officer_appointment",
      "quote": "Liste actualis\u00E9e des administrateurs de l\u0027A.S.B.L. NADJA Ernotte, Jean-Louis",
      "value": {
        "role": "administrateur"
      },
      "object": "e1",
      "subject": "e3"
    },
    {
      "type": "officer_appointment",
      "quote": "Liste actualis\u00E9e des administrateurs de l\u0027A.S.B.L. NADJA - Pirard Anne-Marie",
      "value": {
        "role": "administrateur"
      },
      "object": "e1",
      "subject": "e4"
    },
    {
      "type": "officer_appointment",
      "quote": "Liste actualis\u00E9e des administrateurs de l\u0027A.S.B.L. NADJA David G\u00E9rard",
      "value": {
        "role": "administrateur"
      },
      "object": "e1",
      "subject": "e5"
    },
    {
      "type": "officer_appointment",
      "quote": "Liste actualis\u00E9e des administrateurs de l\u0027A.S.B.L. NADJA Rigo Christine",
      "value": {
        "role": "administrateur"
      },
      "object": "e1",
      "subject": "e6"
    },
    {
      "type": "officer_appointment",
      "quote": "Liste actualis\u00E9e des administrateurs de l\u0027A.S.B.L. NADJA Gilis Sabine",
      "value": {
        "role": "administrateur"
      },
      "object": "e1",
      "subject": "e7"
    },
    {
      "type": "officer_appointment",
      "quote": "Liste actualis\u00E9e des administrateurs de l\u0027A.S.B.L. NADJA Dominique Humblet",
      "value": {
        "role": "administrateur"
      },
      "object": "e1",
      "subject": "e8"
    },
    {
      "type": "officer_appointment",
      "quote": "Liste actualis\u00E9e des administrateurs de l\u0027A.S.B.L. NADJA - Franssens Laurence",
      "value": {
        "role": "administrateur"
      },
      "object": "e1",
      "subject": "e9"
    },
    {
      "type": "publication",
      "quote": "Belgisch Staatsblad - 12/05/2026",
      "value": "2026-05-12",
      "object": null,
      "subject": null
    },
    {
      "type": "act_object",
      "quote": "Objet de l\u0027acte: DEMISSION - ORGANE D\u0027ADMINISTRATION",
      "value": "DEMISSION - ORGANE D\u0027ADMINISTRATION",
      "object": null,
      "subject": null
    }
  ],
  "act_meta": {
    "model_id": 40,
    "extractor": "open-capture-27b-v3",
    "ocr_chars": 1728,
    "truncated": false,
    "needs_verify": false
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0419.084.936",
      "kind": "company",
      "name": "NADJA",
      "attrs": {
        "seat": "rue Fond Saint-Servais 6, \u00E0 4000 Li\u00E8ge",
        "legal_form": "Association sans but lucratif"
      }
    },
    {
      "id": "e2",
      "kbo": null,
      "kind": "person",
      "name": "Jeanne-Marie Ger\u00F4me",
      "attrs": {
        "rrn": null
      }
    },
    {
      "id": "e3",
      "kbo": null,
      "kind": "person",
      "name": "Jean-Louis Ernotte",
      "attrs": {
        "rrn": "45.03.24-085-64",
        "address": "Rue Henry Vieuxtemps 6/11, 4000 Li\u00E8ge"
      }
    },
    {
      "id": "e4",
      "kbo": null,
      "kind": "person",
      "name": "Anne-Marie Pirard",
      "attrs": {
        "rrn": "54.12.23-190-47",
        "address": "Rue D\u00E9sir\u00E9 Desmet 8, 1030 Bruxelles"
      }
    },
    {
      "id": "e5",
      "kbo": null,
      "kind": "person",
      "name": "G\u00E9rard David",
      "attrs": {
        "rrn": "71.10.30-057-22",
        "address": "rue de Vivegnis 159 \u00E0 4000 Li\u00E8ge"
      }
    },
    {
      "id": "e6",
      "kbo": null,
      "kind": "person",
      "name": "Christine Rigo",
      "attrs": {
        "rrn": "54.07.17-328-54",
        "address": "rue des Bruy\u00E8res, 100 \u00E0 4000 Li\u00E8ge"
      }
    },
    {
      "id": "e7",
      "kbo": null,
      "kind": "person",
      "name": "Sabine Gilis",
      "attrs": {
        "rrn": "60.11.16-320-52",
        "address": "rue Sainry 145 \u00E0 4870 Trooz"
      }
    },
    {
      "id": "e8",
      "kbo": null,
      "kind": "person",
      "name": "Dominique Humblet",
      "attrs": {
        "rrn": null,
        "address": "La Sevraille 45, 4990 Villettes-Lierneux",
        "id_other": "580203.022.43"
      }
    },
    {
      "id": "e9",
      "kbo": null,
      "kind": "person",
      "name": "Laurence Franssens",
      "attrs": {
        "rrn": "74.02.20-040-55",
        "address": "rue Haut Ti\u00E8ge 19/B -4052 Beaufays"
      }
    }
  ]
}
2025
12-05-2025 1 director appointed, 1 resigning Director changes
  • Humblet Dominique, Bestuurder
  • Ernotte Jean-Louis, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ernotte Jean-Louis",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-04-07",
      "evidence_quote": "M. Ernotte a fait part de son souhait de d\u00E9missionner de son poste de pr\u00E9sident, il souhaite n\u00E9anmoins toujours si\u00E9ger en tant qu\u0027administrateur. L\u0027AG acte ce changement."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Humblet Dominique",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-04-07",
      "evidence_quote": "Mme Dominique Humblet se porte candidate au poste de pr\u00E9sidente. Elle est \u00E9lue \u00E0 l\u0027unanimit\u00E9 des voix."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0419.084.936",
    "name_full": "NADJA",
    "legal_form": "ASBL"
  }
}
2024
10-10-2024 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0419.084.936",
    "name_full": "NADJA",
    "legal_form": "ASBL"
  }
}
23-04-2024 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0419.084.936",
    "name_full": "NADJA",
    "legal_form": "ASBL"
  }
}
2023
09-10-2023 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2023-06-26",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0419.084.936",
    "name_full": "NADJA",
    "legal_form": "ASBL"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2021
25-10-2021 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0419.084.936",
    "name_full": "NADJA",
    "legal_form": "ASBL"
  }
}
2019
10-07-2019 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0419.084.936",
    "name_full": "NADJA",
    "legal_form": "ASBL"
  }
}
2017
03-02-2017 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0419.084.936",
    "name_full": "NADJA",
    "legal_form": "ASBL"
  }
}
2015
20-05-2015 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0419.084.936",
    "name_full": "NADJA",
    "legal_form": "ASBL"
  }
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Overige maatschappelijke dienstverlening zonder huisvesting, n.e.g.85323Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg88999
Primary activity highlighted.
Names & trade names
Legal nameFR Nadja
Registered office
Rue Fond-Saint-Servais 6
4000 Liège, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative