NADIA BENAISA
ActiveSummary
NADIA BENAISA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €17k and a net result of €32k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 20782 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability63▲+14
Solvency27▲+4
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.14 against 1.03 in 2023; short-term debt: 65.4% and cash: 1.3% of total assets), and 97.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
2.1%
Return on assets
4.2%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 20782 sector peers (2024).
NBB · sector comparisonPosition among 20782 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-09-2025, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
33 d late
2023
35 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
101 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€17k
2023 · €-16k
2018: €14k
2019: €16k
2020: €88
2021: €-26k
2022: €-25k
2023: €-16k
2018 → 2024
Total assets
€781k▼ 10.4%
2023 · €872k
2018: €589k
2019: €571k
2020: €551k
2021: €570k
2022: €633k
2023: €872k
2018 → 2024
Net result
€32k▲ 240%
2023 · €10k
2018: €-3k
2019: €2k
2020: €-16k
2021: €-26k
2022: €445
2023: €10k
2018 → 2024
Working capital
€70k▲ 250%
2023 · €20k
2018: €39k
2019: €46k
2020: €40k
2021: €29k
2022: €38k
2023: €20k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€88-€-26k€-25k▲ 1.7%€-16k▲ 37.9%€17k
Operating result€-3k-€-12k▼ 309%€13k€41k▲ 213%€76k▲ 86.1%
Net result€-16k-€-26k▼ 58.6%€445€10k▲ 2,042%€32k▲ 240%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 86% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €781k
Fixed assets
€200k ▼ 19.7%
Current assets
€581k ▼ 6.7%
Equity and liabilities €781k
Equity
€17k
Debt
€764k
Debt finances 97.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€125k▲
2023 · €57k
Cash flow
€81k▲
2023 · €26k
Current ratio
1.14▲
2023 · 1.03
Quick ratio
0.09▼
2023 · 0.71
Debt to equity
45.52▲
2023 · -56.70
ROE
193.2%
ROA
4.2%▲
2023 · 1.1%
Interest coverage
4.65▲
2023 · 3.46
Debt ≤ 1 year
€511k▼
2023 · €603k
Debt > 1 year
€251k▼
2023 · €284k
Income taxes
€20k▼
2023 · €21k
Staff costs
€2k▼
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 54 lines
Balance sheet
Code20232024
Assets
Total assets20/58€872k€781k▼
Fixed assets21/28€249k€200k▼
Intangible fixed assets21€2k€848▼
Tangible fixed assets22/27€241k€193k▼
Land and buildings22€232k€186k▼
Furniture and vehicles24€9k€6k▼
Financial fixed assets28€7k€7k=
Current assets29/58€623k€581k▼
Stocks and contracts in progress3€192k€535k▲
Stocks30/36€192k€535k▲
Amounts receivable within one year40/41€416k€35k▼
Trade receivables40€415k€35k▼
Other amounts receivable41€1k-
Cash at bank and in hand54/58€14k€10k▼
Deferred charges and accrued income490/1€343€997▲
Equity and liabilities
Total equity and liabilities10/49€872k€781k▼
Equity10/15€-16k€17k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-30k€3k▲
Amounts payable17/49€887k€764k▼
Amounts payable after more than one year17€284k€251k▼
Financial debts170/4€284k€251k▼
Amounts payable within one year42/48€603k€511k▼
Current portion of amounts payable after more than one year42€34k€33k▼
Financial debts43€50k€107k▲
Credit institutions430/8€50k€107k▲
Trade debts44€150k€289k▲
Suppliers440/4€150k€289k▲
Advances received on contracts in progress46€335k-
Taxes, remuneration and social security45€34k€50k▲
Taxes450/3€29k€48k▲
Remuneration and social security454/9€6k€2k▼
Other amounts payable47/48-€32k
Accrued charges and deferred income492/3€440€2k▲
Income statement
Code20232024
Non-recurring operating income76A-€6k
Remuneration, social security and pensions62€6k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€49k▲
Other operating charges640/8€8k€8k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€71k€136k▲
Operating profit (loss)9901€41k€76k▲
Financial income75/76B€7k€4k▼
Recurring financial income75€7k€4k▼
Financial charges65/66B€17k€27k▲
Recurring financial charges65€17k€27k▲
Profit (loss) for the period before taxes9903€31k€53k▲
Income taxes67/77€21k€20k▼
Profit (loss) for the period9904€10k€32k▲
Profit (loss) for the period to be appropriated9905€10k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€3k▲
Profit (loss) brought forward from the previous period14P€-39k€-30k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 33 days late
2024
31-12
Financial
Highest result since 2018net €32k ▲240%
Operating result €76k, net result €32k, both a record.
04-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 35 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €445
Net result €445 after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 17 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Broquevillelaan 1321200 Sint-Lambrechts-WoluweGround area
311 m²
Building footprint
90 m²
Volume, LiDAR
1,794 m³
Parcel 21673D0121/00B011, Brussels · tallest building 22.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
NADIA BENAISA
since 20072.164.710.495
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0121/00B011 | Brussels | 311 m² | 1 · 90 m² | 22.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FLOW STUDIO
BE 0859.858.181
Wavre · Eq €16,794
AUTRALIS
BE 0536.650.124
Merelbeke-Melle · Eq €16,788
ELYSEUM
BE 1016.034.022
Liedekerke · Eq €16,787
EVOLV
BE 0794.907.179
Schilde · Eq €16,801
DC MEDIA
BE 0738.589.375
Elsene · Eq €16,767
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 12,229 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2007
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
20420Manufacture of chemicals and chemical products
46450Wholesale of perfume and cosmetics
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.