NADIA
ActiveSummary
NADIA has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€19,035) and a net result of -€3,943. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 5% of 18606 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-76
Solvency0=
Growth22▼-13
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.2 against 0.14 in 2024; short-term debt: 427.6% and cash: 85.4% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-327.6%
Return on assets
-67.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€19,035
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
26 d late
2023
2 d early
2022
5 d early
2021
3 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
€6,586▼ 22.1%
2024 · €8,455
EBIT margin
-56.1%▼ 54.2pp
2024 · -2.0%
Net result
-€3,943▼ 686%
2024 · -€501
Working capital
-€19,885▲ 11.5%
2024 · -€22,472
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€1.5m▼ 18.7%€641,963▼ 56.8%€8,542▼ 98.7%€8,455▼ 1.0%€6,586▼ 22.1%
Operating result€2,668▼ 81.6%€5,149▲ 93.0%-€4,809-€168▲ 96.5%-€3,698▼ 2,106%
Net result€729within the sector's middle half▼ 85.2%€1,273within the sector's middle half▲ 74.5%-€6,978below the sector's middle half-€501within the sector's middle half▲ 92.8%-€3,943within the sector's middle half▼ 686%
EBIT margin0.2%▼ 0.6pp0.8%▲ 0.6pp-56.3%▼ 57.1pp-2.0%▲ 54.3pp-56.1%▼ 54.2pp
Equity-€8,885below the sector's middle half▲ 7.6%-€7,612below the sector's middle half▲ 14.3%-€14,590below the sector's middle half▼ 91.7%-€15,092below the sector's middle half▼ 3.4%-€19,035below the sector's middle half▼ 26.1%
Total assets€96,783within the sector's middle half▼ 25.1%€16,183below the sector's middle half▼ 83.3%€14,604below the sector's middle half▼ 9.8%€11,422below the sector's middle half▼ 21.8%€5,810below the sector's middle half▼ 49.1%
Debt€105,669▼ 23.9%€23,795▼ 77.5%€29,195▲ 22.7%€26,513▼ 9.2%€24,844▼ 6.3%
Working capital-€12,786below the sector's middle half▼ 29.2%-€369within the sector's middle half▲ 97.1%-€20,835below the sector's middle half▼ 5,543%-€22,472below the sector's middle half▼ 7.9%-€19,885below the sector's middle half▲ 11.5%
Solvency-9.2%below the sector's middle half▼ 1.7pp-47.0%below the sector's middle half▼ 37.9pp-99.9%below the sector's middle half▼ 52.9pp-132.1%below the sector's middle half▼ 32.2pp-327.6%below the sector's middle half▼ 195.5pp
Current ratio0.86below the sector's middle half▼ 0.050.98within the sector's middle half▲ 0.110.17below the sector's middle half▼ 0.810.14below the sector's middle half▼ 0.030.20below the sector's middle half▲ 0.06
Return on assets (ROA)0.8%within the sector's middle half▼ 3.1pp7.9%within the sector's middle half▲ 7.1pp-47.8%below the sector's middle half▼ 55.6pp-4.4%below the sector's middle half▲ 43.4pp-67.9%below the sector's middle half▼ 63.5pp
Staff (FTE)6.9▼ 4.2%6.9=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,698 in 2025 against €168 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5,810
Fixed assets
€851 ▼ 89.0%
Current assets
€4,959 ▲ 33.5%
Key figures and ratios
EBITDA
-€3,345▼
2024 · €2,454
Cash flow
-€3,589▼
2024 · €2,121
Debt to equity
-1.31▲
2024 · -1.76
Interest coverage
-18.61▼
2024 · 7.36
Debt ≤ 1 year
€24,844▼
2024 · €26,187
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,639 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.1%
went bankrupt
9.8%
stopped otherwise
84%
still going
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €1.5m | €641,963 | €8,542 | €8,455 | €6,586 | ▼ 22.1% |
| Non-recurring operating income76A | €193 | - | €33 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €1.3m | €538,569 | €10,333 | €5,356 | €3,136 | ▼ 41.4% |
| Remuneration, social security and pensions62 | €182,066 | €91,768 | €1,176 | €322 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,748 | €4,620 | €2,201 | €2,622 | €353 | ▼ 86.5% |
| Other operating charges640/8 | €2,409 | €1,124 | - | €323 | €293 | ▼ 9.4% |
| Non-recurring operating charges66A | €10 | €8,774 | €0 | - | €6,503 | - |
| Gross operating margin9900 | €191,901 | €111,436 | -€1,432 | €3,099 | €3,450 | ▲ 11.3% |
| Operating profit (loss)9901 | €2,668 | €5,149 | -€4,809 | -€168 | -€3,698 | ▼ 2,106% |
| Financial charges65/66B | €512 | €323 | €235 | €334 | €245 | ▼ 26.7% |
| Recurring financial charges65 | €512 | €323 | €235 | €334 | €180 | ▼ 46.1% |
| Non-recurring financial charges66B | - | - | - | - | €65 | - |
| Profit (loss) for the period before taxes9903 | €2,156 | €4,826 | -€5,044 | -€501 | -€3,943 | ▼ 686% |
| Income taxes67/77 | €1,426 | €3,553 | €1,935 | - | - | - |
| Profit (loss) for the period9904 | €729 | €1,273 | -€6,978 | -€501 | -€3,943 | ▼ 686% |
| Profit (loss) for the period to be appropriated9905 | €729 | €1,273 | -€6,978 | -€501 | -€3,943 | ▼ 686% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €96,783 | €16,183 | €14,604 | €11,422 | €5,810 | ▼ 49.1% |
| Fixed assets21/28 | €15,745 | €680 | €10,329 | €7,707 | €851 | ▼ 89.0% |
| Tangible fixed assets22/27 | €14,075 | €680 | €10,329 | €7,707 | €851 | ▼ 89.0% |
| Plant, machinery and equipment23 | €140 | €70 | €1,558 | €1,204 | €851 | ▼ 29.3% |
| Furniture and vehicles24 | €13,935 | €610 | €8,771 | €6,503 | - | - |
| Financial fixed assets28 | €1,670 | - | - | - | - | - |
| Current assets29/58 | €81,039 | €15,503 | €4,276 | €3,715 | €4,959 | ▲ 33.5% |
| Stocks and contracts in progress3 | €28,991 | - | - | - | - | - |
| Stocks30/36 | €28,991 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €4,567 | - | €2,495 | €1,321 | - | - |
| Trade receivables40 | €4,567 | - | - | €1,304 | - | - |
| Other amounts receivable41 | - | - | €2,495 | €17 | - | - |
| Cash at bank and in hand54/58 | €47,481 | €15,503 | €1,781 | €2,394 | €4,959 | ▲ 107% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €96,783 | €16,183 | €14,604 | €11,422 | €5,810 | ▼ 49.1% |
| Equity10/15 | -€8,885 | -€7,612 | -€14,590 | -€15,092 | -€19,035 | ▼ 26.1% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €542 | €542 | €542 | €542 | €542 | = |
| Non-distributable reserves130/1 | €542 | €542 | €542 | €542 | €542 | = |
| Reserves not available under the articles1311 | €542 | €542 | €542 | €542 | €542 | = |
| Profit (loss) carried forward14 | -€15,627 | -€14,354 | -€21,332 | -€21,834 | -€25,777 | ▼ 18.1% |
| Amounts payable17/49 | €105,669 | €23,795 | €29,195 | €26,513 | €24,844 | ▼ 6.3% |
| Amounts payable after more than one year17 | €11,844 | €7,923 | €4,084 | €327 | - | - |
| Financial debts170/4 | €11,844 | €7,923 | €4,084 | €327 | - | - |
| Amounts payable within one year42/48 | €93,825 | €15,872 | €25,111 | €26,187 | €24,844 | ▼ 5.1% |
| Trade debts44 | €69,351 | €13,516 | €18,005 | €16,329 | €658 | ▼ 96.0% |
| Suppliers440/4 | €69,351 | €13,516 | €18,005 | €16,329 | €658 | ▼ 96.0% |
| Taxes, remuneration and social security45 | €22,874 | €2,356 | €106 | €578 | - | - |
| Taxes450/3 | - | €2,356 | - | €472 | - | - |
| Remuneration and social security454/9 | €22,874 | - | €106 | €106 | - | - |
| Other amounts payable47/48 | €1,600 | - | €7,000 | €9,280 | €24,186 | ▲ 161% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €729 | €1,273 | -€6,978 | -€501 | -€3,943 | ▼ 686% |
| + Depreciation and write-downs630 | €4,748 | €4,620 | €2,201 | €2,622 | €353 | ▼ 86.5% |
| Operating cash flow (approximation) | €5,478 | €5,894 | -€4,777 | €2,121 | -€3,589 | ▼ 269% |
| Investment in fixed assets (approximation) | - | €10,444 | -€11,850 | €0 | €6,503 | - |
| Change in cash | - | -€31,978 | -€13,722 | €613 | €2,565 | ▲ 318% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€6,978
Net result drops to -€6,978, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €4,945 ▲40.5%
Operating result €14,462, net result €4,945, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2003
Ground area
1,849 m²
Building footprint
494 m²
Volume, LiDAR
3,218 m³
2 parcels, Flanders, Wallonia · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Route de Genval 2, 1380 Lasne
since 20032.123.558.246
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076A0615/00T000 | Wallonia | 1,510 m² | 1 · 398 m² | 7.5 m · 2 fl. |
| 22004A0055/00H002 | Flanders | 339 m² | 1 · 96 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLasne2.123.558.246
Similar companies · same sector and region
ARASH
BE 0443.042.847
Sint-Genesius-Rode
RODET DC
BE 0468.890.278
Sint-Genesius-Rode
A.M.B. CAR
BE 0455.317.703
Tubize
ADONIS
BE 0440.828.277
Ganshoren
AUTO EXCEPTION
BE 0439.430.289
Ukkel
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,265 companies in sector 47300 we hold annual accounts for 951. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-12-2002
Fiscal year end31-12
Activities, NACEBEL 2025
47300Retail sale of automotive fuel
47252Retail sale of beverages, general range
47260Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0479011338
Also
9925:BE0479011338
Registered
30-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.