Losses
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Green is investment, beige is depreciation. Machinery stands 118.0% higher than in 2024.
Customers pay 28 days earlier.
Short-term debts fell from €75,963 to €408.
Nine of the last ten came late. The 2021 accounts came latest: 58 days after the end of the period.
Higher solvency than 95% of companies in retail trade. Sector median 36.6% · 12,856 companies.
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 99% on liquidity, 22% on profitability and 19% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 12,322 companies had the same profile as DOMCO has now. Each dot stands for 31 companies, two years later.
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DOMCO itself: 0.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for DOMCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 33.59 (1.19 in 2024), above the usual 1.5. Short-term debt is 2.9% and cash 54.4% of total assets. 2.9% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 23 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| DOMCO Linkebeek | €14,268 | €1,209 | 97.1% | - |
| ETIENNE-DOBIJA & Cie Tournai | €13,672 | -€373 | -82.6% | - |
| VAN CRAEN Zaventem | €9,970 | €489 | 90.4% | - |
| VERHAEGHE - DERAMAUX Estaimpuis | €29,091 | €1,385 | -771.3% | - |
| DE LA RIVIERE Scherpenheuvel-Zichem | €5,983 | -€3,077 | -10.9% | - |
| CARTONA Ronse | €33,363 | -€5,598 | -644.9% | - |
| FLAVIO Mons | €28,000 | -€166 | 93.9% | - |
These companies have the same main activity as DOMCO: retail sale of automotive fuel (NACE 47300). They are comparable in size and age: total assets between €5,980 and €33,400, founded between 1983 and 2003.
DOMCO has existed since 1991. Turnover fell from €297,721 in 2023 to €63,352 in 2024.
Solvency rose in 2025 from 15.9% to 97.1% because of lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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