NACTORY
ActiveSummary
NACTORY has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,544 and a net result of €17,544. Its solvency ranks better than 19% of 5,655 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Overview
- Equity
- €23,544
- Profit
- €17,544
- de BEAUFFORT Lionel Bernard IsabelleManaging director
- SPETH Philippine Tatienne CharlotteManaging director
Why 64raises riskFounded in 2025Sector: Services to buildings and landscape activities (NACE 81)Equity €23,544 (10.5% of total assets)lowers riskLiquidity: current ratio 0.86, cash €86,135Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro): better than 18% on solvency, 44% on liquidity and 56% on profitability.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointments: de BEAUFFORT Lionel Bernard…
Financials · financial year 2025, micro format
2025 annual accounts filed late (27 days) Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00449476.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Peer companies
Historical observationOf the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96.7% are still going.
- Micro
- under 2 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,032 |
| Other operating charges640/8 | €400 |
| Gross operating margin9900 | €32,208 |
| Operating profit (loss)9901 | €22,776 |
| Financial income75/76B | €18 |
| Recurring financial income75 | €18 |
| Financial charges65/66B | €472 |
| Recurring financial charges65 | €472 |
| Profit (loss) for the period before taxes9903 | €22,322 |
| Income taxes67/77 | €4,778 |
| Profit (loss) for the period9904 | €17,544 |
| Profit (loss) for the period to be appropriated9905 | €17,544 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €223,761 | |
| Fixed assets21/28 | €50,968 | |
| Intangible fixed assets21 | €50,968 | |
| Current assets29/58 | €172,793 | |
| Stocks and contracts in progress3 | €75,741 | |
| Stocks30/36 | €75,741 | |
| Amounts receivable within one year40/41 | €10,917 | |
| Trade receivables40 | €10,917 | |
| Cash at bank and in hand54/58 | €86,135 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €223,761 | |
| Equity10/15 | €23,544 | |
| Contributions10/11 | €6,000 | |
| Profit (loss) carried forward14 | €17,544 | |
| Amounts payable17/49 | €200,216 | |
| Amounts payable within one year42/48 | €200,216 | |
| Trade debts44 | €126,700 | |
| Suppliers440/4 | €126,700 | |
| Taxes, remuneration and social security45 | €5,016 | |
| Taxes450/3 | €5,016 | |
| Other amounts payable47/48 | €68,500 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €17,544 |
| + Depreciation and write-downs630 | €9,032 |
| Operating cash flow (approximation) | €26,577 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 27-08-2026 | 2026-00449476 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 2
Day-to-day management 2
Mandate history
- Board
- Day-to-day management
| Name | Functions and periods |
|---|---|
| de BEAUFFORT Lionel Bernard Isabelle |
|
| SPETH Philippine Tatienne Charlotte |
|
Owners and capital
Capital and shareholders
- de BEAUFFORT Lionel Bernard Isabelle 3,000 shares (50%) · €3,000
- SPETH Philippine Tatienne Charlotte 3,000 shares (50%) · €3,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 18-02-2025 Incorporation · €6,000 · 6,000 shares
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
18-02
Gazette deed
IncorporationAppointments: de BEAUFFORT Lionel Bernard Isabelle (director) and SPETH Philippine Tatienne Charlotte (director) · Founder · Power of attorney15 facts ▸
- Founder, de BEAUFFORT Lionel Bernard Isabelle
- Founder, SPETH Philippine Tatienne Charlotte
- Power of attorney, ROBYNS de SCHNEIDAUER Stéphane Nicole Pierre
- Incorporation, “NACTORY” (deed in French)
- Founding capital, €6,000
- Bank account, 6000, EUR
- Other provision, “plan financier, remis au notaire préalablement à la constitution” (deed in French)
- Declaration, “responsabilité des fondateurs en cas de faillite dans les trois ans si capitaux propres manifestement insuffisants” (deed in French)
- Registered office clause, “1040 Bruxelles,Cours saint Michel,30B” (deed in French)
- Other provision, “site internet et adresse électronique” (deed in French)
- Director appointment, de BEAUFFORT Lionel Bernard Isabelle (director)
- Director appointment, SPETH Philippine Tatienne Charlotte (director)
- +3 further facts in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 31 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21362B0253/02F000 | Brussels | 1.3 ha | 1 · 1.1 ha | 34.4 m · 2 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- NACTORY
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région de Bruxelles-Capitale, cabinets secondaires,sièges administratifs,succursales et agences tant en Belgique qu'à l'étranger par simple…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “17, conseil d'administration” (deed in French)6 more provisions on this in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Tous titres non interdits par loi, seules actions” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Tout autre Actionnaire Cible, Option d Achat” (deed in French)“Personne désignée dans convention d'actionnaires, Option d'Achat spécifique” (deed in French)“Vente/cession/transfert à un Tiers au sens Clause 14.6 autre que Personne Liée, vente/cession/transfert à Philippine SPETH au sens Clause…” (deed in French)“Un ou plusieurs Actionnaires détenant seul ou ensemble 50% ou plus des Actions, réputée nulle et non avenue sans indemnité” (deed in French)“Option d'Achat Exclusive et Prioritaire, à tout moment et par priorité acquérir ou souscrire des Actions dans situations visées” (deed in French)“14.13, sauf disposition contraire statuts ou convention d'actionnaires” (deed in French)“14, tous titres” (deed in French)“Concomitamment au paiement du prix de vente, inscription automatique par Conseil d'administration dans Registre des Actions” (deed in French)“Actionnaire avec qui en Conflits, Roulette Russe” (deed in French)“Inconditionnelle d'acquérir Actions de tout autre Actionnaire avec prix par Action, offres cachetées remises au même moment aux jours et…” (deed in French)“Propriété transférée lors du paiement effectif, Actions acquises par un Actionnaire” (deed in French)“Chaque Actionnaire peut renoncer à tout moment à tout délai totalement ou partiellement, contrairement au Conseil d'Administration” (deed in French)10 more provisions on this in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Fourth Monday of May at 10:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Tous pouvoirs prévus par Code sans autorisation spéciale, proportionnellement à participation dans capital après apurement créanciers” (deed in French)