Nabil FOURAR
ActiveNabil FOURAR has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €10k. Equity is shrinking by ~29.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 30% of 244 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+2
Solvency44▲+7
Growth58=
Track record94
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
11 d late
2024
4 d late
2023
27 d late
2022
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10k▲ 4.9%
2024 · €9k
2022: €9k
2023: €14k
2024: €9k
2022 → 2025
Working capital
€-9k▼ 316%
2024 · €-2k
2022: €2k
2023: €18k
2024: €-2k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€12k-€25k▲ 116%€5k▼ 81.8%€6k▲ 36.7%
Operating result€13k-€19k▲ 46.8%€13k▼ 31.4%€13k▼ 1.0%
Net result€9k-€14k▲ 55.2%€9k▼ 32.1%€10k▲ 4.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 1% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€15k▲ 126%
Current assets
€17k▼ 47.2%
Equity and liabilities €33k
Equity
€6k▲ 36.7%
Debt
€26k▼ 24.5%
The debt ratio falls from 88.3% to 80.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▲
2024 · €16k
Cash flow
€15k▲
2024 · €12k
Solvency
19.3%▲
2024 · 11.7%
Current ratio
0.66▼
2024 · 0.94
Quick ratio
0.66▼
2024 · 0.94
Debt / equity
4.18▼
2024 · 7.57
ROE
153.4%▼
2024 · 199.9%
ROA
29.6%▲
2024 · 23.3%
Interest coverage
336.84▼
2024 · 526.22
Debt
€26k▼
2024 · €35k
Debt ≤ 1 year
€26k▼
2024 · €35k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€33k▼
Fixed assets21/28€7k€15k▲
Tangible fixed assets22/27€7k€15k▲
Furniture and vehicles24€7k€15k▲
Current assets29/58€33k€17k▼
Amounts receivable within one year40/41€11k€17k▲
Trade receivables40€10k€15k▲
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€22k€89▼
Equity and liabilities
Total equity and liabilities10/49€40k€33k▼
Equity10/15€5k€6k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€2k€3k▲
Amounts payable17/49€35k€26k▼
Amounts payable within one year42/48€35k€26k▼
Trade debts44€768€8k▲
Suppliers440/4€768€8k▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€32k€16k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Other operating charges640/8€380€407▲
Gross operating margin9900€16k€19k▲
Operating profit (loss)9901€13k€13k▼
Financial income75/76B-€23
Recurring financial income75-€23
Financial charges65/66B€30€55▲
Recurring financial charges65€30€55▲
Profit (loss) for the period before taxes9903€13k€13k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€9k€10k▲
Profit (loss) for the period to be appropriated9905€9k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€11k▼
Profit (loss) brought forward from the previous period14P€22k€2k▼
Profit to be distributed694/7€30k€8k▼
Return on contributions (dividend)694€30k€8k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 4 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2023
31-12
Financial
Highest result since 2022net €14k ▲55.2%
Operating result €19k, net result €14k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.74
Current ratio from 1.18 to 2.74; short-term debt falls from €13k to €10k.
25-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Libramont-Chevigny · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neuvillers,La Spinette 1116800 Libramont-ChevignyGround area
701 m²
Building footprint
100 m²
Volume, LiDAR
660 m³
Parcel 84038C0672/00B000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nabil FOURAR
since 20222.328.410.170
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84038C0672/00B000 | Wallonia | 701 m² | 1 · 100 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 698 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2022
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:frara01@hotmail.fr
Phone:+32478844049