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FIEN ROGGEMAN

Active
Private limited companyfounded 20197 yrs activePeperstraat 3B, 8810 Lichtervelde, BelgiumKBO/BCE: BE 0729.872.441

FIEN ROGGEMAN has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €30k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 1256 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
45 / 100
Fair▼ -55 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency17▼-83
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.83 against 3.8 in 2024), and 85.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
14.3%
Return on assets
65.7%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 1256 sector peers (2025).
NBB · sector comparison
Position among 1256 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
31 d early
2024
57 d early
2023
134 d early
2022
75 d early
2021
25 d early
2020
22 d early
2019
26 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€7k▼ 89.3%
2024 · €61k
2019: €886 2020: €36k 2021: €49k 2022: €62k 2023: €31k 2024: €61k
2019 → 2025
Total assets
€46k▼ 43.9%
2024 · €82k
2019: €39k 2020: €73k 2021: €89k 2022: €91k 2023: €47k 2024: €82k
2019 → 2025
Net result
€30k▼ 3.4%
2024 · €31k
2019: €-1k 2020: €35k 2021: €14k 2022: €12k 2023: €20k 2024: €31k
2019 → 2025
Working capital
€-4k
2024 · €56k
2019: €2k 2020: €26k 2021: €40k 2022: €50k 2023: €20k 2024: €56k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€49k-€62k▲ 25.1%€31k▼ 49.3%€61k▲ 96.0%€7k▼ 89.3%
Operating result€18k-€18k▲ 0.2%€24k▲ 36.6%€39k▲ 62.6%€39k=
Net result€14k-€12k▼ 11.1%€20k▲ 57.7%€31k▲ 59.4%€30k▼ 3.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30k€40kOperating result 2021: €18k€18kNet result 2021: €14k€14kOperating result 2022: €18k€18kNet result 2022: €12k€12kOperating result 2023: €24k€24kNet result 2023: €20k€20kOperating result 2024: €39k€39kNet result 2024: €31k€31kOperating result 2025: €39k€39kNet result 2025: €30k€30k20212022202320242025
The operating result has risen four years in a row; 2025 is 0% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46k
Fixed assets €27k▲ 411%
Current assets €19k▼ 74.8%
Equity and liabilities €46k
Equity €7k▼ 89.3%
Debt €39k▲ 95.0%
The debt ratio rises from 24.6% to 85.7%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€45k
2024 · €45k
Cash flow
€36k
2024 · €37k
Solvency
14.3%
2024 · 75.4%
Current ratio
0.83
2024 · 3.80
Quick ratio
0.83
2024 · 3.80
Debt / equity
5.98
2024 · 0.33
ROE
458.5%
2024 · 50.6%
ROA
65.7%
2024 · 38.1%
Interest coverage
37.55
2024 · 478.48
Debt
€39k
2024 · €20k
Debt ≤ 1 year
€23k
2024 · €20k
Debt > 1 year
€16k
Income taxes
€8k
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€82k€46k
Fixed assets21/28€5k€27k
Tangible fixed assets22/27€5k€27k
Furniture and vehicles24€5k€27k
Current assets29/58€76k€19k
Amounts receivable within one year40/41€18k€12k
Trade receivables40€18k€11k
Other amounts receivable41€219€2k
Cash at bank and in hand54/58€56k€6k
Deferred charges and accrued income490/1€2k€1k
Equity and liabilities
Total equity and liabilities10/49€82k€46k
Equity10/15€61k€7k
Contributions10/11€2k€2k=
Profit (loss) carried forward14€59k€5k
Amounts payable17/49€20k€39k
Amounts payable after more than one year17-€16k
Financial debts170/4-€16k
Amounts payable within one year42/48€20k€23k
Current portion of amounts payable after more than one year42€0€7k
Trade debts44€892€3k
Suppliers440/4€892€3k
Taxes, remuneration and social security45€13k€6k
Taxes450/3€5k€2k
Remuneration and social security454/9€7k€4k
Other amounts payable47/48€6k€7k
Income statement Code20242025
Non-recurring operating income76A-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k
Other operating charges640/8€372€489
Gross operating margin9900€45k€45k
Operating profit (loss)9901€39k€39k=
Financial income75/76B€0€0
Recurring financial income75€0€0
Financial charges65/66B€94€1k
Recurring financial charges65€94€1k
Profit (loss) for the period before taxes9903€39k€38k
Income taxes67/77€8k€8k
Profit (loss) for the period9904€31k€30k
Profit (loss) for the period to be appropriated9905€31k€30k
Appropriation of the result
Profit (loss) to be appropriated9906€60k€90k
Profit (loss) brought forward from the previous period14P€29k€59k
Profit to be distributed694/7€1k€85k
Return on contributions (dividend)694€0€85k
Directors or managers695€1k€0

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
04-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
19-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
17-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
09-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €35k
Net result €35k after one loss-making year.
31-12
Financial Liquidity doublescurrent ratio 2.41
Current ratio from 1.17 to 2.41.
26-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lichtervelde · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Peperstraat 3B8810 Lichtervelde
Ground area
742 m²
Building footprint
220 m²
Volume, LiDAR
267 m³
2 parcels, Flanders · tallest building 15.1 m. Linked by address, not a title deed.
1 establishment unit
FIEN ROGGEMAN
Peperstraat 3, 8810 LichterveldeVeterinary services
since 20192.291.309.749
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36011F0339/00R000 Flanders 437 m² 1 · 123 m² 9.1 m
36011F0339/00T000 Flanders 305 m² 1 · 97 m² 15.1 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,069 companies in sector 75000 we hold annual accounts for 1,943. 712 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded05-07-2019
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.