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N&L CONSTRUCT

Open bankruptcy
Private limited companyfounded 2020KBO/BCE: BE 0750.837.705

A bankruptcy procedure is open for N&L CONSTRUCT according to publications in the Belgian State Gazette; curator: PATRICK CONTENT.

Summary

The 2024 annual accounts show negative equity (-€7,624) and a net result of €677.

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N&L CONSTRUCTOpen bankruptcy
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Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Ghent, Ostend division
Declared bankrupt
27 October 2025
Supervising judge
Walter Hosten
Official Gazette
31-10-2025 (pdf) ↗search the document for 2025/144820

Curator

  • Patrick ContentJozef Ii-Straat 18, 8400 Oostendecontent@advocatenkantoorcontent.be

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors

Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9976 sector peers (2024).
NBB · sector comparison
Position among 9976 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-02-2025, 177 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
177 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 177 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 July 2020, N&L CONSTRUCT was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2 The company was declared bankrupt on 27 October 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024
  3. 3Belgian State Gazette, 31-10-2025

Go further with this company

Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Address check Are there other customers at risk in your own list?Debtor check How is the General construction of residential buildings sector doing?Sector figures

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
-€7,624
Total assets
€5,189
Net result
€677
Working capital
-€7,624

Turnover and EBIT margin not published: the micro schema does not require them.

Key figures and ratios
2024 value
Solvency
-146.9%
Current ratio
0.40
Debt to equity
-1.68
ROA
13.0%
Debt
€12,813
Debt ≤ 1 year
€12,813
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 26 lines
Balance sheet Code2024
Assets
Total assets20/58€5,189
Current assets29/58€5,189
Amounts receivable within one year40/41€5,054
Trade receivables40€4,205
Other amounts receivable41€849
Cash at bank and in hand54/58€135
Equity and liabilities
Total equity and liabilities10/49€5,189
Equity10/15-€7,624
Contributions10/11€2,000
Profit (loss) carried forward14-€9,624
Amounts payable17/49€12,813
Amounts payable within one year42/48€12,813
Trade debts44€12,631
Suppliers440/4€6,131
Bills of exchange payable441€6,500
Other amounts payable47/48€182
Income statement Code2024
Other operating charges640/8€3,643
Gross operating margin9900€4,555
Operating profit (loss)9901€912
Financial charges65/66B€235
Recurring financial charges65€235
Profit (loss) for the period before taxes9903€677
Profit (loss) for the period9904€677
Profit (loss) for the period to be appropriated9905€677
Appropriation of the result
Profit (loss) to be appropriated9906-€9,624
Profit (loss) brought forward from the previous period14P-€10,300

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Other operating charges640/8€3,643
Gross operating margin9900€4,555
Operating profit (loss)9901€912
Financial charges65/66B€235
Recurring financial charges65€235
Profit (loss) for the period before taxes9903€677
Profit (loss) for the period9904€677
Profit (loss) for the period to be appropriated9905€677
Line2024
Assets
Total assets20/58€5,189
Current assets29/58€5,189
Amounts receivable within one year40/41€5,054
Trade receivables40€4,205
Other amounts receivable41€849
Cash at bank and in hand54/58€135
Equity and liabilities
Total equity and liabilities10/49€5,189
Equity10/15-€7,624
Contributions10/11€2,000
Profit (loss) carried forward14-€9,624
Amounts payable17/49€12,813
Amounts payable within one year42/48€12,813
Trade debts44€12,631
Suppliers440/4€6,131
Bills of exchange payable441€6,500
Other amounts payable47/48€182
Line2024
Profit (loss) for the period9904€677
Operating cash flow (approximation)€677

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
31-10
Bankruptcy Opening
Ondernemingsrechtbank Gent, afdeling Oostende · event 27-10-2025
04-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
SignalNBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
342 m²
Building footprint
275 m²
Volume, LiDAR
8,126 m³
Parcel 35013A1596/00E034, Flanders · tallest building 37.3 m, ±11 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Establishment
General construction of buildings
since 20202.310.859.605
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35013A1596/00E034 Flanders 342 m² 1 · 275 m² 37.3 m · 11 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator PATRICK CONTENT
JOZEF II-STRAAT 18, 8400 OOSTENDE
 27-10-2025 → present

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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector. Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43120Site preparation
43350Other building finishing work
43990Other specialised construction activities
Contact
E-mail INFO.NLCONSTRUCT@GMAIL.COM

Scores and ratios are computed by Checked and are not a credit decision.

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