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N DIGITAL STUDIO

Active
Private limited companyfounded 20188 yrs activeDe Linde 105, 8310 Brugge, BelgiumKBO/BCE: BE 0703.874.857

N DIGITAL STUDIO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €31k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 48% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
89 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency83▼-17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.16 against 4.97 in 2024; short-term debt: 42.5% and cash: 64% of total assets), and 42.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
57.5%
Return on assets
29.6%
Age of the figures
12 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-01-2026, 93 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
93 d early
2024
89 d early
2023
168 d early
2022
130 d early
2021
152 d early
2020
35 d early
2019
35 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€60k=
2024 · €60k
2019: €23k 2020: €63k 2021: €104k 2022: €60k 2023: €67k 2024: €60k
2019 → 2025
Total assets
€105k▲ 40.7%
2024 · €75k
2019: €39k 2020: €71k 2021: €115k 2022: €167k 2023: €100k 2024: €75k
2019 → 2025
Net result
€31k▼ 8.0%
2024 · €34k
2019: €11k 2020: €39k 2021: €41k 2022: €48k 2023: €32k 2024: €34k
2019 → 2025
Working capital
€52k▼ 8.0%
2024 · €56k
2019: €21k 2020: €61k 2021: €100k 2022: €58k 2023: €67k 2024: €56k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€104k-€60k▼ 42.4%€67k▲ 11.7%€60k▼ 9.3%€60k=
Operating result€56k-€62k▲ 10.3%€42k▼ 32.5%€44k▲ 4.1%€41k▼ 6.7%
Net result€41k-€48k▲ 17.8%€32k▼ 33.7%€34k▲ 5.6%€31k▼ 8.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €56k€56kNet result 2021: €41k€41kOperating result 2022: €62k€62kNet result 2022: €48k€48kOperating result 2023: €42k€42kNet result 2023: €32k€32kOperating result 2024: €44k€44kNet result 2024: €34k€34kOperating result 2025: €41k€41kNet result 2025: €31k€31k20212022202320242025
The operating result falls in 2025; 2025 is 7% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets €9k▲ 109%
Current assets €96k▲ 36.7%
Equity and liabilities €105k
Equity €60k=
Debt €45k▲ 214%
The debt ratio rises from 19.0% to 42.5%. Debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€44k
2024 · €45k
Cash flow
€34k
2024 · €35k
Solvency
57.5%
2024 · 81.0%
Current ratio
2.16
2024 · 4.97
Quick ratio
2.16
2024 · 4.97
Debt / equity
0.74
2024 · 0.23
ROE
51.4%
2024 · 55.9%
ROA
29.6%
2024 · 45.2%
Interest coverage
30.98
2024 · 50.93
Debt
€45k
2024 · €14k
Debt ≤ 1 year
€45k
2024 · €14k
Income taxes
€9k
2024 · €9k
Staff costs
€2k
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€75k€105k
Fixed assets21/28€4k€9k
Tangible fixed assets22/27€4k€9k
Furniture and vehicles24€4k€9k
Financial fixed assets28€225€0
Current assets29/58€71k€96k
Amounts receivable within one year40/41€41k€28k
Trade receivables40€40k€28k
Other amounts receivable41€924€0
Cash at bank and in hand54/58€27k€67k
Deferred charges and accrued income490/1€3k€1k
Equity and liabilities
Total equity and liabilities10/49€75k€105k
Equity10/15€60k€60k=
Contributions10/11€19k€19k=
Reserves13€41k€41k=
Tax-exempt reserves132€1k€1k=
Distributable reserves133€40k€40k=
Profit (loss) carried forward14€799€799=
Amounts payable17/49€14k€45k
Amounts payable within one year42/48€14k€45k
Trade debts44€3k€1k
Suppliers440/4€3k€1k
Taxes, remuneration and social security45€8k€11k
Taxes450/3€8k€11k
Other amounts payable47/48€4k€33k
Income statement Code20242025
Remuneration, social security and pensions62€2k€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k
Other operating charges640/8€367€1k
Non-recurring operating charges66A€0-
Gross operating margin9900€47k€47k
Operating profit (loss)9901€44k€41k
Financial income75/76B€0€366
Recurring financial income75€0€366
Financial charges65/66B€885€1k
Recurring financial charges65€885€1k
Profit (loss) for the period before taxes9903€43k€40k
Income taxes67/77€9k€9k
Profit (loss) for the period9904€34k€31k
Profit (loss) for the period to be appropriated9905€34k€31k
Appropriation of the result
Profit (loss) to be appropriated9906€41k€32k
Profit (loss) brought forward from the previous period14P€7k€799
Profit to be distributed694/7€40k€31k
Return on contributions (dividend)694€40k€31k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
27-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
14-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
21-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
30-09
Financial Highest result since 2019net €48k ▲17.8%
Operating result €62k, net result €48k, both a record.
2021
29-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
30-09
Financial Equity above €100kEq €104k ▲65.5%
3 profitable years in a row build equity to €104k.
26-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Liquidity quadruplescurrent ratio 8.51
Current ratio from 2.34 to 8.51; short-term debt falls from €15k to €8k.
26-03
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

De Linde 1058310 Brugge
Ground area
5,077 m²
Building footprint
479 m²
Volume, LiDAR
2,696 m³
2 parcels, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
N DIGITAL STUDIO
De Linde 105B, 8310 BruggeWholesale of electrical household appliances and audio-video equipment
since 20182.279.318.371
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31029B0194/00A004 Flanders 3,743 m² 1 · 283 m² 9.6 m · 2 fl.
31029B0194/00F002 Flanders 1,335 m² 1 · 195 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 15,464 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded11-09-2018
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
85599Other education
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

3 entries
Enterprise
E-mail:hi@n-digital.be
Enterprise
Phone:050899311
Enterprise