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FIDB

Active
Private limited companyfounded 20187 yrs activeRue d'En Haut(Silly) 21, 7830 Silly, BelgiumKBO/BCE: BE 0707.989.934
Summary

FIDB has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,622 and a net result of €45,099. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 36% of 17123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency68▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.38 in 2024; short-term debt: 56.9% and cash: 59.1% of total assets), but 56.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
43.1%
Return on assets
40.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filings
Deviation from the deadline
2025
53 d late
2024
42 d early
2023
30 d early
2022
49 d early
2021
53 d early
2020
46 d early
2019
37 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 October 2018, FIDB was incorporated.1 Total assets went from EUR 59,034 in 2019 to EUR 110,574 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€47,622▲ 24.7%
2024 · €38,201
Total assets
€110,574▼ 15.0%
2024 · €130,043
Net result
€45,099▼ 37.5%
2024 · €72,196
Working capital
€45,359▲ 28.5%
2024 · €35,299
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€25,528=€30,539▲ 19.6%€64,137▲ 110%€91,318▲ 42.4%€45,906▼ 49.7%
Net result€19,179▼ 0.1%€23,135▲ 20.6%€50,852▲ 120%€72,196▲ 42.0%€45,099▼ 37.5%
Equity€64,170▲ 42.6%€25,801▼ 59.8%€89,053▲ 245%€38,201▼ 57.1%€47,622▲ 24.7%
Total assets€83,261▲ 14.0%€101,902▲ 22.4%€102,138▲ 0.2%€130,043▲ 27.3%€110,574▼ 15.0%
Debt€19,091▼ 32.0%€76,100▲ 299%€13,085▼ 82.8%€91,842▲ 602%€62,952▼ 31.5%
Working capital€50,716▲ 58.5%€16,556▼ 67.4%€84,788▲ 412%€35,299▼ 58.4%€45,359▲ 28.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25,000€50,000€75,000€100,000Operating result 2021: €25,528€25,528Net result 2021: €19,179€19,179Operating result 2022: €30,539€30,539Net result 2022: €23,135€23,135Operating result 2023: €64,137€64,137Net result 2023: €50,852€50,852Operating result 2024: €91,318€91,318Net result 2024: €72,196€72,196Operating result 2025: €45,906€45,906Net result 2025: €45,099€45,09920212022202320242025€0€25,000€50,000€75,000€100,000Operating result 2023: €64,137€64,100Net result 2023: €50,852€50,900Operating result 2024: €91,318€91,300Net result 2024: €72,196€72,200Operating result 2025: €45,906€45,900Net result 2025: €45,099€45,100202320242025
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110,574
Fixed assets €2,262 ▼ 22.1%
Current assets €108,312 ▼ 14.8%
Equity and liabilities €110,574
Equity €47,622 ▲ 24.7%
Debt €62,952 ▼ 31.5%
Debt's share of the balance-sheet total falls from 70.6% to 56.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€47,146▼
2024 · €92,680
Cash flow
€46,339▼
2024 · €73,558
Current ratio
1.72▲
2024 · 1.38
Debt to equity
1.32▼
2024 · 2.40
ROE
94.7%▼
2024 · 189.0%
ROA
40.8%▼
2024 · 55.5%
Interest coverage
306.06▼
2024 · 795.60
Debt ≤ 1 year
€62,952▼
2024 · €91,842
Income taxes
€653▼
2024 · €19,005
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€130,043€110,574▼
Fixed assets21/28€2,903€2,262▼
Tangible fixed assets22/27€2,903€2,262▼
Plant, machinery and equipment23€1,363€1,579▲
Furniture and vehicles24€258€114▼
Other tangible fixed assets26€1,282€570▼
Current assets29/58€127,140€108,312▼
Amounts receivable within one year40/41€20,652€30,086▲
Trade receivables40€14,230€14,814▲
Other amounts receivable41€6,422€15,272▲
Cash at bank and in hand54/58€104,158€65,324▼
Deferred charges and accrued income490/1€2,330€12,902▲
Equity and liabilities
Total equity and liabilities10/49€130,043€110,574▼
Equity10/15€38,201€47,622▲
Contributions10/11€18,600€18,600=
Reserves13€19,601€19,601=
Distributable reserves133€19,601€19,601=
Profit (loss) carried forward14-€9,420
Amounts payable17/49€91,842€62,952▼
Amounts payable within one year42/48€91,842€62,952▼
Trade debts44€1,390€1,630▲
Suppliers440/4€1,390€1,630▲
Taxes, remuneration and social security45€23,571€24,066▲
Taxes450/3€23,571€18,466▼
Remuneration and social security454/9-€5,600
Other amounts payable47/48€66,880€37,256▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,362€1,240▼
Other operating charges640/8€285€295▲
Gross operating margin9900€92,965€47,441▼
Operating profit (loss)9901€91,318€45,906▼
Financial charges65/66B€116€154▲
Recurring financial charges65€116€154▲
Profit (loss) for the period before taxes9903€91,201€45,752▼
Income taxes67/77€19,005€653▼
Profit (loss) for the period9904€72,196€45,099▼
Profit (loss) for the period to be appropriated9905€72,196€45,099▼
Appropriation of the result
Profit (loss) to be appropriated9906€72,196€45,099▼
Profit to be distributed694/7€72,196€35,678▼
Return on contributions (dividend)694€72,196€35,678▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,203€8,033€6,417€1,362€1,240▼ 9.0%
Other operating charges640/8€245€351€271€285€295▲ 3.4%
Gross operating margin9900€33,976€38,923€70,826€92,965€47,441▼ 49.0%
Operating profit (loss)9901€25,528€30,539€64,137€91,318€45,906▼ 49.7%
Financial charges65/66B€334€246€125€116€154▲ 32.2%
Recurring financial charges65€334€246€125€116€154▲ 32.2%
Profit (loss) for the period before taxes9903€25,195€30,292€64,012€91,201€45,752▼ 49.8%
Income taxes67/77€6,015€7,157€13,160€19,005€653▼ 96.6%
Profit (loss) for the period9904€19,179€23,135€50,852€72,196€45,099▼ 37.5%
Profit (loss) for the period to be appropriated9905€19,179€23,135€50,852€72,196€45,099▼ 37.5%
Line20212022202320242025Change
Assets
Total assets20/58€83,261€101,902€102,138€130,043€110,574▼ 15.0%
Fixed assets21/28€16,370€9,245€4,265€2,903€2,262▼ 22.1%
Tangible fixed assets22/27€16,370€9,245€4,265€2,903€2,262▼ 22.1%
Plant, machinery and equipment23-€848€1,655€1,363€1,579▲ 15.8%
Furniture and vehicles24€12,952€5,691€616€258€114▼ 55.7%
Other tangible fixed assets26€3,419€2,707€1,994€1,282€570▼ 55.6%
Current assets29/58€66,891€92,656€97,873€127,140€108,312▼ 14.8%
Amounts receivable within one year40/41€8,555€10,306€25,329€20,652€30,086▲ 45.7%
Trade receivables40€8,555€9,453€24,484€14,230€14,814▲ 4.1%
Other amounts receivable41-€853€845€6,422€15,272▲ 138%
Cash at bank and in hand54/58€57,141€81,238€71,408€104,158€65,324▼ 37.3%
Deferred charges and accrued income490/1€1,196€1,112€1,136€2,330€12,902▲ 454%
Equity and liabilities
Total equity and liabilities10/49€83,261€101,902€102,138€130,043€110,574▼ 15.0%
Equity10/15€64,170€25,801€89,053€38,201€47,622▲ 24.7%
Contributions10/11€6,200€6,200€18,600€18,600€18,600=
Reserves13€19,601€19,601€19,601€19,601€19,601=
Non-distributable reserves130/1€945€945----
Reserves not available under the articles1311€945€945----
Distributable reserves133€18,656€18,656€19,601€19,601€19,601=
Profit (loss) carried forward14€38,369-€50,852-€9,420-
Amounts payable17/49€19,091€76,100€13,085€91,842€62,952▼ 31.5%
Amounts payable after more than one year17€2,916-----
Financial debts170/4€2,916-----
Amounts payable within one year42/48€16,175€76,100€13,085€91,842€62,952▼ 31.5%
Current portion of amounts payable after more than one year42€8,657€2,916----
Trade debts44€123€1,059-€1,390€1,630▲ 17.2%
Suppliers440/4€123€1,059-€1,390€1,630▲ 17.2%
Taxes, remuneration and social security45€7,396€19,847€9,085€23,571€24,066▲ 2.1%
Taxes450/3€4,596€17,047€9,085€23,571€18,466▼ 21.7%
Remuneration and social security454/9€2,800€2,800--€5,600-
Other amounts payable47/48-€52,278€4,000€66,880€37,256▼ 44.3%
Line20212022202320242025Change
Profit (loss) for the period9904€19,179€23,135€50,852€72,196€45,099▼ 37.5%
+ Depreciation and write-downs630€8,203€8,033€6,417€1,362€1,240▼ 9.0%
Operating cash flow (approximation)€27,382€31,168€57,269€73,558€46,339▼ 37.0%
Investment in fixed assets (approximation)--€908-€1,437€0-€600-
Change in cash-€24,098-€9,830€32,749-€38,834▼ 219%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 53 days late
2025
19-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2019net €72,196 ▲42%
Operating result €91,318, net result €72,196, both a record.
01-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity times 6current ratio 7.48
Current ratio from 1.22 to 7.48; short-term debt falls from €76,100 to €13,085.
12-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
08-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €19,179 ▼0.1%
Net result drops to €19,179, the lowest in the series; recovery starts the following year.
15-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Silly · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
1,554 m²
Building footprint
128 m²
Volume, LiDAR
891 m³
Parcel 55039C0384/00D000, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FIDB
Rue d'En Haut(Silly) 21, 7830 SillyManufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials
since 20182.281.028.145
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55039C0384/00D000 Wallonia 1,554 m² 1 · 128 m² 8.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 15,293 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
58290Other software publishing
61200Telecommunications resale and intermediation services
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
72109Other research and development on natural sciences
74999Other professional, scientific and technical activities
Contact
Website www.fidb.be

Scores and ratios are computed by Checked and are not a credit decision.