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Complete company report
Generated 19-08-2026
Active BE 0669.806.873General partnership

N & B Verzekeringen

Dorp 20 ·9920 Lievegem, Belgium· 9 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of N & B Verzekeringen is 0.4% (very low). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 9 yrs
Locations 1
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −No NACE activity registered +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2017, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview
No annual accounts filed
We find no annual accounts filed with the National Bank for this company. Not every legal form has to file: sole traders, small non-profits and dormant companies generally publish no figures. If the company files later, the figures appear here automatically.
Legal Structure
NACE primary -
Legal form General partnership(011)
Incorporation20-01-2017
StatusActive
Postal code9920
Establishment units 1 location
N & B Verzekeringen
Dorp 20, 9920 LievegemHoldings
since 20172.261.669.915
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44452B0820/00K002 Flanders 799 m² 1 · 713 m² 13.3 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
26-01-2026
State Gazette act Registered-office change
v3.2
2020
20-02-2020
State Gazette act Registered-office change
v3.2
2017
24-01-2017
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
Address history · 2
26-01-2026
v3.2
20-02-2020
v3.2
All acts · 3 updated 6 months ago
2026
26-01-2026 Registered office moved within Lievegem Registered-office change
  • Verkortingsweg 1A, 9920 Lievegem → Dorp 20, 9920 Lievegem
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Lievegem",
        "region": null,
        "street": "Dorp",
        "country": "BE",
        "postcode": "9920",
        "box_number": null,
        "street_number": "20"
      },
      "old_address": {
        "city": "Lievegem",
        "region": null,
        "street": "Verkortingsweg",
        "country": "BE",
        "postcode": "9920",
        "box_number": null,
        "street_number": "1A"
      },
      "effective_date": "2026-01-01",
      "evidence_quote": "De maatschappelijke zetel te verplaatsen van Verkortingsweg 1A, 9920 Lievegem naar Dorp 20, 9920 Lievegem en dit vanaf 1 januari 2026."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0669.806.873",
    "name_full": "N \u0026 B VERZEKERINGEN",
    "legal_form": "VOF"
  }
}
2020
20-02-2020 Registered office moved within Lievegem Registered-office change
  • Centrumstraat 7, 9920 Lievegem → Verkortingsweg 1A, 9920 Lievegem
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Lievegem",
        "region": null,
        "street": "Verkortingsweg",
        "country": "BE",
        "postcode": "9920",
        "box_number": null,
        "street_number": "1A"
      },
      "old_address": {
        "city": "Lievegem",
        "region": null,
        "street": "Centrumstraat",
        "country": "BE",
        "postcode": "9920",
        "box_number": null,
        "street_number": "7"
      },
      "effective_date": "2020-02-20",
      "evidence_quote": "Op de bijzondere algemene vergadering van 14 januari 2020 wordt met algemeenheid van stemmen beslist om de maatschappelijke zetel te verplaatsen van Centrumstraat 7 te 9920 Lievegem naar Verkortingsweg 1A-9920 Lievegem en dat met ingang vanaf heden."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0669.806.873",
    "name_full": "N \u0026 B VERZEKERINGEN",
    "legal_form": "VOF"
  }
}
2017
24-01-2017 Incorporation of a new VOF Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Kerkstraat 7, 9920 Lovendegem, Belgi\u00EB",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "De Clercq Nico",
        "niss": null,
        "address": "Lostraat 55, 9920 Lovendegem"
      },
      "share_class": "zonder nominale waarde",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 500,
      "holder_person_name": "De Clercq Nico",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 500,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "Francq Barbara",
        "niss": null,
        "address": "Lostraat 55, 9920 Lovendegem"
      },
      "share_class": "zonder nominale waarde",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 500,
      "holder_person_name": "Francq Barbara",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 500,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 1000,
  "subject_company": {
    "kbo": "0669.806.873",
    "name_full": "N \u0026 B Verzekeringen",
    "legal_form": "VOF"
  },
  "initial_directors": [],
  "incorporation_date": "2017-01-01",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL N & B Verzekeringen
Registered office
Dorp 20
9920 Lievegem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative