N.A.M.
The computed 12-month bankruptcy probability of N.A.M. is 1.5% (moderate). The 2025 annual accounts show equity of €13k and a net result of €2k. Equity is growing by ~32.2% per year across the filed fiscal years. Its solvency ranks better than 68% of 450 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €13k |
| Net result | €2k |
| Better than sector | 68% |
| Active | 34 yrs |
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 45.6% | 30.7% | |
| Net result | €2k | €9k | |
| Equity | €13k | €25k | |
| Gross operating margin | €4k | €46k | |
| Total assets | €29k | €102k |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema |
| Revenue | - | - | - |
| EBITDA | €4k | €12k | €7k |
| Net profit | €2k | €6k | €2k |
| Cash flow | €4k | €12k | €7k |
| Staff costs | - | - | €3k |
| Income taxes | - | - | - |
| Dividends | - | - | - |
| Total assets | €29k | €45k | €48k |
| Equity | €13k | €11k | €6k |
| Debt | €16k | €34k | €42k |
| of which ≤ 1y | €16k | €34k | €42k |
| of which > 1y | - | - | €384 |
| Working capital | €-5k | €-20k | €-32k |
| Employees (FTE) | - | - | - |
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Current ratio | 0.70 | 0.40 | 0.24 |
| Quick ratio | 0.70 | 0.40 | 0.24 |
| Working capital ratio | -16.3% | -44.6% | -66.5% |
| Solvency | 45.6% | 25.3% | 12.2% |
| Debt / equity | 1.19 | 2.96 | 7.19 |
| Long-term debt ratio | - | - | 0.07 |
| Interest coverage | - | - | 790.66 |
| Gross margin | - | - | - |
| Net margin | - | - | - |
| ROA | 6.2% | 12.3% | 3.4% |
| ROE | 13.6% | 48.7% | 27.8% |
| EBITDA margin | - | - | - |
| Days sales outstanding | - | - | - |
| Days payable outstanding | - | - | - |
| Inventory turnover | - | - | - |
| Days inventory (DSI) | - | - | - |
Full annual accounts (22 line items)
| Line item | Code | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet, Assets | ||||
| TOTAL ASSETS | 20/58 | €29k | €45k | €48k |
| Fixed assets | 21/28 | €18k | €32k | €38k |
| Intangible fixed assets | 21 | €15k | €15k | €15k |
| Tangible fixed assets | 22/27 | €3k | €16k | €23k |
| Financial fixed assets | 28 | €244 | €244 | €244 |
| Current assets | 29/58 | €11k | €14k | €10k |
| Amounts receivable within one year | 40/41 | €6k | €6k | €10k |
| Cash & bank | 54/58 | €5k | €7k | - |
| Balance sheet, Equity & liabilities | ||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €29k | €45k | €48k |
| Equity | 10/15 | €13k | €11k | €6k |
| Contributions / capital | 10/11 | €12k | €12k | €12k |
| Reserves | 13 | €443 | €443 | €443 |
| Accumulated profits (losses) | 14 | €1k | €-720 | €-6k |
| Amounts payable | 17/49 | €16k | €34k | €42k |
| Amounts payable after one year | 17 | - | - | €384 |
| Amounts payable within one year | 42/48 | €16k | €34k | €42k |
| Income statement | ||||
| Gross operating margin | 9900 | €4k | €13k | €12k |
| Operating result | 9901 | €2k | €6k | €2k |
| Financial charges | 65 | - | - | €9 |
| Result before taxes | 9903 | €2k | €6k | €2k |
| Net result for the period | 9904 | €2k | €6k | €2k |
| Result to be appropriated | 9905 | €2k | €6k | €2k |
| NACE primary | On-demand passenger transport by chauffeured vehicle(49330) |
| Legal form | Private limited company(610) |
| Incorporation | 13-03-1992 |
| Status | Active |
| Postal code | 1020 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21816C0026/00M031 | Brussels | 95 m² | 1 · 81 m² | 14.0 m · 4 fl. |
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
28-11-2023 Change in the board of directors
Technical details
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"act_meta": {
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"pub_date": "2023-11-28",
"filing_date": "2023-11-24",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2023-11-14",
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"co_filed_documents": [
"Bijlagen bij het Belgisch Staatsblad - 28/11/2023 - Annexes du Moniteur belge"
],
"corrected_publication_numac": null
}12-04-2022 Transaction in capital or shares
Technical details
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"notary": {
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"act_meta": {
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"under_authorized_capital": false,
"underlying_resolution_date": null
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"bedrijfsrevisor": null,
"subject_company": {
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"co_filed_documents": [],
"shareholders_after": [
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"role": "g\u00E9rant_statutaire",
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{
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"name": "Mr bjayou Mohamed",
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],
"share_classes_after": []
}| Legal nameFR | N.A.M. |