Checked.be
Active
BE 0775.443.041Private limited companyOpen bankruptcy
N&A Construct
· 4 yrs active
Sector: Specialised construction
(43990)
Conclusion
A bankruptcy procedure is open for N&A Construct according to publications in the Belgian State Gazette. The 2024 annual accounts show equity of €109k and a net result of €-11k.
Based on the State Gazette, CBE and 3 annual accounts.
Key figures
| Equity | €109k |
| Net result | €-11k |
| Better than sector | 83% |
| Active | 4 yrs |
Snowflake analysis
36
/ 100
Fragile profile — watch health in particular.
Health
0
Profitability
0
Solvency
100
Growth
78
Stability
0
Bankruptcy probability (12 mo)
Bankruptcy opened
A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Risk Assessment
50 / 100
High riskComponents
· Open bankruptcy (+50)
Trust signals
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No administrative flags
Health barometer
0
/ 100
Critical
Unlock the full score breakdown, per-year score history and the indicative credit limit from Starter.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview
Annual accounts filed on 31-05-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 43 — Specialised construction · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 69.0% | 39.5% | |
| Net result | €-11k | €11k | |
| Equity | €109k | €32k | |
| Gross operating margin | €-12k | €33k | |
| Total assets | €158k | €90k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€-12k
—
22–24
€-11k
—
22–24
€-8k
—
22–24
€158k
-6.9%
22–24
€109k
-8.8%
22–24
€108k
-7.2%
22–24
€33k
—
22–24
€49k
-2.2%
22–24
€49k
-2.2%
22–24
3.21
-3.6%
22–24
3.21
-3.6%
22–24
69.0%
-2.1%
22–24
0.45
+7.3%
22–24
-9.7%
—
22–24
-6.7%
—
22–24
-5.40
—
22–24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | — |
| EBITDA | €-12k |
| Net profit | €-11k |
| Cash flow | €-8k |
| Staff costs | — |
| Income taxes | — |
| Dividends | — |
| Total assets | €158k |
| Equity | €109k |
| Debt | €49k |
| of which ≤ 1y | €49k |
| of which > 1y | — |
| Working capital | €108k |
| Employees (FTE) | — |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 3.21 |
| Quick ratio | 3.21 |
| Working capital ratio | 68.4% |
| Solvency | 69.0% |
| Debt / equity | 0.45 |
| Long-term debt ratio | — |
| Interest coverage | -5.40 |
| Gross margin | — |
| Net margin | — |
| ROA | -6.7% |
| ROE | -9.7% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €158k |
| Fixed assets | 21/28 | €950 |
| Tangible fixed assets | 22/27 | €950 |
| Current assets | 29/58 | €158k |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €158k |
| Equity | 10/15 | €109k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €107k |
| Amounts payable | 17/49 | €49k |
| Amounts payable within one year | 42/48 | €49k |
| Trade debts payable within one year | 44 | €678 |
| Income statement | ||
| Gross operating margin | 9900 | €-12k |
| Operating result | 9901 | €-14k |
| Financial income | 75 | €6k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €-11k |
| Net result for the period | 9904 | €-11k |
| Result to be appropriated | 9905 | €-11k |
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Directors & mandates
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | MICHIEL VERRAES EDMOND TOLLENAERE-
STRAAT 56-79 B23, 1020 BRUSSEL 2 |
22-04-2025 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Specialised construction(43990) |
| Legal form | Private limited company(610) |
| Incorporation | 07-10-2021 |
| Status | Active |
| Postal code | — |
| First BS signal | 28-04-2025 |
| Latest BS signal | 28-04-2025 |
Company structure — linked entities
Mandates
↔
1
of these mandate-holders are active on other cases — click any red card to open that KBO.
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23069A0395/00A002 | Flanders | 1,540 m² | 1 · 6,251 m² | 14.4 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
31-05-2025
NBB filing
Annual accounts filed
28-04-2025
Bankruptcy
Opening
2024
02-05-2024
NBB filing
Annual accounts filed
2023
12-06-2023
NBB filing
Annual accounts filed
Lifecycle & Insolvency Signals
28-04-2025
Bankruptcy
Opening
Time machine — BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023–2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Loodgieterswerk43221Sanitaire werkzaamheden43221Stukadoorswerk43310Stukadoorswerk43310Schrijnwerk43320Schrijnwerk43320Plaatsen van vloer- en wandtegels43331Plaatsen van vloer- en wandtegels43331Schilderen van gebouwen43341Schilderen van gebouwen43341
Primary activity highlighted.
Names & trade names
| Legal nameNL | N&A Construct |
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies
"Dumont Pierre & Fils"
BE 0447.432.096 · Ciney
A.B. DIFFUSION
BE 0432.853.392 · Verviers
A.G. ROOF
BE 0436.446.451 · Gent
A.M.D.
BE 0434.662.740 · Maldegem
A.N.V.A.BOUWONDERNEMING
BE 0433.322.952 · Aalst