MYMORYS
ActiveMYMORYS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-9k) and a net result of €-4k. Equity is shrinking by ~82.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 8006 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8006 sector peers (2025).
NBB · sector comparisonPosition among 8006 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
17 d early
2024
30 d early
2023
26 d late
2022
330 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-9k▼ 69.5%
2024 · €-5k
2022: €8k
2023: €142
2024: €-5k
2022 → 2025
Net result
€-4k▲ 32.3%
2024 · €-5k
2022: €-17k
2023: €-8k
2024: €-5k
2022 → 2025
Total assets
€2k▼ 15.9%
2024 · €3k
2022: €19k
2023: €7k
2024: €3k
2022 → 2025
Solvency
-386.0%▼ 194.6pp
2024 · -191.3%
2022: 43.4%
2023: 2.1%
2024: -191.3%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€8k-€142▼ 98.2%€-5k€-9k▼ 69.5%
Operating result€-17k-€-8k▲ 53.6%€-5k▲ 33.2%€-4k▲ 32.4%
Net result€-17k-€-8k▲ 53.2%€-5k▲ 33.0%€-4k▲ 32.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €5k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2k
Fixed assets
€1k▼ 42.5%
Current assets
€921▲ 162%
Key figures and ratios
Debt
€11k▲
2024 · €8k
Debt ≤ 1 year
€11k▲
2024 · €8k
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3k€2k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Current assets29/58€351€921▲
Amounts receivable within one year40/41€265€917▲
Trade receivables40-€242
Other amounts receivable41€265€675▲
Cash at bank and in hand54/58€86€4▼
Equity and liabilities
Total equity and liabilities10/49€3k€2k▼
Equity10/15€-5k€-9k▼
Contributions10/11€25k€25k=
Profit (loss) carried forward14€-30k€-34k▼
Amounts payable17/49€8k€11k▲
Amounts payable within one year42/48€8k€11k▲
Trade debts44-€605
Suppliers440/4-€605
Other amounts payable47/48€8k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€497€518▲
Gross operating margin9900€-4k€-2k▲
Operating profit (loss)9901€-5k€-4k▲
Financial charges65/66B€92€64▼
Recurring financial charges65€92€64▼
Profit (loss) for the period before taxes9903€-5k€-4k▲
Profit (loss) for the period9904€-5k€-4k▲
Profit (loss) for the period to be appropriated9905€-5k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-34k▼
Profit (loss) brought forward from the previous period14P€-25k€-30k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-09
KBO administration
Address struck
Louizalaan 350 1050 L’adresse du siège Avenue Louise 350 1050 Die Sitzadresse Avenue Louise / Louizalaan
Brussel werd doorgehaald met ingang van Bruxelles · event 27-06-2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
25-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 330 days late
SignalNBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assesse · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Grands Joncs 385336 AssesseGround area
3,124 m²
Building footprint
233 m²
Volume, LiDAR
580 m³
2 parcels, Flanders, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MYMORYS
since 20222.326.902.217
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92028A0012/00A002 | Wallonia | 2,635 m² | 1 · 142 m² | - |
| 23058C0107/00M000 | Flanders | 489 m² | 1 · 91 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 164 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2022
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:beerensserge@gmail.com