Active BE 1002.519.447Private limited company

MYFILE

Chaussée de Lille(OR) 507 ·7501 Tournai, Belgium· 2 yrs active

Sector: Computer programming & consultancy (62100)

Conclusion Checked

The computed 12-month bankruptcy probability of MYFILE is 0.9% (low). The 2024 annual accounts show equity of €142k and a net result of €-31k. Its solvency ranks better than 31% of 7320 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€142k
Net result	€-31k
Better than sector	31%
Active	2 yrs

Snowflake analysis 5 axes · computed by Checked

47 / 100

Mixed profile: strong on solvency, weaker on profitability.

Health 43

Profitability 0

Solvency 76

Growth 50

Stability 67

Bankruptcy probability (12 mo) Checked model v1 · free

0.9% Low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

43 / 100 Weak

050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →

Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 27-08-2025 with the NBB · fiscal year 2024 · micro

Sector comparison

Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	45.7%	65.1%	better than 31% of 7320 sector peers
Net result	€-31k	€32k	better than 5% of 7317 sector peers
Equity	€142k	€58k	better than 83% of 7322 sector peers
Gross operating margin	€-19k	€52k	better than 5% of 7311 sector peers
Total assets	€311k	€103k	better than 91% of 7323 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	-
EBITDA	€-19k
Net profit	€-31k
Cash flow	€-23k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€311k
Equity	€142k
Debt	€169k
of which ≤ 1y	€59k
of which > 1y	€109k
Working capital	€21k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	1.35
Quick ratio	1.35
Working capital ratio	6.7%
Solvency	45.7%
Debt / equity	1.19
Long-term debt ratio	0.77
Interest coverage	-4.60
Gross margin	-
Net margin	-
ROA	-9.9%
ROE	-21.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €231k · 74.4% Current assets €80k · 25.6%

Equity & liabilities

Equity €142k · 45.8% Debt €169k · 54.3%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€311k
Fixed assets	21/28	€231k
Intangible fixed assets	21	€124k
Tangible fixed assets	22/27	€108k
Current assets	29/58	€80k
Amounts receivable within one year	40/41	€24k
Cash & bank	54/58	€43k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€311k
Equity	10/15	€142k
Contributions / capital	10/11	€145k
Accumulated profits (losses)	14	€-31k
Amounts payable	17/49	€169k
Amounts payable after one year	17	€109k
Amounts payable within one year	42/48	€59k
Trade debts payable within one year	44	€43k
Income statement
Gross operating margin	9900	€-19k
Operating result	9901	€-27k
Financial charges	65	€4k
Result before taxes	9903	€-31k
Net result for the period	9904	€-31k
Result to be appropriated	9905	€-31k

Ratios computed by Checked.

Legal Structure

NACE primary	Computer programming & consultancy(62100)
Legal form	Private limited company(610)
Incorporation	21-11-2023
Status	Active
Postal code	7501

Establishment units 2 locations

MYFILE

Chaussée de Lille(OR) 507, 7501 TournaiOntwerpen en programmeren van computerprogramma's

since 20232.353.658.181

MYFILE

Lambeaulaan 1, 1200 Sint-Lambrechts-WoluweOntwerpen en programmeren van computerprogramma's

since 20232.356.912.631

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
57060A0239/00B000	Wallonia	693 m²	1 · 215 m²	7.9 m · 2 fl.
21673D0089/00X005	Brussels	444 m²	1 · 242 m²	14.5 m · 4 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

27-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

02-10-2024

State Gazette act Director changes

21-05-2024

State Gazette act Capital & shares

Marie-Christine DERONNE

Belgisch Staatsblad, acts 2 acts

Capital history · 1

21-05-2024

Capital change

All acts · 2 updated 1 year ago

2024

02-10-2024 2 directors appointed, 2 resigning Director changes

Thomas BERTON, Président de l'organe d'administration
SRL Roland, Bloquiau & associés, Mandataire
Hadrien BERTON, Bestuurder
Hadrien BERTON, Président de l'organe d'administration

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Hadrien BERTON",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2024-09-23",
      "evidence_quote": "L\u0027assembl\u00E9e prend acte de la d\u00E9mission pr\u00E9sent\u00E9e par Monsieur Hadrien BERTON de son mandat d\u0027administrateur et de Pr\u00E9sident de l\u0027organe d\u0027administration, avec effet ce jour.",
      "decharge_status": "granted",
      "mandate_duration": {
        "kind": "until_date",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_out",
      "role": "Pr\u00E9sident de l\u0027organe d\u0027administration",
      "person": {
        "rrn": null,
        "name": "Hadrien BERTON",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2024-09-23",
      "evidence_quote": "L\u0027assembl\u00E9e prend acte de la d\u00E9mission pr\u00E9sent\u00E9e par Monsieur Hadrien BERTON de son mandat d\u0027administrateur et de Pr\u00E9sident de l\u0027organe d\u0027administration, avec effet ce jour.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_date",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "Pr\u00E9sident de l\u0027organe d\u0027administration",
      "person": {
        "rrn": null,
        "name": "Thomas BERTON",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "A la suite de la d\u00E9mission de Monsieur Hadrien BERTON, un nouveau Pr\u00E9sident de l\u0027organe d\u0027administration est d\u00E9sign\u00E9 en la personne de Monsieur Thomas BERTON.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": "Hadrien BERTON",
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "mandataire",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0809.149.254",
        "name": "SRL Roland, Bloquiau \u0026 associ\u00E9s",
        "address": "Rempart du Vieux Cimeti\u00E8re 5, 7060 Soignies",
        "country": "BE",
        "legal_form": "SRL"
      },
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide, \u00E0 l\u0027unanimit\u00E9, de donner mandat \u00E0 la SRL Roland, Bloquiau \u0026 associ\u00E9s avec facult\u00E9 de substitution \u00E0 tout employ\u00E9 exer\u00E7ant en son sein, ayant son si\u00E8ge \u00E0 7060 Soignies, Rempart du Vieux Cimeti\u00E8re 5, num\u00E9ro d\u0027entreprise 0809.149.254, RPM Hainaut (Division Mons), qui accepte, pour a",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2024-07-03",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2024-07-03",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-07-03",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "1002.519.447",
    "name_full": "MYFILE",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Van Overbeke Mathieu",
    "org_rep_person_name": null,
    "person_role_at_subject": "Mandataire sp\u00E9cial"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}

21-05-2024 Capital increase of €130,000 to €145,000 Capital & shares·Marie-Christine DERONNE

€15.000 → €145.000

Notary: Marie-Christine DERONNE · Tournai

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "share_split",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_class_creation",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "capital_increase",
      "after_eur": 145000.0,
      "delta_eur": 130000.0,
      "before_eur": 15000.0,
      "subscribers": [
        {
          "kbo": "0890.497.612",
          "rrn": null,
          "kind": "org",
          "name": "WAPINVEST \u2013 FONDS SPIN-OFF / SPIN-OUT",
          "share_class": null,
          "liberation_pct": 100.0,
          "contribution_kind": "geld",
          "n_shares_subscribed": 5549,
          "contribution_amount_eur": 130000.0
        }
      ],
      "share_emission": {
        "agio_eur": 130000.0,
        "share_form": "no_nominal_value",
        "share_class": null,
        "n_new_shares": 5549,
        "with_new_shares": true,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": 23.42764462065235
      },
      "decrease_purpose": null,
      "contribution_type": "inschrijvingsrechten_uitgifte",
      "paid_up_delta_eur": 130000.0,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "create"
    },
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "BERTON Hadrien",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 5000,
          "contribution_amount_eur": null
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "BERTON Thomas",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 5000,
          "contribution_amount_eur": null
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "DELAUNOY Valentin",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 5000,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "statutory_reserve_release",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": "kapitalisering_reserves",
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "convert_to_distributable"
    },
    {
      "kind": "other",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "other",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "other",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "other",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "other",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": "Marie-Christine DERONNE",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Tournai",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2024-05-21",
    "filing_date": "2024-05-16",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "assembl\u00E9e_generale",
    "act_date": "2024-05-15",
    "unanimous": null,
    "under_authorized_capital": true,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": {
    "waived": true,
    "firm_kbo": null,
    "firm_name": null,
    "ibr_number": null,
    "mission_type": null,
    "individual_name": null
  },
  "subject_company": {
    "kbo": "1002.519.447",
    "name_full": "MYFILE",
    "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Exp\u00E9dition",
    "statuts coordonn\u00E9s"
  ],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "BERTON Hadrien",
      "role": null,
      "n_shares": 5000,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "BERTON Thomas",
      "role": null,
      "n_shares": 5000,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "DELAUNOY Valentin",
      "role": null,
      "n_shares": 5000,
      "share_class": null
    }
  ],
  "share_classes_after": []
}

Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

AI-generated from Checked data; indicative, not legal or investment advice.

Company registry (CBE) Crossroads Bank

Activities

Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Overige diensten op het gebied van informatietechnologie en computer62090Overige diensten op het gebied van informatietechnologie en computer62900

Primary activity highlighted.

Names & trade names

Legal nameFR

MYFILE

Registered office

Chaussée de Lille(OR) 507

7501 Tournai, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

Similar companies Same NACE

ARPEGE BE 0441.103.342 · Beauraing

BOSSAERTS BE 0404.308.965 · Hove

G.B.O. SERVICES BE 0451.261.222 · Sint-Genesius-Rode

PYRAMIDE INGENIERIE BE 0436.881.565 · Herve

IMPRENTA BE 0448.759.018 · Lint