MYDIBEL

Active

Public limited companyfounded 1988active for 38 yearsPiro-Lannoystraat 30, 7700 Mouscron, BelgiumKBO/BCE: BE 0433.775.684

Summary

MYDIBEL has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €64.0m and a net result of €1.8m. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 71% of 6,486 sector peers (NACE 47, financial year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisFollow Report Compare

MYDIBELActiveChecked score 57/100

Risk analysis Report Compare

Activity

Retail sale of fruit and vegetables

NACE 47210Manufacture of food products NACE 10312

Largest employer in Mouscron, Wholesale and retail trade sector4 sites

Size

€90.5mturnover 2024

Staff: 440.8 FTE
Equity: €64.0m
Profit: €1.8m

Financial health

57 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 1.0%

Structure

Parent: B.C. MYLLE · 99.74%
Holdings: 2

Graham DugdaleManaging director
Yves CapoenDirector

Auditor: KPMG Réviseurs d'Entreprises2025 accounts not filed, 86 days past the deadline

Why 57raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 04-07-2025)Liquidity: current ratio 0.94, cash €7.1mlowers riskFounded in 1988Equity €64.0m (52.5% of total assets)Show the evidence

Checked score

Score 2024

57 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 70% of its sector peers (NACE 47, large)

A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 77+14

equity 52.5% of total assets

Liquidity 41+8

short-term debt 35.5% · cash 5.9%

Profitability 80-20

return on assets 1.5%

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (83 companies, NACE 47, large)

Last 24 months 11-2024: 3.1% 12-2024: 3.4%▲ +0.3 percentage points vs 11-2024 01-2025: 4.8%▲ +1.4 percentage points vs 12-2024highest value 02-2025: 4.8%● unchanged vs 01-2025highest value 03-2025: 0.6%▼ -4.2 percentage points vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%▼ -0.5 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026lowest value 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.3 percentage points vs 07-2026 09-2026: 0.6%▲ +0.1 percentage points vs 08-2026 10-2026: 1.0%▲ +0.4 percentage points vs 09-2026

Credit of up to €3,600,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity insufficient (current ratio 0.94, compared with 0.94 in 2023, below 1; short-term debt: 35.5% and cash: 5.9% of total assets), and 47.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, large): better than 85% on solvency, 73% on liquidity, 96% on profitability and 24% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises riskneutral

Figures for financial year 2024 (filed 04-07-2025)

NBB · annual accounts

Founded in 1988

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 0.94, cash €7.1m

NBB · annual accounts

Equity €64.0m (52.5% of total assets)

NBB · annual accounts

Growing equity

Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.

NBB · annual accounts 2024

Equity per financial year

18192021222324

2018 to 2024 · latest year €64.0m

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 86 days later.

NBB · 10 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline25-10-2026 today

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

27 days early

2023

211 days late

2022

48 days early

2021

122 days late

2020

21 days early

2019

21 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 36 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

21-08-2026 Amendment of the articlesGeneral meeting
13-07-2026 Resignations & appointmentsPower of attorney
27-03-2026 Resignation: EY Réviseurs d'Entreprises SRL (statutory…Appointment: KPMG Réviseurs d'Entreprises SRL…

Key points

Caution: Result fell in 2024from €50.6m to €1.8m ▼ 96.4% View
Caution: Board changedlatest change 19-12-2025 · 2 in office 3 joined · 4 left View
Positive: Largest employer in Mouscron, Wholesale and retail trade sectorin the Checked rankings No. 1 View
Caution: 2025 accounts not fileddeadline was 31-07-2026 86 days past the deadline View
Controlled by B.C. MYLLEultimately: Simplot Europe Holdings 99.74% View

By topic

Financials

Financial year: 2024
Turnover: €90.5m
Profit: €1.8m
Solvency: 52.5%

Turnover▼ 75.4%

Net result

20182024

Go to Financials

Board & ownership

Board: 2 members
Parent: B.C. MYLLE · 99.74%
Auditor: KPMG Réviseurs d'Entreprises

Graham DugdaleManaging director
Yves CapoenDirector

Go to Board & ownership

Network & group

Group: Simplot Europe Holdings
Subsidiaries: 2
Connected companies: 5
Mergers and asset contributions: 1

2 subsidiaries

Go to Network & group

Timeline

Events: 64
Since: 1990

20-01-2026Resignations: James Alderman (managing director) and Erik…
02-01-2026Amendment of the articles
11-12-2025Resignations: Jan Clarebout, Gert Masselus and Marc…

Go to Timeline

Company details

Sites: 4

Legal form: Public limited company
Activity: Retail sale of fruit and vegetablesNACE 47210
Founded: 24-03-1988
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 2

Financial year: From 1 September to 31 August
Annual meeting: The first on 04-02-2027 at 14:00

Go to Articles of association

Key facts about MYDIBEL

What is the company number of MYDIBEL?: 0433.775.684. In Belgium the VAT number is the company number with BE in front: BE 0433.775.684.
Where is MYDIBEL based?: The registered office is at Piro-Lannoystraat 30, 7700 Mouscron.Company details
What does MYDIBEL do?: According to the KBO register, the main activity is retail sale of fruit and vegetables (NACE 47210).
What is the legal form of MYDIBEL?: Public limited company (NV).
When was MYDIBEL founded?: On 24-03-1988.
Is MYDIBEL still active?: Yes, MYDIBEL is an active enterprise in the KBO register.
How many employees does MYDIBEL have?: On average 440.8 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of MYDIBEL?: €90.5m in financial year 2024, according to the filed annual accounts.
Is MYDIBEL profitable?: In financial year 2024, MYDIBEL made a profit of €1.8m.
Where can I find the annual accounts of MYDIBEL?: MYDIBEL filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2024.