MY-TRUCKS RENTAL
ActiveMY-TRUCKS RENTAL has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.30M and a net result of €-564k. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 31% of 429 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-9
Solvency50▼-4
Growth66▼-19
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €480k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.49 in 2024; short-term debt: 37.4% and cash: 2.7% of total assets), and 75.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.8%
Return on assets
-1.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
85 d early
2023
18 d early
2022
12 d early
2021
11 d early
2020
12 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€62.75M▲ 2.9%
2024 · €60.95M
2020: €27.22M
2021: €30.92M
2022: €33.09M
2023: €49.46M
2024: €60.95M
2020 → 2025
EBIT margin
-0.1%▼ 4.3pp
2024 · 4.2%
2020: 5.2%
2021: 1.7%
2022: 1.7%
2023: 3.8%
2024: 4.2%
2020 → 2025
Net result
€-564k
2024 · €1.89M
2018: €1.23M
2019: €1.36M
2020: €1.32M
2021: €482k
2022: €557k
2023: €1.49M
2024: €1.89M
2018 → 2025
Working capital
€2.95M▼ 39.0%
2024 · €4.83M
2018: €2.56M
2019: €2.36M
2020: €2.42M
2021: €2.01M
2022: €3.08M
2023: €3.65M
2024: €4.83M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€30.92M-€33.09M▲ 7.0%€49.46M▲ 49.5%€60.95M▲ 23.2%€62.75M▲ 2.9%
Equity€6.68M-€7.24M▲ 8.3%€7.98M▲ 10.2%€8.86M▲ 11.1%€8.30M▼ 6.4%
Operating result€513k-€577k▲ 12.5%€1.88M▲ 226%€2.57M▲ 36.6%€-60k
Net result€482k-€557k▲ 15.5%€1.49M▲ 168%€1.89M▲ 26.8%€-564k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €60k after €2.57M in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33.50M
Fixed assets
€18.03M▲ 12.7%
Current assets
€15.48M▲ 4.6%
Equity and liabilities €33.50M
Equity
€8.30M▼ 6.4%
Provisions
€1.07M▼ 4.6%
Debt
€24.14M▲ 16.0%
The debt ratio rises from 67.6% to 72.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€5.56M▼
2024 · €6.77M
Cash flow
€5.06M▼
2024 · €6.08M
Solvency
24.8%▼
2024 · 28.8%
Current ratio
1.24▼
2024 · 1.49
Quick ratio
1.00▼
2024 · 1.00
Debt / equity
2.91▲
2024 · 2.35
ROE
-6.8%▼
2024 · 21.3%
ROA
-1.7%▼
2024 · 6.1%
Interest coverage
7.73▼
2024 · 11.74
Debt
€24.14M▲
2024 · €20.81M
Debt ≤ 1 year
€12.53M▲
2024 · €9.96M
Debt > 1 year
€10.95M▲
2024 · €10.29M
Income taxes
€3k▼
2024 · €132k
Staff costs
€1.64M▲
2024 · €1.26M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30.79M€33.50M▲
Fixed assets21/28€15.99M€18.03M▲
Intangible fixed assets21€9k€506k▲
Tangible fixed assets22/27€15.81M€17.36M▲
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€8k€337k▲
Furniture and vehicles24€3.95M€3.45M▼
Leasing and similar rights25€11.74M€13.46M▲
Other tangible fixed assets26€109k€113k▲
Financial fixed assets28€167k€157k▼
Affiliated companies280/1-€25k
Participating interests280-€25k
Other financial fixed assets284/8€167k€132k▼
Amounts receivable and cash guarantees285/8€167k€132k▼
Current assets29/58€14.80M€15.48M▲
Stocks and contracts in progress3€4.81M€2.98M▼
Stocks30/36€4.81M€2.98M▼
Goods purchased for resale34€4.81M€2.98M▼
Amounts receivable within one year40/41€7.83M€9.35M▲
Trade receivables40€6.66M€8.17M▲
Other amounts receivable41€1.16M€1.18M▲
Current investments50/53€693k€581k▼
Other investments51/53€693k€581k▼
Cash at bank and in hand54/58€689k€913k▲
Deferred charges and accrued income490/1€784k€1.65M▲
Equity and liabilities
Total equity and liabilities10/49€30.79M€33.50M▲
Equity10/15€8.86M€8.30M▼
Contributions10/11€127k€127k=
Capital10€127k€127k=
Issued capital100€127k€127k=
Reserves13€6.85M€6.85M=
Non-distributable reserves130/1€13k€13k=
Legal reserve130€13k€13k=
Distributable reserves133€6.84M€6.84M=
Profit (loss) carried forward14€1.89M€1.32M▼
Provisions and deferred taxes16€1.12M€1.07M▼
Provisions for liabilities and charges160/5€1.12M€1.07M▼
Environmental obligations163€1.12M-
Other liabilities and charges164/5-€1.07M
Amounts payable17/49€20.81M€24.14M▲
Amounts payable after more than one year17€10.29M€10.95M▲
Financial debts170/4€9.46M€9.67M▲
Leasing and similar obligations172€8.14M€8.92M▲
Credit institutions173€1.31M€746k▼
Other amounts payable178/9€830k€1.28M▲
Amounts payable within one year42/48€9.96M€12.53M▲
Current portion of amounts payable after more than one year42€4.52M€5.42M▲
Financial debts43€423k€1.00M▲
Credit institutions430/8€423k€1.00M▲
Trade debts44€2.74M€4.78M▲
Suppliers440/4€2.74M€4.78M▲
Advances received on contracts in progress46€2.04M€980k▼
Taxes, remuneration and social security45€151k€234k▲
Taxes450/3€41k€97k▲
Remuneration and social security454/9€110k€137k▲
Other amounts payable47/48€89k€121k▲
Accrued charges and deferred income492/3€559k€662k▲
Income statement
Code20242025
Operating income70/76A€61.10M€63.36M▲
Turnover70€60.95M€62.75M▲
Own construction capitalised72-€238k
Other operating income74€146k€375k▲
Operating charges60/66A€58.53M€63.42M▲
Goods for resale, raw materials and consumables60€45.36M€47.82M▲
Purchases600/8€47.53M€46.01M▼
Change in stocks: decrease (increase)609€-2.16M€1.81M▲
Services and other goods61€5.79M€6.26M▲
Remuneration, social security and pensions62€1.26M€1.64M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4.20M€5.62M▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1.17M€1.86M▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€669k€-51k▼
Other operating charges640/8€68k€269k▲
Operating profit (loss)9901€2.57M€-60k▼
Financial income75/76B€27k€230k▲
Recurring financial income75€27k€230k▲
Income from financial fixed assets750-€462
Income from current assets751€18k€35k▲
Other financial income752/9€9k€194k▲
Financial charges65/66B€578k€731k▲
Recurring financial charges65€578k€731k▲
Debt charges650€576k€720k▲
Other financial charges652/9€2k€11k▲
Profit (loss) for the period before taxes9903€2.02M€-561k▼
Income taxes67/77€132k€3k▼
Taxes670/3€132k€3k▼
Profit (loss) for the period9904€1.89M€-564k▼
Profit (loss) for the period to be appropriated9905€1.89M€-564k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.38M€1.32M▼
Profit (loss) brought forward from the previous period14P€1.49M€1.89M▲
Transfer from equity791/2€1.00M-
From reserves792€1.00M-
Transfer to equity691/2€1.49M-
To other reserves6921€1.49M-
Profit to be distributed694/7€1.00M-
Return on contributions (dividend)694€1.00M-
Social balance
Average headcount (FTE)908717.622.9▲
The notes to these accounts (79 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-564k ▼130%
Net result drops to €-564k, the lowest in the series.
07-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €1.89M ▲26.8%
Operating result €2.57M, net result €1.89M, both a record.
13-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €5MEq €6.20M ▲27%
3 profitable years in a row build equity to €6.20M.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2019
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
17-06-2019
Resigned as Director
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industriepark-Drongen 49031 GentGround area
5,924 m²
Building footprint
1,676 m²
Volume, LiDAR
8,760 m³
Parcel 44017D0926/00E000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Spardex
since 20122.209.143.128
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017D0926/00E000 | Flanders | 5,924 m² | 1 · 1,676 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 134,330 EUR awarded · 134,312 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 10,710 EUR | 10,710 EUR |
| 2024 | 2 | 41 EUR | 4,120 EUR |
| 2023 | 2 | 106,089 EUR | 104,200 EUR |
| 2022 | 2 | 17,490 EUR | 15,282 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Subsidies voor internationaal ondernemen
Werkbaarheidscheque (stopgezet)
Similar companies · same sector, comparable size
SITRA INVEST
BE 0508.516.461
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MOTORWORLD
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LOET
BE 0865.097.171
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Mr Lease
BE 0750.717.939
Hooglede · Eq €10.40M
MARITIME CONTAINERTRADING
BE 0454.613.561
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Of 361 companies in sector 77120 we hold annual accounts for 233. 68 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-03-2012
Fiscal year end31-12
Activities, NACEBEL
77120Rental and leasing activities
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46712Wholesale trade
47812Retail trade
45194
45402
46713Wholesale trade
47830Retail sale of motorcycles and motorcycle parts and accessories
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.